Are you tired of paying an enormous amount on flights? Good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to convert credit card bonus and sign-up incentives into miles that can then be used to get discounted or even cheap flights from your desired destinations. With a little imagination and some knowledge, you can fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to buy discount or no-cost flights. Certain credit cards permit you to use miles to pay for hotel stays or car rental deals.
How Does it Work?
The most effective method for success in travel hacking is to take advantage of credit card sign-up bonuses and building out a frequent flyer mile program on a select group of airlines. When it comes time to make a booking consider the cost. If the price is less than $300, it’s generally better to pay in cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb above $500, you’ll want to look into your frequent flyer accounts to see which airline can give you the most value. It all comes down to the number of miles or points you have in your travel savings account for every airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets of travel hacking? The first step is opening a credit card that comes with a welcome bonus. There are plenty of great credit cards that provide a variety of advantages and features. It depends on the type of airline, your spending habits, and what features are crucial to you.
Top Credit Card Picks
Here are a few credit card options that can be perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Every card has different rules, so be certain to verify this information. Then it’s all about building miles and using them to plan your dream trip!
Are you ready to go on a jet-setting with your ideas?
After you’ve accrued your points balance, you’re ready to redeem them for some nice vacation! Different credit card companies will have different methods of redeeming your points, but here are some examples from some of the ones I have experience with:
Take a trip with Chase Ultimate Rewards
If you own a Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. In this portal you’ll get access to nearly every airline and you can make use of a combination of the points as well as cash in order to pay for your trip. You can even book completely on points if you have enough balance! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying the full cost for your flights? Did you not know that when you book directly through United, you have the option of paying with dollars or points? Be careful, if you don’t have enough points you aren’t able to combine dollars and points for flights. If you’re just a few points short, United gives you the option to purchase additional miles.
Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra legroom and free snacks. Plus, their booking process is like United’s, allowing you to book with either JetBlue points or dollars but not both. However, JetBlue has a unique feature that lets you combine your points with your relatives to earn points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack the system.
Hit that Minimum Spend
If you’re anything like me and my travel buddy Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars to reach the required amount to qualify for the credit card bonus. However, don’t be worried, we’ve been through it and are here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent with credit card, go for it! Be prepared to pay a cost, which is usually about 3 percent. It may be worth it in the long run in the event that the bonus is substantial enough.
Pay for a medical bill
Another way to reach the required spending is to pay for an medical bill. If you don’t have any medical bills due Ask your family members if you can pay their medical bills and they’ll reimburse you.
Make a payment to pay off a loan
If you have any loans take into consideration making payments on them with an credit card. Make sure to pay the credit card balance completely so that you don’t accumulate additional debt.
Ask your family members for help
Ask your family members to determine if they’ve got any large expenses coming up that you can help pay for. Just make sure you have confidence in the person you are talking to and they understand why you’re doing this.
If you’re in the middle of the holiday season you should consider purchasing all of your gifts with the credit card you have. This way you can reach the minimum spending requirement and also be prepared for giving gifts. Just make sure you’re not spending more than you were planning to.
There are many ways to make the most from using your credit or debit card for travel and earn miles or points to be used towards airfares or other travel-related costs. Here are a few more ways to maximize your rewards:
Make travel reservations using your credit card
Whenever you’re planning a trip, use the travel credit card to book your flight, hotel, rental car, and other travel costs. You’ll not only achieve the minimum amount of spending required to qualify for a credit card bonus as well, but you’ll also earn points or miles for those costs.
Use your credit card for everyday expenses
Another way to hit the minimum spend and earn points is by utilising your credit cards for daily expenses. This can include things like gas, groceries, and even your phone bill. Make sure you pay off the balance in full each month so you don’t pay interest.
Benefit from bonus categories
Some travel credit cards will offer miles or bonus points for specific types of purchases, including eating out or travelling. Be sure to review the rewards program of your credit card and make use of any bonus categories that align with your spending routines.
Consider the possibility of transferring your balance
If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer that balance to a travel credit card with the introductory APR of 0% for balance transfer. This will let you pay off your debt without accruing interest and simultaneously help you hit the minimum amount required to earn the credit card’s bonus.
Use your points or miles carefully
If you’ve amassed a large amount of miles or points make sure you use them in a responsible manner. Review the rewards program for your credit card and compare the worth of various redemption options. For instance using your points to book a flight directly with the airline might provide you with a greater value than using them for an gift card.
Another option is to get a rewards card that allows you to transfer your reward points into other loyalty programmes. This will allow you to have a wider range of choices and more freedom when it comes to making use of your rewards. For instance, you might be capable of transferring your reward to the frequent flyer program of an airline or hotel rewards program. This gives the benefit of a greater selection of hotels, flights, and other travel perks that may not be offered through your credit card’s rewards program.
Also, determine the card’s benefits. some perks that could help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that are invaluable when you travel.
When you travel with someone else each of you will be able to earn rewards using your credit card. Make sure you don’t divide the cost with the same card and make sure to track your rewards separately.
In the end, the most important thing to do to reaping the maximum benefits from your travel rewards is to understand your credit card’s rewards program and to ensure you’re using this program in the most efficient method. Utilizing an array of strategies I’ve outlined, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it and benefit from a wide assortment of travel-related perks.