Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to all your travel woes. It’s an exciting way to convert welcome bonuses and other incentives into airline miles, that can then be used to score discounted or cheap flights from your desired destinations. With a bit of creativity and some insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. The miles can be used to pay for discounted or even free flights. Certain credit cards will also let you redeem miles to pay for hotel stays or car rental offers.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of the credit card sign-up bonus and to establish a frequent flyer mile program on a select group of airlines. When it comes time to make a booking, evaluate the cost. If the cost is less than $300, it’s usually better to pay in cash and use your miles to pay for a more expensive flight. When the flights start getting higher than $500, it’s best to look into the frequent flyer account and determine which airline offers you the best deal. It all boils down to the number of miles or points you have in your travel savings account for every airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets to travel hacking? Your first task is opening an account with a sign-up offer. There are many great credit cards that provide various benefits and features. It is all dependent on the airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are some credit cards perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll have to meet the minimum spend limit in order to get the bonus. Every credit card has its own set of rules, so be sure to look up the details. From there you can begin to rack up miles and using them to book your dream trip!
Are you ready to go on a jet-setting with your points?
Once you’ve accumulated your points amount, it’s time to redeem them for some delicious getaway! Different credit card companies will have different methods for redeeming your points, but here are a few examples from some of the companies I have experience with:
Escape through Chase Ultimate Reward
If you have an Chase card, you are able to redeem your points via the Ultimate Rewards portal. In it, you’ll have access to almost every airline, and you can use a combination of the points as well as cash in order to pay for your travel. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you fed up of paying full price for flights? Did you know that when you book directly through United You have the option to pay with dollars or points? Butbe aware in case you don’t have enough points you aren’t able to combine dollars and points on flights. If you’re just a few point short United provides the option of buying additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant travel experience that includes extra legroom and free snacks. In addition, their booking procedure is similar to United’s that allows customers to book using either JetBlue points or dollars however, not both. The difference is that JetBlue has a unique feature that allows you to join your points with your relatives to earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack the system.
Reach that Minimum Spend
If you’re like me or my travel companion Becca, you’re probably pretty economical and it’s daunting to try to spend thousands of dollars in order to meet the minimum spend for credit card bonuses. However, don’t be worried, we’ve been through it and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent using credit card, then do it! Just be prepared to pay a cost, which is usually about 3 percent. It may be worth it over the long term in the event that the bonus is substantial enough.
Pay a medical bill
Another way to reach the spending limit is to pay for the medical bills. If you don’t have any medical bills due Ask your relatives if you could pay their medical bills and they can repay you.
Repay the loan
If you’re a borrower, consider repaying them using an credit card. Just make sure you pay off the balance on your credit card in full , so that you don’t accrue more debt.
Ask family members for assistance
Discuss your family with them and look into any major expenses in the near future which you could help pay for. Be sure to be sure that you’re able to trust the person and they know why you’re doing this.
If you’re celebrating the holidays take into consideration buying all your gifts with the credit card you have. This way you can hit that minimum spend and also be ready to give gifts. Make sure that you’re not paying more than you already thinking of.
There are a lot of methods to get the most from the travel credit card. accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are a few more ways to maximize your rewards
Pay for travel expenses using your credit card
Whenever you’re planning a trip, use your travel credit card to pay for your flight, hotel, rental car, and any other travel expenses. In addition, you’ll be able to meet the minimum amount of spending required to earn your credit card and earn points, but you’ll also earn points or miles to cover the costs.
Utilize your credit card to pay to pay for your everyday expenditures
Another method to reach the minimum spending requirement to earn rewards is using your credit card to pay everyday costs. This can include things like gas, groceries and even your telephone bill. Make sure you pay off the balance each month in full so you don’t pay interest.
Take advantage of bonus categories
A lot of travel credit cards provide bonus points or miles for certain types of purchases, including eating out or travelling. Make sure you review your credit card’s rewards program and make use of any bonus categories that match with your spending habits.
Take into consideration the possibility of transferring your balance
If you have existing debt on a high-interest credit card, think about transferring that balance onto the travel credit card which has the introductory APR of 0% for balance transfers. This will allow you to pay off your debt without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card’s bonus.
Make use of your miles or points wisely
When you’ve earned a significant amount of points or miles Make sure to utilize them in a responsible manner. Review the rewards program for your credit card, and evaluate the benefits of different redemption options. For instance using points to book a ticket directly through the airline may give you a better return than using them for an gift card.
Another tip is to use a rewards card that allows you to transfer your reward points into other loyalty programmes. This will let you have a wider range of choices and more freedom when it comes to redeeming your rewards. For instance, you might be able to transfer your reward to an airline’s frequent flyer program or a Hotel rewards programme. This gives the benefit of a wider selection of hotels, flights, and other travel perks which are not accessible through the rewards program of your credit card.
In addition, you should determine the card’s benefits. certain benefits that will help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection and other benefits that could be invaluable when you travel.
Finally, when you’re traveling with someone else each of you will be able to earn rewards with your credit card. Just remember that you can’t split the cost on the same card. Also, make sure to track your rewards in a separate manner.
The key to reaping the maximum benefits from your travel rewards is to understand the rewards program on your credit card and ensure that you’re making use of it in the most effective method. Utilizing a combination of the strategies I’ve outlined, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it and benefit from a wide variety of travel benefits.