Madison Travel Lakewood Nj

Are you tired of paying an enormous amount on flights? Good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to turn credit card bonus and sign-up incentives into airline miles, that can then be used to get discounted or even complimentary flights for your ideal destinations. With a bit of creativity and some insider information, you’ll fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. The miles can be used to buy cheap or free flight tickets. Certain credit cards allow you to redeem miles to pay for hotel stays or rental car deals.

How Does it Work?

The secret to successful travel hacking is to take advantage of the credit card sign-up bonus and building out a frequent flyer mile program for a specific group of airlines. When you are ready to make a booking, evaluate the cost. If the price is under $300, it’s usually better to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb higher than $500, it’s best to check those frequent flyer accounts to see which airline can give you the most value. It all boils down to the amount of miles or points you have in your travel savings account for each airline.

Begin by Getting Started with Travel Hacking

Ready to learn the secrets to hacking travel? Your first task is to open the credit card that comes that comes with a welcome bonus. There are many great credit cards with various benefits and features. It is all dependent on the airline, your habits with spending and what features are important to you.

Top Credit Card Picks

Here are a few credit cards that are perfect for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit or debit card, you’ll need to reach the spending limit for minimum expenditure in order to receive the bonus. Every credit card has its own set of guidelines, so make sure to check for this information. From there, it’s all about racking up miles and using them to plan your dream trip!

Ready to jet-set with your goals?

After you’ve accrued your points balance, you’re ready to cash them in for some sweet travel! Different credit card providers will have different methods of redeeming your rewards, here are a few examples from some of the ones I have experience with:

Take a trip by using Chase Ultimate Rewards

If you’re a holder of an Chase cards, you are able to redeem your points through the Ultimate Rewards portal. In it, you’ll have access to virtually every airline, and you can use a combination of the points as well as cash in order to pay for your trip. You can book your flight entirely on points if you have enough balance! Sometimes, even if you don’t have enough points to cover the entire price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.

 

United

Are you tired of paying full price for flights? Did you not know that when you book directly through United You have the option of paying using dollars or points? Be careful that if you do not have enough points you cannot combine points and dollars for one flight. If you’re a few point short United also offers the possibility of purchasing additional miles.

JetBlue

Looking for a domestic flight? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra space and complimentary snacks. Plus, their booking process is like United’s, allowing customers to book using either JetBlue points or dollars however, not both. But, JetBlue has a unique feature where you can combine your points with family members to accrue points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack the system.

Hit that Minimum Spend

If you’re like me and my travel companion Becca, you’re probably pretty thrifty and it’s difficult to think of spending thousands of dollars in order to meet the required amount to qualify for a credit card bonus. But don’t fret because we’ve been there and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is a huge one! If you’re able pay your rent with credit card, then do it! Make sure you pay a cost, which is usually around 3 percent. It could be worthwhile over the long term if the bonus is high enough.

Pay a medical bill

Another excellent way to meet the spending limit is to cover an medical bill. If you don’t have any medical bills in the near future, ask your relatives if you could pay their medical bills and they will pay you back.

Pay off the loan

If you’re in the middle of a loan you owe, think about paying them off with an credit card. Make sure to pay the credit card balance in full , so that you don’t accumulate additional debt.

Ask your family members for help

Ask your family members to see if they have any large expenses coming up which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they know why you’re taking the initiative.

Purchase presents

If you’re celebrating the holidays, consider buying all your gifts with your credit card. So you’ll be able to reach the minimum spending requirement and also be prepared to give gifts. Be sure to avoid spending more than you contemplating to.

There are a lot of ways to make the most out of your travel credit card. accrue points or miles to spend on flights or other travel-related expenses. Here are some additional suggestions for maximising the rewards you earn:

Book travel expenses with your credit card

If you’re planning a trip, make use of the travel credit card for booking your flight, hotel, rental car, and any other travel-related expenses. In addition, you’ll achieve the minimum spend to earn your credit card reward, however, you’ll also earn points or miles for those costs.

Utilize your credit card to pay to pay for your everyday expenditures

Another way to meet the minimum spend to earn rewards is using your credit card to pay for everyday expenses. This can include things like food, gas, and even your phone bill. Just make sure to pay off the balance in full every month to ensure you don’t accumulate interest.

Take advantage of bonus categories

Many travel credit cards offer miles or bonus points on certain kinds of purchases, including eating out or travelling. Check out the rewards program of your credit card and make use of any bonus categories that match with your spending routines.

Think about a balance transfer

If you’re in the middle of a debt on a credit card, think about transferring the balance to the travel credit card which has an introductory rate of 0% for balance transfers. This will let you pay off your debts without accruing interest and simultaneously help you hit the minimum spending requirement for the credit card bonus.

Make use of your miles or points wisely

If you’ve amassed a large amount of miles or points Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card and then compare the benefits of different redemption options. For instance you can use points to purchase a flight directly through the airline may give you a better return than using them for a gift card.

Another option is to get an rewards card that permits you to transfer reward points into other loyalty programmes. This allows you to get a wider selection of options and greater flexibility when redeeming your rewards. For instance, you might be able to transfer your rewards to frequent flyer programs of airlines or Hotel rewards programme. This gives an access greater selection of hotels, flights as well as other travel perks that may not be offered through the rewards program on your credit card.

Additionally, try to determine whether your credit card has any perks that can reduce your travel costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that are extremely valuable when you’re traveling.

When you travel with a companion and both of you get rewards on your credit card. Be aware that you cannot split the cost on the same card. Also, make sure to track the rewards you earn separately.

Overall, the key to maximizing your travel rewards is to know the rewards program of your credit card and ensure that you’re making use of your credit card in the most effective method. Through a combination of the methods I’ve described in this article, you’ll be able get rewards in a short time, use them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.