Are you tired of paying an enormous amount on flights? Well, good news! Travel hacking could be the solution to all your travel woes. It’s a fun way to convert welcome bonuses and other incentives into miles which can be used to get discounted or even free flights to your desired destinations. With a little bit of creativity and some insider information, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses and rewards for airline miles. These miles can later be used to purchase discounted or even free flights. Certain credit cards let you redeem miles for hotel stays and car rental deals.
How Does it Work?
The most effective method for successful travel hacking is to take advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program with a limited number of airlines. When you are ready to make a booking take a look at the price. If the cost is under $300, it’s generally better to pay cash and save your miles to book a higher-priced flight. When the flights start getting higher than $500, it’s best to look into the frequent flyer account and determine which airline offers you the best deal. It all comes down to the amount of points or miles you have in your travel account for every airline.
Start with Travel Hacking
Are you interested in learning the secrets of travel hacking? The first step is to open an account with a sign-up bonus. There are a lot of fantastic credit cards that provide a variety of advantages and features. It is all dependent on the airline, your habits with spending and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit card options that can be perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll need to hit the minimum spend limit in order to get the bonus. Every credit card has its own set of rules, so be sure to check for the details. From there you can begin to rack up miles, and using them to book your dream trip!
Are you ready to go on a jet-setting with your goals?
After you’ve accrued your points amount, it’s time to redeem them for some sweet getaway! Different credit card companies will offer different ways to redeem your points, but here are some examples from a few of the providers I have experience with:
Escape by using Chase Ultimate Rewards
If you’re a holder of a Chase cards, you are able to redeem your points via the Ultimate Rewards portal. In it, you’ll have access to almost every airline and you can make use of a combination of the points as well as cash in order to pay for your trip. You can even book entirely with points if you’ve enough balance! Sometimes, even if you don’t have enough points to cover the total cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you tired of paying full price for your flights? Did you realize that when booking directly through United, you have the option to pay with either points or dollars? But, be careful in case you don’t have enough points you aren’t able to combine dollars and points on the same flight. No worries though, if you’re only a couple of point short United also offers the possibility of purchasing additional miles.
Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable travel experience that includes extra legroom as well as free snacks. Plus, their booking process is like United’s which allows customers to book using either JetBlue dollar or points however, not both. The difference is that JetBlue has a unique feature where you can combine your points with family members to accrue points twice as fast. Make sure to verify that you are a family member before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel buddy Becca, you’re probably pretty economical and it’s challenging to attempt to spend thousands of dollars to hit the required amount to qualify for the credit card bonus. However, don’t be worried because we’ve been there and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent using credit card, then do it! Make sure you pay a fee, usually about 3 percent. It may be worth it in the end when the bonus is large enough.
Pay for a medical bill
Another excellent way to meet the required spending is to cover the medical bills. If you don’t have any medical bills due Ask your relatives if you could pay their medical bills and they can repay you.
Make a payment to pay off the loan
If you’re a borrower you owe, think about making payments on them with your credit card. Be sure to pay the credit card balance in full so you don’t end up with more debt.
Ask family members for assistance
Discuss your family with them and determine if they’ve got any major expenses in the near future which you could help pay for. Just make sure you are able to trust the person and that they are aware of the reason for doing it.
If you’re celebrating the holidays, consider buying all of your gifts with the credit card you have. In this way, you’ll hit that minimum spend and also be ready to give gifts. Make sure that you’re not spending more than you already thinking of.
There are plenty of ways to get the most from your travel credit card. accumulate miles or points that you can use towards airfares or other travel-related costs. Here are a few additional ideas for maximizing your rewards
Make travel reservations using your credit card
When you’re planning your next vacation, make use of the travel credit card to pay for your flight, hotel, rental car, and other travel costs. Not only will you achieve the minimum amount of spending required to qualify for a credit card, but you’ll also earn points or miles for those costs.
Use your credit card for all your daily expenses
Another way to meet the minimum spending requirement to earn rewards is using your credit card to pay for every day expenditures. This could be things like gas, groceries and even your telephone bill. Be sure to pay off the balance in full each month so you don’t accrue interest charges.
Take advantage of bonus categories
A lot of travel credit cards provide bonus points or miles for specific types of purchases, including eating out or traveling. Be sure to review your rewards program on your credit card and make use of the bonus categories that are in line with your spending routines.
Take into consideration a balance transfer
If you have existing debt on a credit card, you might want to transfer that balance to a travel credit card with a 0% introductory APR for balance transfers. This will allow you to pay off your debts without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card bonus.
Utilize your miles and points wisely
When you’ve earned a significant amount of points or miles, be sure to use the points or miles wisely. Check out the rewards program on your credit card and compare the benefits of different redemption options. For instance using your points to purchase a flight directly through the airline may give you a better value than using them for the purchase of a gift card.
Another tip is to use an rewards card that permits you to transfer rewards to different loyalty program. This will let you get a wider selection of options and greater flexibility in you want to redeem your rewards. For instance, you might be capable of transferring your reward to an airline’s frequent flyer program or a Hotel rewards programme. This will give you access to a wider selection of hotels, flights as well as other travel perks that may not be available through the rewards program of your credit card.
In addition, you should discover if your credit card offers some perks that could help you save money on travel costs. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that could be very beneficial when traveling.
When you travel with someone else each of you will be able to earn rewards using your own credit card. Be aware that you cannot divide the cost with the same card, and be sure you keep track of your rewards separately.
In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program of your credit card and ensure that you’re making use of this program in the most effective way possible. Through an array of methods I’ve described, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.