Are you tired of spending thousands of dollars on travel? Then, there’s a good news! Travel hacking could be the solution to all your travel problems. It’s a fun way to convert sign-up bonuses and incentives into miles that can then be used to get discounted or even cheap flights from your desired destinations. With a bit of creativity and some insider information, you’ll be jet-setting for free in no time.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and rewards for airline miles. These miles can later be used to pay for discount or no-cost flights. Certain credit cards let you redeem miles for hotel stays and car rental offers.
How Does it Work?
The most effective method for success in hacking travel is taking advantage of credit card sign-up bonuses and building out a frequent flyer mile program with a limited number of airlines. When you are ready to make a booking take a look at the price. If the flight is under $300, it’s usually better to pay in cash and use your miles to pay for a more expensive flight. If the prices start to rise over $500, you’ll need to check your frequent flyer accounts and determine which airline offers you the best price. All it boils down to is the number of points or miles in your travel bank for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? Your first task is to open an account that comes with a welcome bonus. There are many great credit cards that offer various advantages and features. It depends on the type of airline, spending habits and the features that are most important to you.
Top Credit Card Picks
Here are some credit cards that are great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to reach the spending limit for minimum expenditure in order to qualify for the bonus. Each card has its own rules, so make sure to look up this information. Then it’s all about building up miles and using them to book your dream trip!
Ready to jet-set with your ideas?
Once you’ve accumulated the points balance, it’s time to cash them in for some nice travel! Different credit card providers will offer different ways to redeem your points, but here are some examples from some of the companies I have experience with:
Escape through Chase Ultimate Reward
If you have a Chase card, you can redeem your points via the Ultimate Rewards portal. In it, you’ll have access to almost every airline, and you can use a combination of the points as well as cash in order to book your next trip. You can book your flight entirely with points if you’ve enough balance! Sometimes, even if you don’t be able to accumulate enough points in order to pay for entire price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying the full cost for flights? Did you realize that when booking directly through United You have the option to pay with either points or dollars? But, be careful that if you don’t have enough points you cannot combine points and dollars for flights. If you’re just a few points away, United provides the possibility of purchasing additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra space and complimentary snacks. Additionally, their booking process is similar to United’s which allows customers to book using either JetBlue either dollars or points, but not both. But, JetBlue has a unique feature that allows you to combine your points with your family members and earn points twice as quickly. Be sure to verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re like me and my travel companion Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for a credit card bonus. But don’t fret, we’ve been through it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent using credit card, go for it! Just be prepared to pay a cost, which is usually about 3 percent. It may be worth it in the long run when the bonus is large enough.
Pay for a medical bill
Another great way to hit the spending limit is to cover a medical bill. If you do not have any medical expenses due then ask your relatives if you could pay their medical bills and they will reimburse you.
Pay off the loan
If you’re a borrower take into consideration making payments on them with your credit card. Just make sure you pay off the credit card balance in full so you don’t accrue more debt.
Ask family for help
Ask your family members to look into any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to are able to trust the person and that they are aware of the reason for doing it.
If you’re celebrating the holidays, consider buying all your gifts with cards from your credit account. This way you can reach the minimum spending requirement and also be prepared for gift giving. Be sure to avoid paying more than you already planning to.
There are a lot of ways to make the most of the travel credit card. You can accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are some additional suggestions for maximising your rewards:
Make travel reservations using your credit card
When you’re planning your next trip, use your travel credit card to book your flight, hotel, rental car, and any other travel expenses. In addition, you’ll achieve the minimum amount of spending required for your credit card reward as well, but you’ll also be earning points or miles to cover these expenditures.
Make use of your credit card to pay for everyday costs
Another method to reach the minimum spend in order to accumulate points utilising your credit cards for every day expenditures. This could be things like gas, groceries and even your telephone bill. Just make sure to pay the balance off in full every month to ensure you don’t accrue interest charges.
Make the most of bonus categories
Some travel credit cards will offer miles or bonus points for specific types of purchases, like eating out or travelling. Check out your credit card’s rewards program and take advantage of any bonus categories that match with your spending routines.
Consider the possibility of transferring your balance
If you’re in the middle of a outstanding debt due to a high-interest credit card, consider transferring that balance to an account with a travel credit card that has a 0% introductory APR for balance transfers. This will enable you to pay off your debts without accruing interest, and also help you hit the minimum amount required to earn the credit card bonus.
Use your points or miles prudently
If you’ve amassed a large amount of points or miles, be sure to use them wisely. Examine the rewards program of your credit card, and evaluate the worth of various redemption options. For example, using your points to book a flight directly through the airline may offer better value than using them to purchase an gift card.
Another tip is to use a rewards card that allows you to transfer your reward points into other loyalty programmes. This will allow you to enjoy a greater variety of options and greater flexibility when making use of your rewards. For instance, you might be eligible to transfer your rewards to an airline’s frequent flyer program or Hotel rewards programme. This gives the benefit of a wider range of flights, hotels, and other travel perks that may not be accessible through the rewards program on your credit card.
Additionally, try to find out whether your credit card has certain benefits that will save you money on travel-related expenses. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that can be very beneficial when traveling.
When you travel with a companion and both of you earn rewards using your credit card. Just remember that you can’t divide the cost with the same card, and be sure you keep track of your rewards separately.
Overall, the key to making the most of your rewards for travel is to be aware of the rewards program on your credit card and ensure that you’re using this program in the most effective way possible. Through a combination of the methods I’ve described in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it and benefit from a wide variety of travel benefits.