Galway Travel Guide

Are you tired of spending an enormous amount on flights? Well, good news! Travel hacking is the answer to all your travel problems. It’s a fun way to convert welcome bonuses and other incentives into airline miles, that can then be used to score discounted or complimentary flights for your ideal destinations. With a little bit of creativity and some insider knowledge, you can fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to purchase cheap or free flight tickets. Some credit cards also allow you to redeem miles to pay for hotel stays or car rental discounts.

How Does it Work?

The most effective method for success in hacking your travel plans is to take advantage of credit card sign-up bonuses and building out a frequent flyer mile program on a select group of airlines. When you are ready to book a flight consider the cost. If the cost is less than $300, it’s generally better to pay cash and save your miles for a more expensive flight. If your flights begin to climb over $500, you’ll need to look into those frequent flyer accounts to see which airline can give you the best deal. All it boils down to is the number of points or miles in your travel account for each airline.

Start with Travel Hacking

Ready to learn the secrets to hacking travel? First step opening an account that comes with a welcome bonus. There are plenty of great credit cards that provide various advantages and features. It depends on the type of airline, spending habits and the features that are most important to you.

Top Credit Card Picks

Here are some credit card options that can be perfect to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit card, you’ll need to reach the minimum spend limit in order to receive the bonus. Each card has its own rules, so make sure to check for this information. From there you can begin to rack miles and then using them to book your dream trip!

Ready to jet-set with your ideas?

Now that you’ve built up the points balance, it’s time to redeem them for some nice getaway! Different credit card providers will have different methods of redeeming your rewards, here are some examples from some of the companies I’ve had experience with:

Take a trip with Chase Ultimate Rewards

If you’re a holder of an Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through this portal you’ll get access to nearly every airline. You can combine points and cash to pay for your travel. You can even book entirely with points if you’ve the funds to pay for it! Sometimes even if you do not possess enough points for the full cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.

 

United

Are you fed up of paying full price for flights? Did you realize that when booking directly through United you can choose the option of paying using dollars or points? Be careful in case you don’t have enough points you cannot combine dollars and points on flights. Don’t worry, though, if you’re a few point short United gives you the option of buying additional miles.

JetBlue

Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom as well as free snacks. Additionally, their booking process is similar to that of United Airlines that allows passengers to book flights using JetBlue either dollars or points, but not both. But, JetBlue has a unique feature that allows you to combine your points with your family members and earn points twice as quickly. Be sure to prove you’re really family before trying to hack the system.

Hit that Minimum Spend

If you’re anything like me and my travel buddy Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars to reach the minimum amount required to earn the credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is a huge one! If you’re able to pay for your rent with a credit card, do it! Make sure you pay a fee, usually about 3 percent. It might be worth it in the end in the event that the bonus is substantial enough.

Make a payment on a medical expense

Another way to reach the spending limit is to pay for an medical bill. If you don’t have any medical bills due, ask your relatives if you could pay them for theirs, and they will pay you back.

Repay the loan

If you’re a borrower you owe, think about making payments on them with the credit card you have. Be sure to pay off the balance on your credit card in full so you don’t accumulate additional debt.

Ask your family members for help

Ask your family members to look into any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to trust the person and they know why you’re taking the initiative.

Buy gifts

If you’re in the middle of the holiday season take into consideration buying all of your gifts with cards from your credit account. So you’ll be able to meet the minimum spending limit and be ready to give gifts. Make sure that you’re not spending more than you already contemplating to.

There are plenty of ways to get the most of your travel credit card. accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing the rewards you earn:

Book travel expenses with your credit card

If you’re planning a vacation, make use of the travel credit card to pay for your flight, hotel or rental car, as well as any other travel-related expenses. You’ll not only be able to hit the minimum amount of spending required to earn your credit card reward, but you’ll also earn points or miles to cover these expenses.

Make use of your credit card to pay to pay for your everyday expenditures

Another way to meet the minimum amount of spending in order to accumulate points by making use of your credit card for every day expenditures. This can include things like food, gas or even your phone bill. Make sure you pay off the balance each month in full so you don’t accrue interest charges.

Benefit from bonus categories

A lot of travel credit cards provide miles or points in exchange for certain types of purchases, including eating out or traveling. Make sure you review your credit card’s rewards program and avail any bonus categories that match with your spending routines.

Consider the possibility of transferring your balance

If you are currently in debt on a credit card, think about transferring the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfer. This will allow you to pay off your debt without accruing interest. It will also aid in achieving the minimum spending requirement for the credit card bonus.

Utilize your miles and points carefully

Once you’ve accumulated a substantial amount of points or miles make sure you use the points or miles wisely. Examine the rewards program of your credit card and then compare the benefits of different redemption options. For example you can use your points to purchase a flight directly with the airline could provide you with a greater value than using them for a gift card.

Another suggestion is to use an rewards card that permits you to transfer your reward points into other loyalty programmes. This allows you to get a wider selection of options and greater flexibility in making use of your rewards. For instance, you might be capable of transferring your reward to the frequent flyer program of an airline or a Hotel rewards programme. This can give an access greater variety of hotels, flights as well as other travel perks which are not accessible through the rewards program on your credit card.

Additionally, try to find out whether your credit card has any perks that can save you money on travel-related expenses. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.

Finally, when you’re traveling with a companion and both of you earn rewards with your credit card. Make sure you don’t split the cost on the same card, and be sure to track the rewards you earn separately.

In the end, the most important thing to do to making the most of your travel rewards is to know the rewards program on your credit card and make sure you’re making use of it in the most efficient method. Utilizing an array of strategies I’ve listed in this article, you’ll be able earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide assortment of travel-related perks.