Are you tired of spending thousands of dollars on travel? Well, good news! Travel hacking is the answer to your travel-related problems. It’s a fun way to turn credit card welcome bonuses and other incentives into airline miles, which you can use to score discounted or complimentary flights for your desired destinations. With a little bit of imagination and some know-how, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to purchase cheap or free flight tickets. Certain credit cards will also allow you to redeem miles to pay for hotel stays or rental car deals.
How Does it Work?
The secret to successful travel hacking is to take advantage of the credit card sign-up bonus and building out a frequent flyer mile program for a specific group of airlines. When it comes time to book a flight consider the cost. If the price is under $300, it’s best to pay in cash and use your miles to pay for a more expensive flight. When the flights start getting higher than $500, it’s best to check the frequent flyer account and determine which airline offers you the best deal. It all comes down to the amount of miles or points in your travel bank for every airline.
Start with Travel Hacking
Ready to learn the secrets to hacking travel? Your first task is opening a credit card with a sign-up offer. There are a lot of fantastic credit cards that provide a variety of benefits and features. It is all dependent on the airline, your habits with spending and what features are essential to you.
Top Credit Card Picks
Here are some credit cards excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card you’ll need to hit the limit of spending minimum in order to receive the bonus. Every card has different guidelines, so make certain to verify this information. Then it’s all about building up miles and using them to plan your dream trip!
Are you ready to go on a jet-setting with your goals?
Now that you’ve built up the points amount, it’s time to cash them in for some sweet travel! Different credit card providers will have different methods for redeeming your rewards, here are a few examples from some of the ones I’ve worked with:
Take a trip with Chase Ultimate Rewards
If you have a Chase cards, you are able to redeem your points through the Ultimate Rewards portal. Through the portal, you’ll get access to almost every airline, and you can use a combination of money and points to pay for your next trip. You can even book entirely with points if you’ve enough balance! Sometimes even if you don’t possess enough points for the entire cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you tired of paying full price for your flight tickets? Did you know that when you book directly through United You have the option of paying with either points or dollars? Be careful in case you do not have enough points you can’t combine dollars and points for flights. Don’t worry, though, if you’re a few points short, United provides the possibility of purchasing additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience with extra legroom as well as free snacks. Additionally, their booking process is similar to United’s that allows customers to book using either JetBlue either dollars or points, but not both. But, JetBlue has a unique feature where you can join your points with your relatives to earn points twice as fast. Just make sure you can verify that you are a family member before trying to hack into the system.
Reach that Minimum Spend
If you’re like me and my travel companion Becca I’m sure you’re pretty frugal and it can be difficult to think of spending thousands of dollars in order to meet the minimum spend for credit card bonuses. Don’t worry as we’ve done it and are here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent using a credit card, do it! Make sure you be charged a fee, typically about 3 percent. It could be worthwhile in the long run when the bonus is large enough.
Pay for a medical bill
Another excellent way to meet the spending limit is to pay for the medical bills. If you don’t have any medical bills due then ask your family members to pay them for theirs, and they’ll pay you back.
Repay the loan
If you’re in the middle of a loan, consider making payments on them with the credit card you have. Make sure to pay off the balance on your credit card completely so that you don’t end up with more debt.
Ask family for help
Discuss your family with them and look into any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to are able to trust the person and that they are aware of the reason for doing it.
If you’re celebrating the holidays you should consider purchasing all your gifts using cards from your credit account. In this way, you’ll reach the minimum spending requirement and also be ready to give gifts. Make sure that you’re not spending more than you were thinking of.
There are many ways to get the most out of your travel credit card. You can earn miles or points to be used towards the cost of flights or other expenses related to travel. Here are a few more ways to maximize the rewards you earn:
Book travel expenses with your credit card
If you’re planning a trip, use your travel credit card to pay for your hotel, flight or rental car, as well as any other travel-related expenses. In addition, you’ll achieve the required amount to qualify for a credit card bonus, however, you’ll also earn points or miles for the expenditures.
Utilize your credit card to pay to pay for your everyday expenses
Another way to hit the minimum spending requirement and earn points is by utilising your credit cards to pay for everyday costs. This can include things like food, gas and even your telephone bill. Just make sure to pay the balance off in full each month so you don’t accrue interest charges.
Make the most of bonus categories
Some travel credit cards will offer miles or bonus points for certain types of purchases, including dining or travel. Be sure to review your rewards program on your credit card and make use of the bonus categories that are in line with your spending routines.
Take into consideration the possibility of transferring your balance
If you are currently in outstanding debt due to a high-interest credit card, think about transferring that balance to the travel credit card which has an introductory rate of 0% for balance transfer. This will enable you to pay off the debt without accruing interest, and also aid in achieving the minimum spend for the credit card bonus.
Utilize your miles and points prudently
When you’ve earned a significant amount of miles or points Make sure to utilize them in a responsible manner. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For example, using your points to book a flight directly with the airline could offer better value than using them to purchase the purchase of a gift card.
Another suggestion is to use an rewards card that permits you to transfer your rewards to different loyalty program. This allows you to get a wider selection of options and greater flexibility when making use of your rewards. For example, you may be capable of transferring your rewards to frequent flyer programs of airlines or hotel rewards program. This can give an access wider range of flights, hotels as well as other travel perks which are not offered through the rewards program of your credit card.
In addition, you should find out if your credit card offers any perks that can reduce your travel costs. A lot of credit cards provide travel insurance and rental car insurance, baggage protection, and other benefits that are very beneficial when traveling.
If you’re traveling with a friend each of you will be able to earn rewards using your own credit card. Just remember that you can’t divide the cost with the same card and make sure to keep track of your rewards separately.
The key to making the most of your travel rewards is to understand the rewards program on your credit card and ensure that you’re using your credit card in the most effective method. Utilizing all of the strategies I’ve listed, you’ll be able to get rewards in a short time, use them for valuable travel experiences, and enjoy a wide range of travel perks.