Are you tired of spending an enormous amount on flights? Good news! Travel hacking is the answer to all your travel problems. It’s an exciting method to convert welcome bonuses and other incentives into miles which you can use to get discounted or even free flights to your desired destinations. With a little creativity and some insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to buy discounted or even free flights. Certain credit cards will also allow you to redeem miles for hotel stays and rental car discounts.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles on a select group of airlines. When it comes time to make a booking take a look at the price. If the flight is under $300, it’s generally better to pay cash and use your miles to pay for a more expensive flight. When the flights start getting above $500, you’ll want to look into the frequent flyer account to find out which airline will give you the best deal. All it boils down to is the number of points or miles in your travel bank for each airline.
Start with Travel Hacking
Are you ready to discover the secrets to hacking travel? First step opening an account with a sign-up bonus. There are plenty of great credit cards that provide many benefits and features. It is all dependent on the airline, your habits with spending and the features that are most important to you.
Top Credit Card Picks
Here are a few credit cards great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll need to hit the minimum spend limit in order to qualify for the bonus. Every credit card has its own set of rules, so make sure to look up this information. Then you can begin to rack up miles, and then using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated the points balance, you’re ready to redeem them for some nice travel! Different credit card providers will have different methods of redeeming your points, but here are some examples from a few of the companies I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you own an Chase card, you can use your points to redeem them through the Ultimate Rewards portal. In this portal you’ll get access to almost every airline, and you can combine points and cash to pay for your travel. You can even book entirely on points if you have the balance for it! Sometimes even if you do not have enough points to cover the total price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you fed up of paying full price for your flights? Did you realize that when booking directly through United you can choose the option of paying using dollars or points? Be careful that if you do not have enough points you cannot combine points and dollars for the same flight. No worries though, if you’re just a few point short United also offers the option to purchase additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra space and complimentary snacks. Additionally, their booking process is like United’s which allows you to book with either JetBlue points or dollars but not both. The difference is that JetBlue offers a distinct feature that lets you join your points with your relatives to earn points twice as fast. Just make sure you can verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars in order to meet the minimum spend for a credit card bonus. But don’t fret, we’ve been through it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent using credit card, then do it! Be prepared to pay a cost, which is usually at least 3 percent. It could be worthwhile over the long term in the event that the bonus is substantial enough.
Pay a medical bill
Another great way to hit the minimum spend is to pay for the medical bills. If you do not have any medical expenses in the near future Ask your family members if you can pay their medical bills and they’ll pay you back.
Make a payment to pay off a loan
If you’re a borrower, consider repaying them using an credit card. Be sure to pay off the balance on your credit card in full so you don’t accrue additional debt.
Ask your family members for help
Discuss your family with them and determine if they’ve got any major expenses in the near future that you can contribute for. Make sure that you are able to are able to trust the person and that they are aware of the reason for doing it.
If you’re celebrating the holidays you should consider purchasing all your gifts with cards from your credit account. This way you can meet the minimum spending limit and also be prepared for gift giving. Just make sure you’re not paying more than you contemplating to.
There are a lot of methods to get the most out of your travel credit card and accrue points or miles to be used towards flights or other travel-related expenses. Here are some additional suggestions for maximising your rewards
Make travel reservations using your credit card
Whenever you’re planning a vacation, make use of you travel credit card to pay for your flight, hotel, rental car, and other travel costs. Not only will you be able to meet the minimum amount of spending required to earn your credit card as well, however, you’ll also earn points or miles for the expenses.
Use your credit card to pay for your everyday costs
Another way to meet the minimum amount of spending and earn points is utilising your credit cards to pay for every day expenses. This could include things like gas, groceries and even your telephone bill. Make sure you pay off the balance each month in full so you don’t pay interest.
Make the most of bonus categories
Many travel credit cards offer miles or points in exchange for certain types of purchases, including eating out or traveling. Check out your credit card’s rewards program and avail the bonus categories that are in line with your spending routines.
Take into consideration the possibility of transferring your balance
If you have existing outstanding debt due to a high-interest credit card, consider transferring that balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will enable you to pay off the debt without accruing interest and simultaneously assist you in reaching the minimum amount required to earn the credit card’s bonus.
Utilize your miles and points wisely
When you’ve earned a significant amount of points or miles, be sure to use them wisely. Examine the rewards program of your credit card and then compare the worth of various redemption options. For example you can use points to purchase a flight directly with the airline might provide you with a greater return than using them for an gift card.
Another option is to get a rewards card that allows you to transfer reward points into other loyalty programmes. This will allow you to get a wider selection of choices and more flexibility in making use of your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or a reward program for hotels. This will give the benefit of a wider variety of hotels, flights and other travel benefits that aren’t available through your credit card’s rewards program.
Additionally, try to find out if your credit card offers certain benefits that will reduce your travel expenses. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that can be invaluable when you travel.
When you travel with someone else, both of you can earn rewards with your credit card. Just remember that you can’t divide the cost with the same card and make sure you keep track of your rewards separately.
Overall, the key to maximizing your travel rewards is to understand your credit card’s rewards program and ensure that you’re making use of this program in the most efficient method possible. Through all of the strategies I’ve listed in this article, you’ll be able get rewards in a short time, use them for travel experiences that are worth it, and enjoy a wide assortment of travel-related perks.