Are you fed up of spending a fortune on airfare? Good news! Travel hacking is the answer to your travel-related problems. It’s an exciting way to convert credit card sign-up bonuses and incentives into miles which can be used to score discounted or complimentary flights for your desired destinations. With a little bit of creativity and some insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to purchase cheap or free flight tickets. Some credit cards also allow you to redeem miles towards hotel stays or car rental deals.
How Does it Work?
The secret to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles with a limited number of airlines. When you are ready to book a flight, evaluate the cost. If the flight is under $300, it’s usually better to pay cash and use your miles to pay to take a more costly flight. If your flights begin to climb higher than $500, it’s best to review those frequent flyer accounts and determine which airline offers you the most value. All it boils down to is the amount of miles or points in your travel bank for each airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? Your first task is opening a credit card with a sign-up offer. There are many great credit cards that provide a variety of features and benefits. It all depends on your preferred airline, your habits with spending and the features that are most essential to you.
Top Credit Card Picks
Here are some credit cards great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll need to reach the limit of spending minimum in order to qualify for the bonus. Every card has different guidelines, so make sure to check for this information. From there, it’s all about racking miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your ideas?
Once you’ve accumulated the points amount, it’s time to use them towards sweet getaway! Different credit card companies will have different methods for redeeming your points, but here are some examples from some of the companies I have experience with:
Getaway through Chase Ultimate Reward
If you own an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. In it, you’ll get access to nearly every airline, and you can use a combination of money and points to book your travel. You can even book completely using points if you’ve got the funds to pay for it! Sometimes even if you do not be able to accumulate enough points in order to pay for total price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you tired of paying full price for flights? Did you realize that when booking directly through United You have the option of paying with either points or dollars? Be careful, if you don’t have enough points you can’t combine dollars and points for the same flight. If you’re only a couple of points short, United gives you the option to purchase additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom as well as free snacks. Plus, their booking process is similar to United’s which allows customers to book using either JetBlue either dollars or points but not both. However, JetBlue is unique in that they offer a feature that allows you to pool your points together with family members to accrue points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca You’re probably quite frugal and it can be difficult to think of spending thousands of dollars in order to meet the required amount to qualify for credit card bonuses. Don’t worry as we’ve done it and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent using a credit card, do it! Just be prepared to pay a cost, which is usually at least 3 percent. It might be worth it in the long run in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another great way to hit the required spending is to pay for the medical bills. If you don’t have any medical bills in the near future Ask your family members to pay them for theirs, and they’ll pay you back.
Pay off a loan
If you’re in the middle of a loan take into consideration repaying them using the credit card you have. Make sure to pay off the credit card balance in full , so that you don’t end up with additional debt.
Ask your family members for help
Discuss your family with them and see if they have any major expenses in the near future which you could help pay for. Make sure that you are able to are able to trust the person and that they understand why you’re doing it.
If you’re in the middle of the holiday season, consider buying all your gifts with your credit card. So you’ll be able to meet the minimum spending limit and be ready for gift giving. Make sure that you’re not spending more than you already thinking of.
There are many methods to get the most from using your credit or debit card for travel. earn miles or points to be used towards the cost of flights or other expenses related to travel. Here are a few more ways to maximize your rewards
Book travel expenses with your credit card
When you’re planning your next vacation, make use of your travel credit card to book your flight, hotel, rental car, and any other travel-related expenses. You’ll not only be able to meet the minimum amount of spending required to qualify for a credit card reward, but you’ll also be earning points or miles for those expenses.
Use your credit card to pay for your everyday costs
Another method to reach the minimum spending requirement and earn points is making use of your credit card for every day expenditures. This could include things like gas, groceries or even your phone bill. Just make sure to pay off the balance in full each month so you don’t accumulate interest.
Make the most of bonus categories
Many travel credit cards offer bonus points or miles for specific types of purchases, including eating out or traveling. Be sure to review the rewards program of your credit card and make use of any bonus categories that match with your spending routines.
Consider the possibility of transferring your balance
If you’re in the middle of a debt on a high-interest credit card, think about transferring that balance to an account with a travel credit card that has the introductory APR of 0% for balance transfer. This will enable you to pay off your debts without accruing interest, and also aid in achieving the minimum spending requirement for the credit card’s bonus.
Use your points or miles prudently
If you’ve amassed a large amount of points or miles, be sure to use them wisely. Examine the rewards program of your credit card and compare the benefits of different redemption options. For instance using points to book a ticket directly through the airline may provide you with a greater value than using them to purchase an gift card.
Another suggestion is to use an rewards card that permits you to transfer your rewards to different loyalty program. This will allow you to have a wider range of options and greater freedom when it comes to redeeming your rewards. For example, you may be capable of transferring your rewards to frequent flyer programs of airlines or Hotel rewards programme. This can give the benefit of a larger variety of hotels, flights, and other travel perks that aren’t accessible through your credit card’s rewards program.
In addition, you should determine if your credit card offers certain benefits that will reduce your travel costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that could be extremely valuable when you’re traveling.
When you travel with a friend each of you will be able to get rewards on your credit card. Make sure you don’t share the costs on the same card and make sure to track your rewards separately.
Overall, the key to maximizing your travel rewards is to understand your credit card’s rewards program and ensure that you’re making use of this program in the most effective method. By using all of the strategies I’ve outlined that you can get rewards in a short time, use them for travel experiences that are worth it and take advantage of a broad range of travel perks.