Family Travel Hacking

Are you fed up of spending thousands of dollars on travel? Well, good news! Travel hacking could be the solution to all your travel woes. It’s a fun way to turn credit card sign-up bonuses and incentives into airline miles which can be used to obtain discounted or cheap flights from your ideal destinations. With a little bit of creativity and some insider information, you’ll fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to buy discount or no-cost flights. Certain credit cards let you redeem miles to pay for hotel stays or car rental discounts.

How Does it Work?

The most effective method for successful hacking travel is taking advantage of the credit card sign-up bonus and building out a frequent flyer mile program on a select group of airlines. When it’s time to book a flight consider the cost. If the flight is under $300, it’s generally better to pay cash and save your miles for a more expensive flight. If the prices start to rise over $500, you’ll need to review your frequent flyer accounts and determine which airline offers you the best deal. It all comes down to the amount of miles or points in your travel account for each airline.

Start with Travel Hacking

Ready to learn the secrets of travel hacking? First step to open the credit card that comes with a sign-up bonus. There are plenty of great credit cards that provide many advantages and features. It is all dependent on the airline, your habits with spending and the features that are most essential to you.

Top Credit Card Picks

Here are a few credit cards that are excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Each card has its own rules, so be sure to check for this information. Then you can begin to rack miles and using them to book your dream vacation!

Are you ready to go on a jet-setting with your goals?

Once you’ve accumulated your points balance, it’s time to use them towards nice vacation! Different credit card providers will offer different ways to redeem your rewards, here are some examples from a few of the companies I’ve had experience with:

Escape by using Chase Ultimate Rewards

If you own an Chase credit card, then you can redeem your points via the Ultimate Rewards portal. Through this portal you’ll get access to almost every airline and you can combine money and points to book your travel. You can even book entirely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t have enough points to cover the full price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.

 

United

Are you fed up of paying the full cost for flights? Did you know that when you book directly through United you can choose the option of paying using either points or dollars? Be careful that if you do not have enough points you cannot combine dollars and points on one flight. No worries though, if you’re only a couple of point short United provides the option of buying additional miles.

JetBlue

Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra legroom and free snacks. Additionally, their booking process is like United’s that allows passengers to book flights using JetBlue either dollars or points, but not both. The difference is that JetBlue offers a distinct feature that allows you to pool your points together with family members to accrue points twice as fast. Just make sure you can prove you’re really family before trying to hack into the system.

Make sure you spend that minimum amount

If you’re anything like me and my travel companion Becca You’re probably quite economical and it’s daunting to try to spend thousands of dollars to hit the minimum amount required to earn credit card bonuses. However, don’t be worried as we’ve done it and we’re here to share some of our tips and tricks.

Pay your rent (if you can)

This is a huge one! If you’re able pay your rent with a credit card, do it! Be prepared to pay a cost, which is usually around 3 percent. It may be worth it in the end in the event that the bonus is substantial enough.

Pay a medical bill

Another way to reach the minimum spend is to cover a medical bill. If you don’t have any medical bills due, ask your family members if you can pay them for theirs, and they’ll reimburse you.

Pay off the loan

If you’re in the middle of a loan take into consideration repaying them using the credit card you have. Make sure to pay the credit card balance in full , so that you don’t accumulate more debt.

Ask family members for assistance

Talk to your family and determine if they’ve got any large expenses coming up that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they know why you’re taking the initiative.

Purchase presents

If you’re in the middle of the holiday season take into consideration buying all of your gifts with the credit card you have. This way you can reach the minimum spending requirement and also be prepared for giving gifts. Be sure to avoid spending more than you were thinking of.

There are a lot of ways to get the most from using your credit or debit card for travel and accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing your rewards

Book travel expenses with your credit card

If you’re planning a trip, use you travel credit card to pay for your flight, hotel or rental car, as well as any other travel expenses. In addition, you’ll be able to hit the minimum spend to earn your credit card and earn points, however, you’ll also earn points or miles on the expenses.

Utilize your credit card to pay for everyday costs

Another method to reach the minimum amount of spending in order to accumulate points utilising your credit cards for everyday costs. This can include things like food, gas and even your telephone bill. Make sure you pay the balance off in full every month to ensure you don’t accrue interest charges.

Take advantage of bonus categories

Many travel credit cards offer miles or bonus points on certain kinds of purchases, including dining or travel. Be sure to review the rewards program of your credit card and take advantage of the bonus categories that are in line with your spending habits.

Consider a balance transfer

If you are currently in outstanding debt due to a high-interest credit card, consider transferring the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will allow you to pay off your debt without accruing interest. It will also assist you in reaching the minimum spend for the credit card bonus.

Utilize your miles and points wisely

If you’ve amassed a large amount of points or miles make sure you use them in a responsible manner. Review the rewards program for your credit card and then compare the benefits of different redemption options. For instance, using points to book a ticket directly through the airline may offer better value than using them to purchase an gift card.

Another suggestion is to use an rewards card that permits you to transfer your points to other loyalty programs. This will allow you to get a wider selection of options and greater flexibility in redeeming your rewards. For example, you may be able to transfer your reward to frequent flyer programs of airlines or hotel rewards program. This gives you access to a greater range of flights, hotels and other travel benefits that aren’t accessible through the rewards program on your credit card.

Also, find out whether your credit card has any perks that can help you save money on travel costs. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection and other benefits that can be invaluable when you travel.

Finally, when you’re traveling with someone else and both of you earn rewards with your credit card. Make sure you don’t split the cost on the same card, and be sure you keep track of the rewards you earn separately.

Overall, the key to making the most of your travel rewards is to know the rewards program of your credit card and ensure that you’re using this program in the most effective way possible. Through a combination of the methods I’ve described, you’ll be able to get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad variety of travel benefits.