Are you tired of spending a fortune on airfare? Well, good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to convert credit card bonus and sign-up incentives into airline miles which you can use to get discounted or even complimentary flights for your ideal destinations. With a little bit of creativity and some insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses and incentives for airline miles. These miles can later be used to buy discounted or even free flights. Certain credit cards let you redeem miles for hotel stays and car rental discounts.
How Does it Work?
The most effective method for success in travel hacking is to take advantage of the credit card sign-up bonus and establishing frequent flyer miles with a limited number of airlines. When you are ready to make a booking take a look at the price. If the price is less than $300, it’s best to pay cash and save your miles to take a more costly flight. If your flights begin to climb above $500, you’ll want to review your frequent flyer accounts to find out which airline will give you the most value. All it boils down to is the amount of points or miles you have you have in your travel savings account for every airline.
Start with Travel Hacking
Are you interested in learning the secrets of travel hacking? First step opening a credit card that comes with a welcome bonus. There are a lot of fantastic credit cards that offer a variety of advantages and features. It depends on the type of airline, spending habits and what features are essential to you.
Top Credit Card Picks
Here are some credit cards great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll need to hit the minimum spend limit in order to qualify for the bonus. Each card has its own rules, so be sure to check for this information. From there you can begin to rack up miles and using them to book your dream trip!
Ready to jet-set with your ideas?
Now that you’ve built up your points balance, you’re ready to cash them in for some delicious vacation! Different credit card providers will have different methods for redeeming your points, but here are some examples from some of the providers I’ve had experience with:
Escape by using Chase Ultimate Rewards
If you have an Chase credit card, then you can redeem your points via the Ultimate Rewards portal. In it, you’ll get access to almost every airline, and you can make use of a combination of the points as well as cash in order to book your travel. You can even book entirely with points if you’ve the funds to pay for it! Sometimes, even if you don’t have enough points to cover the total cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you fed up of paying full price for flights? Did you realize that when booking directly through United, you have the option to pay with either points or dollars? But, be careful in case you don’t have enough points you cannot combine dollars and points on flights. Don’t worry, though, if you’re only a couple of points away, United also offers the possibility of purchasing additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra space and complimentary snacks. Additionally, their booking process is similar to United’s that allows customers to book using either JetBlue points or dollars however, not both. But, JetBlue has a unique feature that allows you to join your points with your family members and earn points twice as fast. Make sure to prove you’re really family before trying to hack the system.
Hit that Minimum Spend
If you’re like me and my travel companion Becca You’re probably quite economical and it’s challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for credit card bonuses. Don’t worry because we’ve been there and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent with credit card, go for it! Just be prepared to pay a cost, which is usually around 3%. It could be worthwhile in the end if the bonus is high enough.
Pay a medical bill
Another way to reach the spending limit is to pay for the medical bills. If you don’t have any medical bills due then ask your relatives if you could pay for theirs and they will pay you back.
Repay a loan
If you have any loans you owe, think about repaying them using an credit card. Make sure to pay off the balance on your credit card in full so you don’t accumulate more debt.
Ask family members for assistance
Talk to your family and determine if they’ve got any big expenses coming up that you can help pay for. Make sure that you are able to trust the person and they know why you’re doing it.
If you’re celebrating the holidays take into consideration buying all your gifts using the credit card you have. In this way, you’ll meet the minimum spending limit and also be prepared to give gifts. Be sure to avoid spending more than you were contemplating to.
There are a lot of ways to get the most out of your travel credit card. You can earn miles or points to be used towards airfares or other travel-related costs. Here are a few additional suggestions for maximising the rewards you earn:
Pay for travel expenses using your credit card
Whenever you’re planning a vacation, make use of you travel credit card to pay for your flight, hotel, rental car, and other travel costs. In addition, you’ll be able to meet the minimum amount of spending required to qualify for a credit card bonus as well, however, you’ll also earn points or miles to cover the expenditures.
Use your credit card to pay for your everyday expenses
Another method to reach the minimum spend in order to accumulate points by using your credit card to pay everyday costs. This could include things like food, gas, and even your phone bill. Make sure you pay off the balance in full each month so you don’t accumulate interest.
Make the most of bonus categories
Some travel credit cards will offer miles or points in exchange for certain types of purchases, including dining or travel. Be sure to review your credit card’s rewards program and take advantage of the bonus categories that are in line with your spending routines.
Take into consideration a balance transfer
If you’re in the middle of a debt on a credit card, think about transferring the balance to a travel credit card with a 0% introductory APR for balance transfers. This will allow you to pay off your debt without accruing interest and simultaneously assist you in reaching the minimum amount required to earn the credit card bonus.
Utilize your miles and points prudently
If you’ve amassed a large amount of points or miles make sure you use the points or miles wisely. Review the rewards program for your credit card and then compare the worth of various redemption options. For instance, using points to purchase a flight directly with the airline could give you a better value than using them to purchase an gift card.
Another option is to get a rewards card that allows you to transfer your reward points into other loyalty programmes. This will allow you to have a wider range of choices and more freedom when it comes to redeeming your rewards. For instance, you might be capable of transferring your rewards to the frequent flyer program of an airline or a Hotel rewards programme. This will give an access larger selection of hotels, flights as well as other travel perks that aren’t available through your credit card’s rewards program.
Also, discover whether your credit card has any perks that can reduce your travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection and other benefits that can be very beneficial when traveling.
When you travel with a friend and both of you get rewards on your own credit card. Make sure you don’t divide the cost with the same card and make sure you keep track of your rewards separately.
In the end, the most important thing to do to making the most of your travel rewards is to know the rewards program on your credit card and ensure that you’re using it in the most effective method. Through an array of strategies I’ve listed, you’ll be able to earn rewards fast, exchange them for travel experiences that are worth it, and enjoy a wide variety of travel benefits.