Indiana Travel Baseball

Are you tired of paying an enormous amount on flights? Good news! Travel hacking is the answer to all your travel woes. It’s an exciting way to turn credit card welcome bonuses and other incentives into miles which can be used to get discounted or even complimentary flights for your dream destinations. With a little bit of imagination and a little bit of insider know-how, you’ll fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is all about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to buy cheap or free flight tickets. Certain credit cards will also permit you to use miles to pay for hotel stays or rental car deals.

How Does it Work?

The key to success in hacking your travel plans is to take advantage of credit card sign-up bonuses and establishing a frequent flyer mile program on a select group of airlines. When you are ready to make a booking take a look at the price. If the cost is less than $300, it’s usually better to pay cash and save your miles to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to look into your frequent flyer accounts and see which airline can give you the best deal. It all boils down to the amount of points or miles you have in your travel account for every airline.

Get Started with Travel Hacking

Are you interested in learning the secrets to hacking travel? Your first task is to open the credit card that comes with a sign-up offer. There are a lot of fantastic credit cards that provide various benefits and features. It depends on the type of airline, your spending habits, and the features that are most essential to you.

Top Credit Card Picks

Here are a few credit card options that can be excellent to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card, you’ll need to reach the limit of spending minimum in order to qualify for the bonus. Every credit card has its own set of rules, so make certain to verify this information. From there, it’s all about racking miles and then using them to book your dream trip!

Are you ready to set sail with your points?

After you’ve accrued your points balance, you’re ready to use them towards sweet vacation! Different credit card companies will offer different ways to redeem your points. Here are some examples from some of the ones I’ve had experience with:

Getaway with Chase Ultimate Rewards

If you have a Chase cards, you can use your points to redeem them through the Ultimate Rewards portal. Within the portal, you’ll have access to nearly every airline and you can combine points and cash to pay for your travel. You can book your flight entirely using points if you’ve got enough balance! Sometimes even if you do not be able to accumulate enough points in order to pay for entire price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United you can choose the option to pay with either points or dollars? But, be careful that if you don’t have enough points, you can’t combine dollars and points on flights. If you’re just a few points away, United provides the option to purchase additional miles.

JetBlue

Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines which allows customers to book using either JetBlue either dollars or points but not both. However, JetBlue offers a distinct feature that lets you pool your points together with family members to accrue points twice as fast. Make sure to prove you’re really family before trying to hack the system.

Hit that Minimum Spend

If you’re anything like me and my travel companion Becca, you’re probably pretty frugal and it can be difficult to think of spending thousands of dollars to reach the minimum amount required to earn a credit card bonus. But don’t fret because we’ve been there and we’re here to share our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able to pay your rent with credit card, go for it! Just be prepared to be charged a fee, typically at least 3 percent. It might be worth it in the end if the bonus is high enough.

Make a payment on a medical expense

Another way to reach the minimum spend is to cover an medical bill. If you don’t have any medical bills in the near future, ask your family members if you can pay their medical bills and they will repay you.

Pay off the loan

If you’re in the middle of a loan you owe, think about repaying them using an credit card. Just make sure you pay off the credit card balance in full so you don’t end up with additional debt.

Ask family members for assistance

Discuss your family with them and look into any major expenses in the near future that you can contribute for. Be sure to be sure that you’re able to trust the person and they understand why you’re taking the initiative.

Give presents

If you’re in the middle of the holiday season you should consider purchasing all of your gifts with the credit card you have. In this way, you’ll hit that minimum spend and be ready for gift giving. Be sure to avoid spending more than you already contemplating to.

There are many methods to get the most of your travel credit card. accumulate miles or points that you can use towards airfares or other travel-related costs. Here are a few more suggestions for maximising your rewards

Pay for travel expenses using your credit card

Whenever you’re planning a trip, use the travel credit card to book your flight, hotel or rental car, as well as any other travel expenses. In addition, you’ll achieve the required amount to earn your credit card reward as well, but you’ll also earn points or miles to cover those expenses.

Use your credit card for all your daily expenses

Another method to reach the minimum spend to earn rewards is by using your credit card to pay everyday expenses. This can include things like food, gas or even your phone bill. Just make sure to pay off the balance each month in full so you don’t pay interest.

Make the most of bonus categories

Some travel credit cards will offer bonus points or miles for specific types of purchases, such as dining or travel. Make sure you review your credit card’s rewards program and take advantage of the bonus categories that are in line with your spending habits.

Think about the possibility of transferring your balance

If you have existing outstanding debt due to a high-interest credit card, consider transferring that balance to the travel credit card which has a 0% introductory APR for balance transfer. This will enable you to pay off your debts without accruing interest. It will also assist you in reaching the minimum amount required to earn the credit card bonus.

Utilize your miles and points prudently

When you’ve earned a significant amount of points or miles make sure you use them wisely. Review the rewards program for your credit card and compare the value of different redemption options. For example using points to purchase a flight directly with the airline might give you a better return than using them for an gift card.

Another tip is to use an rewards card that permits you to transfer your reward points into other loyalty programmes. This allows you to enjoy a greater variety of choices and more flexibility in you want to redeem your rewards. For example, you may be able to transfer your reward to an airline’s frequent flyer program or a hotel rewards program. This gives an access wider range of flights, hotels and other travel benefits that may not be available through your credit card’s rewards program.

In addition, you should find out whether your credit card has some perks that could help you save money on travel costs. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that can be invaluable when you travel.

If you’re traveling with someone else and both of you get rewards on your credit card. Make sure you don’t split the cost on the same card, and be sure to track the rewards you earn separately.

The key to maximizing your travel rewards is to know your credit card’s rewards program and ensure that you’re using your credit card in the most effective way possible. Utilizing an array of strategies I’ve listed, you’ll be able to get rewards in a short time, use rewards for valuable travel experiences and benefit from a wide assortment of travel-related perks.