Are you tired of spending thousands of dollars on travel? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to convert credit card bonus and sign-up incentives into airline miles that can then be used to obtain discounted or free flights to your dream destinations. With a bit of creativity and some insider know-how, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to purchase discount or no-cost flights. Some credit cards also permit you to use miles to pay for hotel stays or rental car discounts.
How Does it Work?
The secret to successful hacking travel is taking advantage of the credit card sign-up bonus and establishing a frequent flyer mile program for a specific group of airlines. When you are ready to make a booking, evaluate the cost. If the cost is less than $300, it’s best to pay in cash and use your miles to pay for a more expensive flight. If your flights begin to climb over $500, you’ll need to check your frequent flyer accounts and find out which airline will give you the most value. All it boils down to is the amount of points or miles you have in your travel bank for each airline.
Get Started with Travel Hacking
Ready to learn the secrets to hacking travel? First step to open an account with a sign-up bonus. There are a lot of fantastic credit cards that offer various advantages and features. It depends on the type of airline, your spending habits, and what features are crucial to you.
Top Credit Card Picks
Here are a few credit cards that are great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll have to meet the spending limit for minimum expenditure in order to get the bonus. Every credit card has its own set of rules, so be certain to verify this information. Then, it’s all about racking up miles and using them to plan your dream trip!
Ready to jet-set with your points?
Once you’ve accumulated the points balance, it’s time to cash them in for some nice getaway! Different credit card companies will have different methods of redeeming your points. Here are some examples from some of the ones I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you have a Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through this portal you’ll get access to almost every airline. You can make use of a combination of points and cash to book your trip. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes even if you do not possess enough points for the total price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you fed up of paying the full cost for flights? Did you realize that when booking directly through United you can choose the option of paying with either points or dollars? Be careful that if you do not have enough points you cannot combine dollars and points for flights. Don’t worry, though, if you’re just a few points short, United gives you the possibility of purchasing additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience with extra space and complimentary snacks. In addition, their booking procedure is like United’s which allows passengers to book flights using JetBlue dollar or points but not both. However, JetBlue has a unique feature that allows you to combine your points with family members to accrue points twice as fast. Just make sure you can verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re like me and my travel buddy Becca I’m sure you’re pretty economical and it’s daunting to try to spend thousands of dollars to reach the minimum spend for the credit card bonus. But don’t fret because we’ve been there and are here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using a credit card, do it! Make sure you pay a fee, usually around 3%. It might be worth it over the long term if the bonus is high enough.
Make a payment on a medical expense
Another excellent way to meet the spending limit is to pay for the medical bills. If you do not have any medical expenses in the near future, ask your family members to pay them for theirs, and they can reimburse you.
Repay a loan
If you’re in the middle of a loan take into consideration repaying them using the credit card you have. Be sure to pay the credit card balance in full so you don’t accumulate more debt.
Ask family members for assistance
Discuss your family with them and determine if they’ve got any big expenses coming up which you could help pay for. Just make sure you are able to trust the person and that they are aware of the reason for doing it.
If it’s the holiday season, consider buying all your gifts using cards from your credit account. In this way, you’ll reach the minimum spending requirement and be ready for gift giving. Make sure that you’re not paying more than you already planning to.
There are a lot of ways to make the most of using your credit or debit card for travel. earn miles or points to be used towards airfares or other travel-related costs. Here are a few additional suggestions for maximising your rewards
Pay for travel expenses using your credit card
Whenever you’re planning a trip, make use of you travel credit card to book your flight, hotel or rental car, as well as any other travel-related expenses. In addition, you’ll achieve the minimum amount of spending required to qualify for a credit card reward and earn points, but you’ll also be earning points or miles on those expenses.
Make use of your credit card to pay for all your daily expenditures
Another way to meet the minimum spending requirement and earn points is utilising your credit cards to pay everyday expenses. This can include items like groceries, gas, and even your phone bill. Just make sure to pay the balance off each month in full so you don’t pay interest.
Make the most of bonus categories
Some travel credit cards will offer miles or bonus points for certain types of purchases, like eating out or traveling. Be sure to review your rewards program on your credit card and make use of the bonus categories that are in line with your spending habits.
Consider the possibility of transferring your balance
If you’re in the middle of a debt on a credit card, you might want to transfer the balance to a travel credit card with the introductory APR of 0% for balance transfer. This will allow you to pay off the debt without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card bonus.
Use your points or miles prudently
Once you’ve accumulated a substantial amount of points or miles make sure you use them wisely. Review the rewards program for your credit card, and evaluate the value of different redemption options. For instance, using points to book a flight directly with the airline could offer better return than using them for the purchase of a gift card.
Another suggestion is to use an rewards card that permits you to transfer your reward points into other loyalty programmes. This allows you to have a wider range of options and greater flexibility when making use of your rewards. For example, you may be eligible to transfer your rewards to the frequent flyer program of an airline or Hotel rewards programme. This will give the benefit of a larger range of flights, hotels as well as other travel perks that aren’t accessible through your credit card’s rewards program.
In addition, you should find out the card’s benefits. any perks that can save you money on travel-related costs. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that can be extremely valuable when you’re traveling.
If you’re traveling with a companion, both of you can earn rewards using your own credit card. Be aware that you cannot split the cost on the same card, and be sure you keep track of the rewards you earn separately.
The key to reaping the maximum benefits from your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re making use of this program in the most effective method. Utilizing an array of strategies I’ve outlined, you’ll be able to get rewards in a short time, use them for valuable travel experiences and take advantage of a broad range of travel perks.