Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to all your travel woes. It’s an exciting way to convert credit card sign-up bonuses and incentives into miles which can be used to score discounted or complimentary flights for your dream destinations. With a little bit of imagination and some know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to buy discount or no-cost flights. Certain credit cards allow you to redeem miles to pay for hotel stays or car rental discounts.
How Does it Work?
The secret to successful hacking travel is taking advantage of credit card sign-up bonuses and to establish a frequent flyer mile program for a specific group of airlines. When you are ready to make a booking consider the cost. If the cost is less than $300, it’s usually better to pay in cash and save your miles for a more expensive flight. When the flights start getting above $500, you’ll want to check the frequent flyer account to find out which airline will give you the best deal. All it boils down to is the number of miles or points in your travel account for each airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? First step opening an account with a sign-up bonus. There are plenty of great credit cards that provide many advantages and features. It depends on the type of airline, your spending habits, and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit card options that can be perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll have to meet the minimum spend limit in order to receive the bonus. Every credit card has its own set of rules, so make sure to check for this information. From there, it’s all about racking up miles and then using them to book your dream trip!
Are you ready to set sail with your points?
Once you’ve accumulated your points balance, you’re ready to redeem them for some nice getaway! Different credit card companies have different methods for redeeming your points, but here are a few examples from some of the providers I have experience with:
Escape through Chase Ultimate Reward
If you have a Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. In this portal you’ll get access to nearly every airline. You can make use of a combination of money and points to pay for your travel. You can even book entirely using points if you’ve got the balance for it! Sometimes even if you do not have enough points to cover the total cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying full price for your flights? Did you not know that when you book directly through United You have the option to pay with either points or dollars? Butbe aware in case you don’t have enough points, you can’t combine dollars and points for the same flight. Don’t worry, though, if you’re just a few points away, United gives you the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience , with more legroom as well as free snacks. Additionally, their booking process is like United’s which allows passengers to book flights using JetBlue dollar or points, however, not both. The difference is that JetBlue offers a distinct feature that lets you pool your points together with your relatives to earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Reach that Minimum Spend
If you’re like me and my travel companion Becca, you’re probably pretty thrifty and it’s daunting to try to spend thousands of dollars to hit the minimum amount required to earn credit card bonuses. But don’t fret because we’ve been there and are here to share our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent using credit card, then do it! Just be prepared to pay a fee, usually around 3 percent. It may be worth it in the long run when the bonus is large enough.
Pay a medical bill
Another way to reach the spending limit is to cover an medical bill. If you do not have any medical expenses due Ask your relatives if you could pay their medical bills and they will reimburse you.
Make a payment to pay off a loan
If you’re in the middle of a loan you owe, think about repaying them using the credit card you have. Be sure to pay off the balance on your credit card in full so you don’t accumulate more debt.
Ask your family members for help
Discuss your family with them and look into any large expenses coming up that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re doing this.
If it’s the holiday season you should consider purchasing all your gifts using the credit card you have. In this way, you’ll reach the minimum spending requirement and be ready to give gifts. Make sure that you’re not paying more than you already thinking of.
There are many ways to get the most from using your credit or debit card for travel and accumulate miles or points that you can spend on flights or other travel-related expenses. Here are a few more ideas for maximizing your rewards
Pay for travel expenses using your credit card
If you’re planning a trip, use the travel credit card to book your hotel, flight, rental car, and other travel costs. Not only will you be able to hit the minimum amount of spending required for your credit card reward as well, however, you’ll also earn points or miles to cover those costs.
Use your credit card for everyday expenditures
Another way to meet the minimum spend and earn points is by using your credit card to pay everyday costs. This can include items like groceries, gas or even your phone bill. Make sure you pay the balance off each month in full so you don’t pay interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or points in exchange on certain kinds of purchases, including eating out or traveling. Check out your rewards program on your credit card and make use of any bonus categories that align with your spending routines.
Think about a balance transfer
If you have existing outstanding debt due to a high-interest credit card, consider transferring that balance to a travel credit card with an introductory rate of 0% for balance transfers. This will let you pay off your debts without accruing interest, and also aid in achieving the minimum amount required to earn the credit card’s bonus.
Use your points or miles carefully
When you’ve earned a significant amount of miles or points Make sure to utilize them wisely. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For example using points to book a flight directly with the airline might offer better value than using them to purchase a gift card.
Another option is to get rewards cards that allow you to transfer points to other loyalty programs. This allows you to enjoy a greater variety of choices and more freedom when it comes to you want to redeem your rewards. For instance, you might be capable of transferring your reward to an airline’s frequent flyer program or a hotel rewards program. This will give an access larger variety of hotels, flights as well as other travel perks that aren’t accessible through the rewards program of your credit card.
Additionally, try to discover the card’s benefits. certain benefits that will reduce your travel expenses. Many cards offer travel insurance and rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.
When you travel with someone else, both of you can earn rewards with your own credit card. Just remember that you can’t divide the cost with the same card. Also, make sure you keep track of your rewards in a separate manner.
In the end, the most important thing to do to reaping the maximum benefits from your travel rewards is to know your credit card’s rewards program and make sure you’re making use of this program in the most efficient way possible. Utilizing all of the strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it and take advantage of a broad range of travel perks.