Are you tired of paying an enormous amount on flights? Well, good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to convert credit card welcome bonuses and other incentives into miles which you can use to get discounted or even cheap flights from your desired destinations. With a bit of creativity and some insider information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to purchase discounted or even free flights. Certain credit cards will also allow you to redeem miles to pay for hotel stays or rental car offers.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of the credit card sign-up bonus and establishing frequent flyer miles with a limited number of airlines. When it comes time to make a booking consider the cost. If the cost is less than $300, it’s best to pay in cash and save your miles for a more expensive flight. When the flights start getting higher than $500, it’s best to look into your frequent flyer accounts and determine which airline offers you the best deal. All it boils down to is the amount of points or miles in your travel bank for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? Your first task is opening a credit card with a sign-up offer. There are many great credit cards that offer many advantages and features. It is all dependent on the airline, your habits with spending and what features are essential to you.
Top Credit Card Picks
Here are some credit card options that can be excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll have to meet the spending limit for minimum expenditure in order to get the bonus. Every credit card has its own set of guidelines, so make sure to look up this information. From there, it’s all about racking up miles and using them to plan your dream trip!
Are you ready to set sail with your goals?
Now that you’ve built up your points balance, it’s time to redeem them for some nice travel! Different credit card companies offer different ways to redeem your points, but here are a few examples from some of the ones I’ve worked with:
Take a trip through Chase Ultimate Reward
If you own an Chase card, you can redeem your points via the Ultimate Rewards portal. In this portal you’ll have access to nearly every airline. You can make use of a combination of money and points to pay for your next trip. You can book your flight entirely using points if you’ve got the balance for it! Sometimes even if you do not possess enough points for the full cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying full price for your flight tickets? Did you know that when you book directly through United, you have the option of paying using either points or dollars? Butbe aware in case you do not have enough points you can’t combine dollars and points on flights. No worries though, if you’re only a couple of points short, United also offers the possibility of purchasing additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom as well as free snacks. In addition, their booking procedure is similar to United’s that allows customers to book using either JetBlue points or dollars, however, not both. But, JetBlue offers a distinct feature that lets you pool your points together with your relatives to earn points twice as fast. Make sure to prove you’re really family before trying to hack into the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca, you’re probably pretty frugal and it can be challenging to attempt to spend thousands of dollars to reach the minimum spend for the credit card bonus. But don’t fret, we’ve been through it and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent with credit card, go for it! Just be prepared to be charged a fee, typically around 3%. It could be worthwhile in the long run if the bonus is high enough.
Pay a medical bill
Another excellent way to meet the minimum spend is to pay for the medical bills. If you do not have any medical expenses in the near future, ask your family members if you can pay for theirs and they can pay you back.
Make a payment to pay off a loan
If you’re a borrower take into consideration making payments on them with your credit card. Just make sure you pay off the credit card balance in full , so that you don’t accumulate more debt.
Ask family members for assistance
Ask your family members to determine if they’ve got any big expenses coming up which you could help pay for. Just make sure you are able to trust the person and that they are aware of the reason for taking the initiative.
If you’re celebrating the holidays, consider buying all your gifts with your credit card. So you’ll be able to reach the minimum spending requirement and be ready for gift giving. Be sure to avoid paying more than you contemplating to.
There are a lot of methods to get the most out of the travel credit card and accrue points or miles to use towards flights or other travel-related expenses. Here are some additional suggestions for maximising the rewards you earn:
Make travel reservations using your credit card
If you’re planning a trip, use your travel credit card to book your hotel, flight or rental car, as well as other travel costs. In addition, you’ll be able to meet the minimum spend for your credit card as well, but you’ll also earn points or miles for the expenditures.
Use your credit card for everyday expenditures
Another method to reach the minimum amount of spending to earn rewards is using your credit card to pay every day expenditures. This could include things like gas, groceries and even your telephone bill. Just make sure to pay the balance off in full each month so you don’t pay interest.
Take advantage of bonus categories
Some travel credit cards will offer miles or bonus points on certain kinds of purchases, such as eating out or traveling. Make sure you review the rewards program of your credit card and make use of any bonus categories that match with your spending habits.
Think about a balance transfer
If you are currently in debt on a high-interest credit card, think about transferring that balance onto the travel credit card which has an introductory rate of 0% for balance transfers. This will enable you to pay off the debt without accruing interest. It will also aid in achieving the minimum spend for the credit card’s bonus.
Use your points or miles prudently
When you’ve earned a significant amount of miles or points Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card and compare the benefits of different redemption options. For example using your points to purchase a flight directly through the airline may give you a better value than using them to purchase a gift card.
Another tip is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This allows you to enjoy a greater variety of options and greater flexibility in making use of your rewards. For instance, you might be eligible to transfer your rewards to an airline’s frequent flyer program or Hotel rewards programme. This gives you access to a wider selection of hotels, flights as well as other travel perks that aren’t offered through the rewards program on your credit card.
Also, determine if your credit card offers some perks that could reduce your travel costs. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection, and other benefits that can be invaluable when you travel.
Finally, when you’re traveling with someone else and both of you get rewards on your credit card. Just remember that you can’t share the costs on the same card. Also, make sure to track the rewards you earn separately.
Overall, the key to reaping the maximum benefits from your travel rewards is to understand the rewards program of your credit card and make sure you’re making use of this program in the most effective way possible. Utilizing all of the strategies I’ve outlined that you can get rewards in a short time, use them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.