Are you fed up of spending thousands of dollars on travel? Well, good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting way to convert credit card welcome bonuses and other incentives into airline miles which can be used to get discounted or even cheap flights from your dream destinations. With a little imagination and a little bit of insider information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses and rewards for airline miles. The miles can be used to pay for discount or no-cost flights. Certain credit cards allow you to redeem miles towards hotel stays or rental car offers.
How Does it Work?
The key to success in travel hacking is to take advantage of the credit card sign-up bonus and to establish a frequent flyer mile program for a specific group of airlines. When you are ready to make a booking, evaluate the cost. If the cost is under $300, it’s best to pay in cash and use your miles to pay for a more expensive flight. If your flights begin to climb above $500, you’ll want to look into those frequent flyer accounts to determine which airline offers you the best deal. All it boils down to is the amount of points or miles you have in your travel bank for every airline.
Start with Travel Hacking
Are you ready to discover the secrets to hacking travel? Your first task is opening a credit card with a sign-up bonus. There are plenty of great credit cards that offer many advantages and features. It all depends on your preferred airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are a few credit cards that are excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to reach the limit of spending minimum in order to qualify for the bonus. Every card has different rules, so make sure to look up the details. Then you can begin to rack up miles, and using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated your points balance, it’s time to use them towards delicious getaway! Different credit card companies will offer different ways to redeem your rewards, here are some examples from a few of the providers I’ve had experience with:
Getaway with Chase Ultimate Rewards
If you own a Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. Within this portal you’ll have access to nearly every airline and you can make use of a combination of the points as well as cash in order to book your next trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes even if you do not have enough points to cover the entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you fed up of paying the full cost for your flight tickets? Did you realize that when booking directly through United you can choose the option to pay with either points or dollars? But, be careful in case you do not have enough points you can’t combine points and dollars on one flight. No worries though, if you’re a few points away, United gives you the possibility of purchasing additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more space and complimentary snacks. Plus, their booking process is like United’s, allowing you to book with either JetBlue dollar or points however, not both. However, JetBlue has a unique feature that lets you pool your points together with your relatives to earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn credit card bonuses. But don’t fret as we’ve done it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent with credit card, then do it! Be prepared to pay a fee, usually about 3 percent. It may be worth it in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another way to reach the required spending is to pay for the medical bills. If you do not have any medical expenses coming up, ask your relatives if you could pay their medical bills and they’ll pay you back.
Repay a loan
If you have any loans take into consideration repaying them using an credit card. Make sure to pay off the balance on your credit card in full , so that you don’t accrue more debt.
Ask family members for assistance
Ask your family members to see if they have any major expenses in the near future that you can help pay for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for taking the initiative.
If you’re in the middle of the holiday season take into consideration buying all your gifts with cards from your credit account. So you’ll be able to meet the minimum spending limit and also be prepared to give gifts. Just make sure you’re not spending more than you were planning to.
There are many methods to get the most out of the travel credit card. earn miles or points to be used towards airfares or other travel-related costs. Here are some additional suggestions for maximising your rewards:
Make travel reservations using your credit card
Whenever you’re planning a trip, make use of you travel credit card to book your flight, hotel or rental car, as well as any other travel expenses. Not only will you be able to hit the required amount for your credit card bonus, but you’ll also be earning points or miles for the costs.
Make use of your credit card to pay for everyday expenditures
Another way to hit the minimum spending requirement to earn rewards is by making use of your credit card for daily costs. This can include items like groceries, gas and even your telephone bill. Just make sure to pay the balance off in full each month so you don’t accrue interest charges.
Benefit from bonus categories
Some travel credit cards will offer miles or points in exchange on certain kinds of purchases, such as dining or travel. Be sure to review your credit card’s rewards program and take advantage of any bonus categories that align with your spending routines.
Take into consideration a balance transfer
If you’re in the middle of a debt on a credit card, think about transferring that balance onto a travel credit card with the introductory APR of 0% for balance transfer. This will let you pay off your debts without accruing interest, and also help you hit the minimum spending requirement for the credit card’s bonus.
Utilize your miles and points carefully
Once you’ve accumulated a substantial amount of points or miles, be sure to use them in a responsible manner. Review the rewards program for your credit card and compare the benefits of different redemption options. For instance using your points to purchase a flight directly with the airline might provide you with a greater value than using them for the purchase of a gift card.
Another suggestion is to use a rewards card that allows you to transfer your rewards to different loyalty program. This allows you to get a wider selection of choices and more freedom when it comes to making use of your rewards. For instance, you might be eligible to transfer your reward to the frequent flyer program of an airline or reward program for hotels. This will give the benefit of a wider variety of hotels, flights and other travel benefits that aren’t offered through your credit card’s rewards program.
In addition, you should discover whether your credit card has any perks that can reduce your travel expenses. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that can be invaluable when you travel.
If you’re traveling with a companion, both of you can earn rewards using your own credit card. Just remember that you can’t split the cost on the same card and make sure to keep track of your rewards in a separate manner.
Overall, the key to making the most of your rewards for travel is to be aware of the rewards program on your credit card and to ensure you’re making use of your credit card in the most effective way possible. By using all of the strategies I’ve outlined in this article, you’ll be able earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.