Are you tired of paying thousands of dollars on travel? Well, good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to turn credit card bonus and sign-up incentives into airline miles which can be used to get discounted or even free flights to your ideal destinations. With a bit of creativity and some insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and rewards for airline miles. The miles can be used to buy discount or no-cost flights. Certain credit cards let you redeem miles towards hotel stays or car rental deals.
How Does it Work?
The secret to success in hacking travel is taking advantage of the credit card sign-up bonus and to establish a frequent flyer mile program on a select group of airlines. When it’s time to book a flight, evaluate the cost. If the price is less than $300, it’s generally better to pay in cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb over $500, you’ll need to look into your frequent flyer accounts to see which airline can give you the best price. All it boils down to is the number of points or miles you have you have in your travel savings account for every airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? The first step is to open an account that comes with a welcome bonus. There are many great credit cards with various advantages and features. It is all dependent on the airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit cards that are excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll have to meet the minimum spend limit in order to get the bonus. Every credit card has its own set of guidelines, so make sure to check for this information. From there it’s all about building up miles and then using them to book your dream trip!
Ready to jet-set with your goals?
Now that you’ve built up the points balance, it’s time to redeem them for some sweet vacation! Different credit card providers will offer different ways to redeem your points, but here are some examples from a few of the companies I’ve had experience with:
Take a trip through Chase Ultimate Reward
If you own a Chase card, you are able to redeem your points via the Ultimate Rewards portal. In this portal you’ll have access to virtually every airline. You can use a combination of the points as well as cash in order to pay for your travel. You can even book completely with points if you’ve the funds to pay for it! Sometimes, even if you don’t have enough points to cover the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you fed up of paying the full cost for your flights? Did you realize that when booking directly through United, you have the option of paying with dollars or points? Butbe aware that if you don’t have enough points, you aren’t able to combine dollars and points for the same flight. No worries though, if you’re a few points away, United gives you the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant travel experience that includes extra space and complimentary snacks. Plus, their booking process is like United’s which allows customers to book using either JetBlue either dollars or points but not both. However, JetBlue offers a distinct feature where you can pool your points together with your relatives to earn points twice as fast. Make sure to verify that you are a family member before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca You’re probably quite frugal and it can be daunting to try to spend thousands of dollars in order to meet the required amount to qualify for a credit card bonus. Don’t worry because we’ve been there and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent with credit card, then do it! Just be prepared to pay a fee, usually about 3 percent. It might be worth it over the long term if the bonus is high enough.
Pay for a medical bill
Another great way to hit the minimum spend is to cover a medical bill. If you don’t have any medical bills due, ask your family members to pay their medical bills and they can repay you.
Make a payment to pay off a loan
If you’re a borrower, consider paying them off with an credit card. Just make sure you pay off the balance on your credit card in full so you don’t accumulate more debt.
Ask your family members for help
Ask your family members to see if they have any large expenses coming up which you could help pay for. Just make sure you have confidence in the person you are talking to and they know why you’re doing it.
If you’re in the middle of the holiday season, consider buying all your gifts using the credit card you have. In this way, you’ll reach the minimum spending requirement and be ready for giving gifts. Just make sure you’re not spending more than you were planning to.
There are a lot of ways to make the most out of using your credit or debit card for travel. You can accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising your rewards:
Pay for travel expenses using your credit card
Whenever you’re planning a trip, make use of your travel credit card to book your flight, hotel or rental car, as well as any other travel expenses. Not only will you be able to meet the minimum spend for your credit card reward and earn points, but you’ll also earn points or miles for these expenditures.
Use your credit card for everyday expenditures
Another way to hit the minimum spend to earn rewards is using your credit card to pay daily expenses. This can include items like groceries, gas and even your telephone bill. Be sure to pay off the balance each month in full so you don’t pay interest.
Benefit from bonus categories
Many travel credit cards offer miles or points in exchange for certain types of purchases, including dining or travel. Check out your rewards program on your credit card and make use of any bonus categories that match with your spending routines.
Think about a balance transfer
If you’re in the middle of a debt on a high-interest credit card, think about transferring the balance to a travel credit card with the introductory APR of 0% for balance transfers. This will enable you to pay off your debt without accruing interest, and also help you hit the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points wisely
If you’ve amassed a large amount of miles or points Make sure to utilize them in a responsible manner. Examine the rewards program of your credit card and compare the benefits of different redemption options. For instance, using points to purchase a flight directly through the airline may give you a better return than using them for a gift card.
Another suggestion is to use a rewards card that allows you to transfer your rewards to different loyalty program. This will let you enjoy a greater variety of choices and more freedom when it comes to making use of your rewards. For example, you may be able to transfer your rewards to the frequent flyer program of an airline or reward program for hotels. This gives the benefit of a larger selection of hotels, flights as well as other travel perks which are not accessible through the rewards program of your credit card.
In addition, you should find out whether your credit card has certain benefits that will help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that are invaluable when you travel.
If you’re traveling with a companion each of you will be able to earn rewards using your credit card. Be aware that you cannot divide the cost with the same card, and be sure to track your rewards in a separate manner.
Overall, the key to reaping the maximum benefits from your travel rewards is to understand the rewards program on your credit card and ensure that you’re making use of this program in the most effective method. By using all of the methods I’ve described that you can earn rewards fast, exchange them for valuable travel experiences and benefit from a wide range of travel perks.