Are you tired of paying thousands of dollars on travel? Good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert credit card bonus and sign-up incentives into airline miles, that can then be used to score discounted or free flights to your dream destinations. With a little imagination and some information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and incentives for airline miles. The miles can be used to buy discounted or even free flights. Some credit cards also permit you to use miles for hotel stays and rental car discounts.
How Does it Work?
The key to success in hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program for a specific group of airlines. When you are ready to book a flight consider the cost. If the flight is under $300, it’s best to pay in cash and save your miles to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to review your frequent flyer accounts to determine which airline offers you the best deal. It all boils down to the amount of points or miles you have in your travel account for every airline.
Start with Travel Hacking
Ready to learn the secrets of travel hacking? First step to open a credit card that comes with a welcome bonus. There are many great credit cards with many benefits and features. It depends on the type of airline, your habits with spending and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll have to meet the limit of spending minimum in order to get the bonus. Every card has different guidelines, so make certain to verify this information. From there you can begin to rack up miles and using them to plan your dream vacation!
Are you ready to set sail with your ideas?
Once you’ve accumulated your points amount, it’s time to cash them in for some nice getaway! Different credit card companies have different methods of redeeming your points. Here are some examples from some of the ones I’ve worked with:
Escape by using Chase Ultimate Rewards
If you have a Chase credit card, then you are able to use your points to redeem them through the Ultimate Rewards portal. In the portal, you’ll have access to nearly every airline and you can make use of a combination of points and cash to book your travel. You can even book entirely on points if you have the funds to pay for it! Sometimes even if you don’t have enough points to cover the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you fed up of paying full price for flights? Did you know that when you book directly through United, you have the option of paying using dollars or points? Butbe aware, if you do not have enough points you aren’t able to combine points and dollars for flights. Don’t worry, though, if you’re only a couple of points away, United provides the option of buying additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra legroom and free snacks. Additionally, their booking process is similar to United’s that allows you to book with either JetBlue either dollars or points however, not both. The difference is that JetBlue is unique in that they offer a feature that lets you pool your points together with your relatives to earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Reach that Minimum Spend
If you’re like me or my travel companion Becca You’re probably quite economical and it’s challenging to attempt to spend thousands of dollars to hit the required amount to qualify for the credit card bonus. However, don’t be worried as we’ve done it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent with credit card, go for it! Just be prepared to pay a cost, which is usually around 3%. It might be worth it in the end in the event that the bonus is substantial enough.
Pay for a medical bill
Another excellent way to meet the spending limit is to cover the medical bills. If you do not have any medical expenses coming up Ask your relatives if you could pay them for theirs, and they can repay you.
Repay a loan
If you’re in the middle of a loan you owe, think about making payments on them with the credit card you have. Be sure to pay off the credit card balance in full so you don’t end up with more debt.
Ask your family members for help
Ask your family members to look into any big expenses coming up that you can help pay for. Just make sure you trust the person and they understand why you’re doing it.
If you’re in the middle of the holiday season, consider buying all your gifts using your credit card. In this way, you’ll meet the minimum spending limit and also be prepared for gift giving. Just make sure you’re not spending more than you planning to.
There are many ways to get the most from your travel credit card and accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are some additional suggestions for maximising your rewards:
Make travel reservations using your credit card
Whenever you’re planning a trip, make use of the travel credit card to pay for your flight, hotel or rental car, as well as any other travel expenses. You’ll not only be able to hit the minimum spend for your credit card reward, but you’ll also earn points or miles to cover these expenditures.
Use your credit card for everyday expenditures
Another way to hit the minimum amount of spending in order to accumulate points by utilising your credit cards to pay for every day expenditures. This can include things like gas, groceries, and even your phone bill. Be sure to pay off the balance in full each month so you don’t accumulate interest.
Benefit from bonus categories
Some travel credit cards will offer miles or bonus points for specific types of purchases, such as dining or travel. Be sure to review your credit card’s rewards program and make use of the bonus categories that are in line with your spending habits.
Think about a balance transfer
If you are currently in outstanding debt due to a high-interest credit card, think about transferring that balance onto a travel credit card with a 0% introductory APR for balance transfer. This will enable you to pay off your debts without accruing interest, and also assist you in reaching the minimum spend for the credit card’s bonus.
Use your points or miles carefully
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card and compare the benefits of different redemption options. For example using your points to book a flight directly through the airline may provide you with a greater value than using them for an gift card.
Another option is to get an rewards card that permits you to transfer points to other loyalty programs. This allows you to get a wider selection of options and greater flexibility in making use of your rewards. For instance, you might be able to transfer your rewards to an airline’s frequent flyer program or a hotel rewards program. This can give you access to a larger range of flights, hotels, and other travel perks that may not be accessible through your credit card’s rewards program.
Also, find out the card’s benefits. some perks that could help you save money on travel expenses. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that could be very beneficial when traveling.
When you travel with a companion and both of you earn rewards using your own credit card. Make sure you don’t divide the cost with the same card. Also, make sure you keep track of the rewards you earn separately.
Overall, the key to making the most of your travel rewards is to know the rewards program on your credit card and ensure that you’re making use of this program in the most efficient way possible. Through all of the methods I’ve described that you can earn rewards quickly, redeem rewards for valuable travel experiences and take advantage of a broad assortment of travel-related perks.