Ferris Travel Waukesha

Are you fed up of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel problems. It’s a fun way to convert credit card sign-up bonuses and incentives into airline miles, which can be used to score discounted or cheap flights from your ideal destinations. With a little imagination and some knowledge, you can fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is all about swapping credit card sign-up bonus and incentives for airline miles. These miles can later be used to purchase discount or no-cost flights. Some credit cards also allow you to redeem miles for hotel stays and rental car offers.

How Does it Work?

The most effective method for successful hacking travel is taking advantage of credit card sign-up bonuses and establishing a frequent flyer mile program on a select group of airlines. When it comes time to book a flight take a look at the price. If the cost is under $300, it’s usually better to pay cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb above $500, you’ll want to look into your frequent flyer accounts to find out which airline will give you the most value. All it boils down to is the amount of points or miles you have you have in your travel savings account for each airline.

Get Started with Travel Hacking

Ready to learn the secrets to hacking travel? The first step is to open an account with a sign-up bonus. There are many great credit cards that offer many advantages and features. It is all dependent on the airline, spending habits and what features are essential to you.

Top Credit Card Picks

Here are a few credit cards excellent to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card, you’ll have to meet the spending limit for minimum expenditure in order to get the bonus. Every card has different guidelines, so make certain to verify this information. From there it’s all about building up miles and then using them to book your dream trip!

Are you ready to set sail with your ideas?

Once you’ve accumulated the points balance, it’s time to cash them in for some sweet vacation! Different credit card companies have different methods of redeeming your points. Here are a few examples from some of the providers I have experience with:

Escape through Chase Ultimate Reward

If you own an Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. Through the portal, you’ll get access to virtually every airline, and you can combine points and cash to pay for your travel. You can book your flight entirely on points if you have the funds to pay for it! Sometimes, even if you don’t have enough points to cover the entire price, you can book flights using the Chase Ultimate Rewards portal and pay the balance cash using any credit card.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you know that when you book directly through United You have the option of paying using dollars or points? Butbe aware, if you don’t have enough points you aren’t able to combine dollars and points for the same flight. Don’t worry, though, if you’re only a couple of points short, United gives you the possibility of purchasing additional miles.

JetBlue

Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra legroom and free snacks. Additionally, their booking process is similar to that of United Airlines which allows passengers to book flights using JetBlue either dollars or points, however, not both. The difference is that JetBlue is unique in that they offer a feature where you can pool your points together with your family members and earn points twice as quickly. Be sure to verify that you are a family member before trying to hack the system.

Make sure you spend that minimum amount

If you’re anything like me and my travel buddy Becca I’m sure you’re pretty frugal and it can be challenging to attempt to spend thousands of dollars to reach the minimum amount required to earn a credit card bonus. But don’t fret because we’ve been there and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is an important one! If you’re able pay your rent using credit card, go for it! Make sure you be charged a fee, typically about 3%. It might be worth it over the long term if the bonus is high enough.

Pay a medical bill

Another way to reach the required spending is to cover a medical bill. If you do not have any medical expenses due, ask your family members to pay their medical bills and they can repay you.

Make a payment to pay off a loan

If you’re in the middle of a loan take into consideration paying them off with your credit card. Be sure to pay off the balance on your credit card completely so that you don’t accrue additional debt.

Ask family for help

Ask your family members to see if they have any large expenses coming up which you could help pay for. Make sure that you are able to have confidence in the person you are talking to and they understand why you’re doing it.

Give presents

If you’re in the middle of the holiday season you should consider purchasing all of your gifts with the credit card you have. So you’ll be able to reach the minimum spending requirement and also be prepared for gift giving. Make sure that you’re not paying more than you already contemplating to.

There are plenty of methods to get the most of using your credit or debit card for travel. You can earn miles or points to be used towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising the rewards you earn:

Make travel reservations using your credit card

If you’re planning a trip, make use of you travel credit card for booking your hotel, flight, rental car, and other travel costs. Not only will you achieve the required amount to qualify for a credit card reward, however, you’ll also earn points or miles on those expenses.

Utilize your credit card to pay for all your daily costs

Another method to reach the minimum spending requirement and earn points is by making use of your credit card to pay daily costs. This could be items like groceries, gas or even your phone bill. Just make sure to pay the balance off in full each month so you don’t pay interest.

Make the most of bonus categories

Some travel credit cards will offer miles or points in exchange for specific types of purchases, such as dining or travel. Be sure to review the rewards program of your credit card and make use of any bonus categories that align with your spending routines.

Think about a balance transfer

If you have existing debt on a high-interest credit card, think about transferring that balance onto a travel credit card with the introductory APR of 0% for balance transfers. This will let you pay off your debt without accruing interest, and also assist you in reaching the minimum spending requirement for the credit card’s bonus.

Utilize your miles and points carefully

When you’ve earned a significant amount of points or miles, be sure to use them wisely. Examine the rewards program of your credit card and then compare the value of different redemption options. For example, using your points to purchase a flight directly with the airline might offer better return than using them for the purchase of a gift card.

Another option is to get an rewards card that permits you to transfer your rewards to different loyalty program. This will allow you to get a wider selection of options and greater freedom when it comes to you want to redeem your rewards. For example, you may be capable of transferring your rewards to an airline’s frequent flyer program or a Hotel rewards programme. This gives you access to a greater variety of hotels, flights as well as other travel perks that aren’t accessible through the rewards program on your credit card.

In addition, you should discover the card’s benefits. certain benefits that will save you money on travel-related costs. Many cards offer travel insurance, rental car insurance, baggage protection and other benefits that are very beneficial when traveling.

Finally, when you’re traveling with someone else each of you will be able to get rewards on your own credit card. Make sure you don’t share the costs on the same card and make sure to keep track of your rewards in a separate manner.

In the end, the most important thing to do to maximizing your rewards for travel is to be aware of the rewards program of your credit card and to ensure you’re using it in the most efficient way possible. Through all of the methods I’ve described in this article, you’ll be able earn rewards quickly, redeem them for valuable travel experiences and benefit from a wide assortment of travel-related perks.