Germantown Travel

Are you tired of spending thousands of dollars on travel? Good news! Travel hacking is the answer to all your travel problems. It’s a fun way to turn credit card bonus and sign-up incentives into airline miles which can be used to obtain discounted or cheap flights from your desired destinations. With a little bit of imagination and some know-how, you’ll fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is all about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can later be used to purchase discount or no-cost flights. Certain credit cards will also permit you to use miles towards hotel stays or rental car deals.

How Does it Work?

The secret to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and building out frequent flyer miles for a specific group of airlines. When you are ready to make a booking consider the cost. If the price is under $300, it’s generally better to pay in cash and save your miles for a more expensive flight. If your flights begin to climb over $500, you’ll need to check your frequent flyer accounts to see which airline can give you the best deal. All it boils down to is the number of points or miles you have in your travel savings account for each airline.

Get Started with Travel Hacking

Ready to learn the secrets to travel hacking? First step to open the credit card that comes with a sign-up bonus. There are plenty of great credit cards with many benefits and features. It is all dependent on the airline, spending habits and what features are crucial to you.

Top Credit Card Picks

Here are some credit cards excellent for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit or debit card, you’ll need to reach the spending limit for minimum expenditure in order to get the bonus. Each card has its own rules, so be sure to check for this information. Then, it’s all about racking up miles, and using them to plan your dream trip!

Ready to jet-set with your ideas?

After you’ve accrued the points balance, it’s time to redeem them for some delicious travel! Different credit card companies will have different methods for redeeming your points. Here are a few examples from some of the companies I’ve worked with:

Getaway by using Chase Ultimate Rewards

If you own a Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. In the portal, you’ll have access to almost every airline. You can use a combination of the points as well as cash in order to pay for your travel. You can book your flight entirely with points if you’ve enough balance! Sometimes even if you don’t have enough points to cover the full cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United You have the option of paying using either points or dollars? But, be careful that if you do not have enough points you cannot combine dollars and points for flights. If you’re a few point short United provides the possibility of purchasing additional miles.

JetBlue

Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience with extra space and complimentary snacks. In addition, their booking procedure is like United’s that allows you to book with either JetBlue dollar or points however, not both. The difference is that JetBlue is unique in that they offer a feature that lets you join your points with family members to accrue points twice as fast. Make sure to verify that you are a family member before trying to hack the system.

Make sure you spend that minimum amount

If you’re anything like me and my travel buddy Becca, you’re probably pretty frugal and it can be difficult to think of spending thousands of dollars to hit the minimum spend for credit card bonuses. However, don’t be worried, we’ve been through it and we’re here to share some of our tips and tricks.

Pay your rent (if you can)

This is an important one! If you’re able to pay your rent using credit card, then do it! Be prepared to pay a fee, usually about 3 percent. It might be worth it in the long run if the bonus is high enough.

Pay for a medical bill

Another way to reach the minimum spend is to pay for the medical bills. If you don’t have any medical bills coming up Ask your family members if you can pay their medical bills and they can repay you.

Make a payment to pay off the loan

If you’re in the middle of a loan you owe, think about making payments on them with your credit card. Just make sure you pay the credit card balance in full so you don’t accumulate more debt.

Ask family members for assistance

Ask your family members to determine if they’ve got any major expenses in the near future which you could help pay for. Make sure that you are able to trust the person and they are aware of the reason for doing this.

Buy gifts

If you’re celebrating the holidays, consider buying all your gifts with cards from your credit account. This way you can reach the minimum spending requirement and also be ready for giving gifts. Just make sure you’re not paying more than you planning to.

There are a lot of ways to make the most out of your travel credit card and earn miles or points to spend on flights or other travel-related expenses. Here are a few more ideas for maximizing the rewards you earn:

Pay for travel expenses using your credit card

If you’re planning a vacation, make use of you travel credit card for booking your hotel, flight, rental car, and other travel costs. You’ll not only be able to hit the required amount to earn your credit card and earn points, however, you’ll also earn points or miles on these expenses.

Use your credit card to pay for your everyday costs

Another way to meet the minimum amount of spending in order to accumulate points making use of your credit card to pay daily expenditures. This could be things like food, gas and even your telephone bill. Just make sure to pay the balance off in full every month to ensure you don’t accumulate interest.

Take advantage of bonus categories

Many travel credit cards offer miles or points in exchange for specific types of purchases, like eating out or traveling. Be sure to review the rewards program of your credit card and avail the bonus categories that are in line with your spending routines.

Think about the possibility of transferring your balance

If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer the balance to the travel credit card which has the introductory APR of 0% for balance transfer. This will enable you to pay off the debt without accruing interest and simultaneously assist you in reaching the minimum spend for the credit card bonus.

Use your points or miles wisely

If you’ve amassed a large amount of points or miles, be sure to use the points or miles wisely. Examine the rewards program of your credit card and then compare the benefits of different redemption options. For example you can use your points to book a flight directly with the airline could provide you with a greater return than using them for the purchase of a gift card.

Another tip is to use an rewards card that permits you to transfer rewards to different loyalty program. This will let you get a wider selection of options and greater flexibility in making use of your rewards. For example, you may be eligible to transfer your rewards to an airline’s frequent flyer program or a Hotel rewards programme. This gives the benefit of a larger variety of hotels, flights, and other travel perks which are not accessible through the rewards program on your credit card.

In addition, you should discover whether your credit card has certain benefits that will save you money on travel-related expenses. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that can be invaluable when you travel.

Finally, when you’re traveling with a friend, both of you can get rewards on your credit card. Just remember that you can’t split the cost on the same card and make sure you keep track of your rewards separately.

The key to maximizing your rewards for travel is to be aware of the rewards program of your credit card and make sure you’re making use of your credit card in the most efficient method possible. Utilizing an array of methods I’ve described that you can get rewards in a short time, use them for valuable travel experiences and benefit from a wide variety of travel benefits.