Are you tired of spending thousands of dollars on travel? Good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting method to convert welcome bonuses and other incentives into airline miles, which you can use to score discounted or free flights to your ideal destinations. With a little creativity and some insider knowledge, you can travel for free in no time.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to purchase discount or no-cost flights. Certain credit cards will also allow you to redeem miles to pay for hotel stays or car rental offers.
How Does it Work?
The secret to successful hacking travel is taking advantage of credit card sign-up bonuses and to establish a frequent flyer mile program with a limited number of airlines. When you are ready to book a flight consider the cost. If the cost is less than $300, it’s generally better to pay in cash and use your miles to pay for a more expensive flight. If your flights begin to climb above $500, you’ll want to review your frequent flyer accounts and find out which airline will give you the best deal. It all boils down to the number of points or miles you have in your travel account for every airline.
Start with Travel Hacking
Are you ready to discover the secrets to travel hacking? First step to open an account with a sign-up bonus. There are a lot of fantastic credit cards with a variety of features and benefits. It is all dependent on the airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are a few credit cards that are great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll have to meet the spending limit for minimum expenditure in order to get the bonus. Every credit card has its own set of guidelines, so make sure to look up this information. Then you can begin to rack up miles and then using them to book your dream trip!
Are you ready to set sail with your goals?
Once you’ve accumulated the points balance, it’s time to cash them in for some sweet vacation! Different credit card companies will have different methods for redeeming your points. Here are some examples from a few of the companies I have experience with:
Escape through Chase Ultimate Reward
If you have an Chase credit card, then you can redeem your points via the Ultimate Rewards portal. In the portal, you’ll have access to nearly every airline and you can combine money and points to book your next trip. You can even book completely with points if you’ve the funds to pay for it! Sometimes even if you don’t have enough points to cover the total cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you tired of paying the full cost for flights? Did you not know that when you book directly through United, you have the option of paying with dollars or points? Butbe aware, if you don’t have enough points, you cannot combine dollars and points on the same flight. Don’t worry, though, if you’re only a couple of point short United provides the option to purchase additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra legroom as well as free snacks. Plus, their booking process is similar to United’s that allows passengers to book flights using JetBlue points or dollars but not both. The difference is that JetBlue is unique in that they offer a feature that allows you to combine your points with your family members and earn points twice as fast. Be sure to verify that you are a family member before trying to hack the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca You’re probably quite economical and it’s challenging to attempt to spend thousands of dollars to hit the required amount to qualify for the credit card bonus. Don’t worry because we’ve been there and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent with credit card, go for it! Just be prepared to be charged a fee, typically around 3%. It could be worthwhile over the long term if the bonus is high enough.
Make a payment on a medical expense
Another great way to hit the spending limit is to pay for a medical bill. If you don’t have any medical bills in the near future Ask your family members to pay them for theirs, and they’ll repay you.
Make a payment to pay off the loan
If you’re in the middle of a loan you owe, think about paying them off with an credit card. Be sure to pay off the credit card balance in full so you don’t accrue more debt.
Ask your family members for help
Ask your family members to determine if they’ve got any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to are able to trust the person and that they know why you’re doing it.
If it’s the holiday season you should consider purchasing all your gifts with cards from your credit account. In this way, you’ll meet the minimum spending limit and also be prepared to give gifts. Just make sure you’re not paying more than you contemplating to.
There are many methods to get the most from the travel credit card and earn miles or points to use towards flights or other travel-related expenses. Here are a few additional ways to maximize your rewards:
Make travel reservations using your credit card
Whenever you’re planning a trip, use the travel credit card to pay for your hotel, flight, rental car, and any other travel expenses. In addition, you’ll be able to hit the minimum amount of spending required for your credit card as well, but you’ll also earn points or miles on the costs.
Make use of your credit card to pay for everyday costs
Another way to meet the minimum spending requirement and earn points is making use of your credit card for everyday costs. This could be things like gas, groceries and even your telephone bill. Just make sure to pay off the balance in full each month so you don’t accrue interest charges.
Benefit from bonus categories
Some travel credit cards will offer miles or bonus points for specific types of purchases, like dining or travel. Make sure you review the rewards program of your credit card and take advantage of any bonus categories that match with your spending routines.
Take into consideration the possibility of transferring your balance
If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer the balance to a travel credit card with an introductory rate of 0% for balance transfer. This will let you pay off the debt without accruing interest, and also help you hit the minimum spend for the credit card’s bonus.
Use your points or miles prudently
If you’ve amassed a large amount of points or miles make sure you use them in a responsible manner. Review the rewards program for your credit card, and evaluate the benefits of different redemption options. For example, using your points to purchase a flight directly with the airline could offer better value than using them for an gift card.
Another suggestion is to use an rewards card that permits you to transfer your rewards to different loyalty program. This allows you to enjoy a greater variety of options and greater flexibility when redeeming your rewards. For example, you may be capable of transferring your reward to an airline’s frequent flyer program or reward program for hotels. This can give you access to a wider variety of hotels, flights, and other travel perks that aren’t offered through the rewards program on your credit card.
Additionally, try to determine the card’s benefits. some perks that could save you money on travel-related costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that could be very beneficial when traveling.
When you travel with a friend, both of you can get rewards on your credit card. Make sure you don’t divide the cost with the same card and make sure to keep track of the rewards you earn separately.
The key to maximizing your rewards for travel is to be aware of your credit card’s rewards program and to ensure you’re making use of this program in the most efficient method. Through a combination of the strategies I’ve listed in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences and benefit from a wide assortment of travel-related perks.