Forza 5 Fast Travel Boards

Are you fed up of spending an enormous amount on flights? Well, good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to convert welcome bonuses and other incentives into miles that can then be used to get discounted or even complimentary flights for your desired destinations. With a little creativity and some insider information, you’ll be jet-setting for free in no time.

The Basics of Travel Hacking

Travel hacking is all about trading credit card sign-up bonuses as well as incentives to earn airline miles. The miles can be used to pay for discount or no-cost flights. Certain credit cards allow you to redeem miles to pay for hotel stays or rental car deals.

How Does it Work?

The secret to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program with a limited number of airlines. When it’s time to book a flight, evaluate the cost. If the price is under $300, it’s generally better to pay cash and save your miles to take a more costly flight. If the prices start to rise over $500, you’ll need to check the frequent flyer account to determine which airline offers you the best price. It all comes down to the number of points or miles you have you have in your travel savings account for each airline.

Begin by Getting Started with Travel Hacking

Ready to learn the secrets of travel hacking? First step opening the credit card that comes with a sign-up bonus. There are many great credit cards with various advantages and features. It is all dependent on the airline, your spending habits, and what features are crucial to you.

Top Credit Card Picks

Here are some credit cards great for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Every credit card has its own set of rules, so make certain to verify the details. Then, it’s all about racking up miles, and then using them to book your dream vacation!

Ready to jet-set with your ideas?

Now that you’ve built up your points balance, it’s time to redeem them for some delicious getaway! Different credit card providers will offer different ways to redeem your points. Here are some examples from a few of the providers I’ve worked with:

Take a trip with Chase Ultimate Rewards

If you own an Chase card, you can redeem your points via the Ultimate Rewards portal. Through the portal, you’ll get access to virtually every airline, and you can combine money and points to pay for your trip. You can book your flight entirely on points if you have the balance for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.

 

United

Are you fed up of paying full price for flights? Did you realize that when booking directly through United You have the option of paying using dollars or points? But, be careful that if you don’t have enough points, you aren’t able to combine dollars and points on flights. Don’t worry, though, if you’re just a few points short, United gives you the option of buying additional miles.

JetBlue

Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra space and complimentary snacks. Additionally, their booking process is similar to that of United Airlines which allows passengers to book flights using JetBlue dollar or points but not both. However, JetBlue is unique in that they offer a feature where you can pool your points together with your relatives to earn points twice as fast. Be sure to verify that you are a family member before trying to hack into the system.

Hit that Minimum Spend

If you’re anything like me and my travel buddy Becca, you’re probably pretty economical and it’s daunting to try to spend thousands of dollars in order to meet the required amount to qualify for a credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able to pay your rent with credit card, go for it! Just be prepared to pay a cost, which is usually around 3 percent. It may be worth it in the long run if the bonus is high enough.

Make a payment on a medical expense

Another way to reach the minimum spend is to cover an medical bill. If you do not have any medical expenses in the near future then ask your family members if you can pay for theirs and they can repay you.

Repay the loan

If you’re in the middle of a loan you owe, think about repaying them using an credit card. Just make sure you pay off the credit card balance in full , so that you don’t end up with more debt.

Ask family for help

Ask your family members to see if they have any large expenses coming up that you can help pay for. Make sure that you are able to are able to trust the person and that they are aware of the reason for taking the initiative.

Purchase presents

If you’re in the middle of the holiday season, consider buying all your gifts using cards from your credit account. So you’ll be able to reach the minimum spending requirement and also be prepared for giving gifts. Be sure to avoid spending more than you were already planning to.

There are a lot of methods to get the most of the travel credit card. accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are a few additional ways to maximize the rewards you earn:

Pay for travel expenses using your credit card

If you’re planning a vacation, make use of you travel credit card for booking your hotel, flight or rental car, as well as any other travel expenses. Not only will you be able to meet the minimum spend for your credit card as well, but you’ll also be earning points or miles for the costs.

Use your credit card for all your daily expenses

Another way to meet the minimum amount of spending to earn rewards is making use of your credit card for everyday expenses. This can include items like groceries, gas, and even your phone bill. Be sure to pay the balance off in full each month so you don’t accrue interest charges.

Make the most of bonus categories

A lot of travel credit cards provide miles or points in exchange for specific types of purchases, such as dining or travel. Make sure you review your credit card’s rewards program and take advantage of any bonus categories that match with your spending routines.

Consider a balance transfer

If you’re in the middle of a debt on a credit card, you might want to transfer the balance to a travel credit card with the introductory APR of 0% for balance transfer. This will let you pay off your debt without accruing interest. It will also help you hit the minimum spend for the credit card bonus.

Make use of your miles or points carefully

Once you’ve accumulated a substantial amount of miles or points, be sure to use them wisely. Check out the rewards program on your credit card, and evaluate the worth of various redemption options. For example using points to purchase a flight directly through the airline may offer better value than using them to purchase a gift card.

Another tip is to use rewards cards that allow you to transfer rewards to different loyalty program. This will let you have a wider range of choices and more flexibility in making use of your rewards. For example, you may be able to transfer your rewards to frequent flyer programs of airlines or hotel rewards program. This gives you access to a larger selection of hotels, flights as well as other travel perks that may not be offered through the rewards program on your credit card.

Additionally, try to discover whether your credit card has some perks that could save you money on travel-related costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that can be invaluable when you travel.

Finally, when you’re traveling with a companion, both of you can earn rewards with your own credit card. Make sure you don’t divide the cost with the same card, and be sure you keep track of the rewards you earn separately.

In the end, the most important thing to do to maximizing your travel rewards is to know your credit card’s rewards program and make sure you’re using it in the most effective way possible. Utilizing an array of strategies I’ve listed in this article, you’ll be able earn rewards quickly, redeem them for travel experiences that are worth it and take advantage of a broad range of travel perks.