Are you tired of paying a fortune on airfare? Then, there’s a good news! Travel hacking is the answer to all your travel woes. It’s a fun way to convert bonus and sign-up incentives into airline miles, that can then be used to obtain discounted or cheap flights from your desired destinations. With a bit of imagination and some information, you’ll be jet-setting for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to purchase cheap or free flight tickets. Certain credit cards will also allow you to redeem miles for hotel stays and rental car offers.
How Does it Work?
The key to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program with a limited number of airlines. When you are ready to make a booking take a look at the price. If the price is under $300, it’s usually better to pay in cash and use your miles to pay to take a more costly flight. When the flights start getting above $500, you’ll want to look into those frequent flyer accounts to see which airline can give you the best deal. All it boils down to is the number of points or miles you have in your travel bank for each airline.
Start with Travel Hacking
Are you ready to discover the secrets of travel hacking? The first step is to open an account with a sign-up bonus. There are plenty of great credit cards that offer various advantages and features. It depends on the type of airline, your spending habits, and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards that are great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll have to meet the minimum spend limit in order to qualify for the bonus. Every credit card has its own set of rules, so make sure to check for the details. From there you can begin to rack miles and using them to book your dream vacation!
Are you ready to go on a jet-setting with your ideas?
After you’ve accrued your points balance, it’s time to redeem them for some delicious getaway! Different credit card companies offer different ways to redeem your points, but here are a few examples from some of the ones I’ve had experience with:
Take a trip with Chase Ultimate Rewards
If you own an Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through it, you’ll have access to almost every airline, and you can make use of a combination of the points as well as cash in order to book your next trip. You can even book completely using points if you’ve got enough balance! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you fed up of paying full price for your flights? Did you know that when you book directly through United, you have the option of paying with dollars or points? But, be careful, if you don’t have enough points, you can’t combine dollars and points on flights. Don’t worry, though, if you’re a few points away, United provides the option of buying additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience , with more legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines that allows you to book with either JetBlue points or dollars, however, not both. But, JetBlue is unique in that they offer a feature where you can pool your points together with your relatives to earn points twice as quickly. Just make sure you can prove you’re really family before trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel buddy Becca, you’re probably pretty thrifty and it’s challenging to attempt to spend thousands of dollars to hit the minimum spend for the credit card bonus. But don’t fret because we’ve been there and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent with credit card, then do it! Just be prepared to be charged a fee, typically around 3%. It could be worthwhile in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another excellent way to meet the minimum spend is to pay for a medical bill. If you do not have any medical expenses in the near future, ask your family members to pay their medical bills and they will repay you.
Pay off the loan
If you’re a borrower take into consideration repaying them using your credit card. Make sure to pay off the balance on your credit card in full , so that you don’t end up with more debt.
Ask your family members for help
Ask your family members to determine if they’ve got any big expenses coming up that you can help pay for. Just make sure you are able to trust the person and that they are aware of the reason for doing it.
If it’s the holiday season, consider buying all of your gifts with the credit card you have. So you’ll be able to meet the minimum spending limit and be ready for gift giving. Make sure that you’re not paying more than you already thinking of.
There are plenty of ways to make the most of the travel credit card and earn miles or points to be used towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising your rewards
Pay for travel expenses using your credit card
Whenever you’re planning a vacation, make use of your travel credit card to pay for your hotel, flight or rental car, as well as any other travel-related expenses. You’ll not only achieve the minimum amount of spending required for your credit card bonus as well, but you’ll also earn points or miles for those expenditures.
Utilize your credit card to pay for everyday expenses
Another way to hit the minimum amount of spending and earn points is utilising your credit cards to pay for everyday expenses. This can include things like food, gas and even your telephone bill. Be sure to pay off the balance in full each month so you don’t accrue interest charges.
Benefit from bonus categories
Many travel credit cards offer miles or bonus points for specific types of purchases, including eating out or traveling. Make sure you review your credit card’s rewards program and take advantage of any bonus categories that align with your spending habits.
Think about a balance transfer
If you’re in the middle of a debt on a high-interest credit card, think about transferring the balance to a travel credit card with an introductory rate of 0% for balance transfers. This will let you pay off your debt without accruing interest. It will also assist you in reaching the minimum amount required to earn the credit card bonus.
Use your points or miles carefully
When you’ve earned a significant amount of miles or points make sure you use them in a responsible manner. Check out the rewards program on your credit card and compare the worth of various redemption options. For instance, using your points to purchase a flight directly with the airline could offer better value than using them to purchase an gift card.
Another tip is to use an rewards card that permits you to transfer your reward points into other loyalty programmes. This will let you enjoy a greater variety of options and greater freedom when it comes to redeeming your rewards. For instance, you might be able to transfer your reward to frequent flyer programs of airlines or a Hotel rewards programme. This will give an access larger variety of hotels, flights, and other travel perks that aren’t accessible through your credit card’s rewards program.
Additionally, try to determine the card’s benefits. any perks that can reduce your travel expenses. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that are very beneficial when traveling.
Finally, when you’re traveling with someone else and both of you get rewards on your own credit card. Just remember that you can’t split the cost on the same card, and be sure you keep track of the rewards you earn separately.
In the end, the most important thing to do to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program of your credit card and to ensure you’re using your credit card in the most effective method possible. Utilizing a combination of the strategies I’ve listed, you’ll be able to earn rewards quickly, redeem them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.