Are you tired of paying an enormous amount on flights? Good news! Travel hacking can be the solution to all your travel problems. It’s an exciting way to convert sign-up bonuses and incentives into airline miles that can then be used to score discounted or free flights to your ideal destinations. With a bit of creativity and some insider information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to pay for discount or no-cost flights. Certain credit cards will also permit you to use miles for hotel stays and rental car offers.
How Does it Work?
The key to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and establishing a frequent flyer mile program with a limited number of airlines. When it’s time to make a booking take a look at the price. If the flight is under $300, it’s generally better to pay in cash and save your miles for a more expensive flight. If the prices start to rise higher than $500, it’s best to review the frequent flyer account to see which airline can give you the best price. It all comes down to the number of miles or points in your travel bank for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? First step to open a credit card that comes with a welcome bonus. There are many great credit cards that provide various advantages and features. It all depends on your preferred airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are a few credit cards that are excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to reach the minimum spend limit in order to receive the bonus. Each card has its own rules, so be sure to look up this information. From there you can begin to rack miles and using them to book your dream trip!
Are you ready to go on a jet-setting with your points?
Now that you’ve built up your points amount, it’s time to cash them in for some nice getaway! Different credit card providers will have different methods for redeeming your points, but here are some examples from a few of the companies I have experience with:
Escape through Chase Ultimate Reward
If you’re a holder of an Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. Within this portal you’ll get access to almost every airline and you can combine the points as well as cash in order to book your trip. You can book your flight entirely using points if you’ve got enough balance! Sometimes even if you don’t have enough points to cover the full cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying full price for flights? Did you realize that when booking directly through United, you have the option of paying with either points or dollars? Be careful in case you do not have enough points you cannot combine dollars and points on flights. Don’t worry, though, if you’re a few points short, United gives you the option of buying additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant travel experience that includes extra space and complimentary snacks. In addition, their booking procedure is similar to United’s which allows passengers to book flights using JetBlue dollar or points, but not both. The difference is that JetBlue offers a distinct feature that lets you combine your points with your family members and earn points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack the system.
Reach that Minimum Spend
If you’re like me and my travel companion Becca You’re probably quite economical and it’s daunting to try to spend thousands of dollars to reach the required amount to qualify for credit card bonuses. However, don’t be worried, we’ve been through it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using credit card, then do it! Be prepared to pay a fee, usually at least 3 percent. It could be worthwhile over the long term if the bonus is high enough.
Pay for a medical bill
Another great way to hit the minimum spend is to cover an medical bill. If you don’t have any medical bills coming up, ask your family members if you can pay them for theirs, and they can repay you.
Repay a loan
If you’re a borrower take into consideration repaying them using the credit card you have. Make sure to pay off the credit card balance in full so you don’t accumulate more debt.
Ask family for help
Talk to your family and determine if they’ve got any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to are able to trust the person and that they know why you’re doing this.
If it’s the holiday season you should consider purchasing all your gifts using the credit card you have. This way you can reach the minimum spending requirement and also be ready to give gifts. Make sure that you’re not spending more than you were already planning to.
There are many ways to make the most out of the travel credit card and accumulate miles or points that you can spend on flights or other travel-related expenses. Here are a few more ways to maximize your rewards:
Book travel expenses with your credit card
Whenever you’re planning a trip, make use of the travel credit card to book your flight, hotel or rental car, as well as other travel costs. In addition, you’ll be able to meet the minimum spend for your credit card, but you’ll also be earning points or miles to cover those expenditures.
Utilize your credit card to pay for all your daily expenditures
Another method to reach the minimum spend and earn points is by utilising your credit cards for daily costs. This can include things like food, gas and even your telephone bill. Make sure you pay the balance off in full each month so you don’t pay interest.
Benefit from bonus categories
Many travel credit cards offer miles or bonus points for specific types of purchases, like dining or travel. Make sure you review the rewards program of your credit card and avail the bonus categories that are in line with your spending habits.
Take into consideration a balance transfer
If you have existing debt on a high-interest credit card, consider transferring that balance onto the travel credit card which has an introductory rate of 0% for balance transfer. This will allow you to pay off your debt without accruing interest, and also help you hit the minimum amount required to earn the credit card bonus.
Use your points or miles prudently
Once you’ve accumulated a substantial amount of points or miles, be sure to use them in a responsible manner. Check out the rewards program on your credit card and then compare the worth of various redemption options. For instance you can use points to book a flight directly with the airline could provide you with a greater value than using them for the purchase of a gift card.
Another suggestion is to use a rewards card that allows you to transfer your points to other loyalty programs. This will let you enjoy a greater variety of choices and more flexibility in you want to redeem your rewards. For example, you may be able to transfer your reward to frequent flyer programs of airlines or Hotel rewards programme. This can give you access to a larger range of flights, hotels and other travel benefits which are not offered through the rewards program on your credit card.
In addition, you should discover the card’s benefits. any perks that can save you money on travel-related costs. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that could be extremely valuable when you’re traveling.
If you’re traveling with a friend and both of you earn rewards with your credit card. Just remember that you can’t share the costs on the same card, and be sure to track the rewards you earn separately.
Overall, the key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program on your credit card and ensure that you’re using this program in the most effective way possible. Through all of the strategies I’ve outlined, you’ll be able to earn rewards fast, exchange them for valuable travel experiences and benefit from a wide assortment of travel-related perks.