Are you fed up of spending an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s an exciting way to turn credit card bonus and sign-up incentives into miles which can be used to get discounted or even cheap flights from your dream destinations. With a little imagination and a little bit of insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to buy discount or no-cost flights. Certain credit cards will also allow you to redeem miles towards hotel stays or car rental offers.
How Does it Work?
The key to success in travel hacking is to take advantage of the credit card sign-up bonus and establishing a frequent flyer mile program for a specific group of airlines. When it’s time to book a flight consider the cost. If the price is under $300, it’s best to pay cash and use your miles to pay to take a more costly flight. If your flights begin to climb above $500, you’ll want to check your frequent flyer accounts and find out which airline will give you the most value. It all comes down to the number of miles or points in your travel account for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? The first step is opening a credit card with a sign-up offer. There are many great credit cards with many features and benefits. It depends on the type of airline, your habits with spending and the features that are most important to you.
Top Credit Card Picks
Here are a few credit card options that can be perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Every card has different rules, so be sure to look up the details. Then, it’s all about racking up miles, and then using them to book your dream trip!
Ready to jet-set with your points?
Once you’ve accumulated the points balance, you’re ready to use them towards delicious vacation! Different credit card companies will offer different ways to redeem your rewards, here are a few examples from some of the ones I’ve worked with:
Escape by using Chase Ultimate Rewards
If you’re a holder of an Chase cards, you can use your points to redeem them through the Ultimate Rewards portal. Within it, you’ll have access to nearly every airline and you can combine money and points to book your next trip. You can even book completely with points if you’ve the funds to pay for it! Sometimes even if you do not be able to accumulate enough points in order to pay for total price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you fed up of paying full price for flights? Did you know that when you book directly through United, you have the option of paying using dollars or points? Butbe aware in case you don’t have enough points, you aren’t able to combine points and dollars on flights. No worries though, if you’re a few points short, United gives you the option to purchase additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra legroom and free snacks. In addition, their booking procedure is like United’s which allows customers to book using either JetBlue dollar or points but not both. However, JetBlue offers a distinct feature that allows you to combine your points with family members to accrue points twice as quickly. Make sure to verify that you are a family member before trying to hack the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca You’re probably quite thrifty and it’s difficult to think of spending thousands of dollars to reach the minimum amount required to earn the credit card bonus. Don’t worry because we’ve been there and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent with a credit card, do it! Just be prepared to pay a cost, which is usually about 3%. It could be worthwhile over the long term if the bonus is high enough.
Pay a medical bill
Another great way to hit the spending limit is to pay for a medical bill. If you do not have any medical expenses due then ask your family members to pay them for theirs, and they will pay you back.
Make a payment to pay off a loan
If you’re in the middle of a loan take into consideration repaying them using your credit card. Just make sure you pay the credit card balance in full , so that you don’t end up with more debt.
Ask family for help
Talk to your family and look into any big expenses coming up that you can contribute for. Just make sure you trust the person and they understand why you’re taking the initiative.
If you’re in the middle of the holiday season take into consideration buying all your gifts using cards from your credit account. So you’ll be able to meet the minimum spending limit and also be ready for giving gifts. Just make sure you’re not paying more than you planning to.
There are many ways to get the most from your travel credit card. You can earn miles or points to spend on flights or other travel-related expenses. Here are a few additional ways to maximize the rewards you earn:
Pay for travel expenses using your credit card
Whenever you’re planning a vacation, make use of your travel credit card to pay for your hotel, flight, rental car, and other travel costs. In addition, you’ll achieve the minimum spend to earn your credit card bonus, however, you’ll also earn points or miles on the costs.
Make use of your credit card to pay for all your daily expenditures
Another method to reach the minimum amount of spending to earn rewards is making use of your credit card for everyday expenses. This could include things like gas, groceries or even your phone bill. Be sure to pay off the balance each month in full so you don’t accrue interest charges.
Make the most of bonus categories
Many travel credit cards offer miles or bonus points on certain kinds of purchases, such as dining or travel. Make sure you review your rewards program on your credit card and make use of the bonus categories that are in line with your spending habits.
Think about a balance transfer
If you have existing outstanding debt due to a high-interest credit card, consider transferring the balance to an account with a travel credit card that has a 0% introductory APR for balance transfer. This will allow you to pay off your debt without accruing interest and simultaneously aid in achieving the minimum spending requirement for the credit card bonus.
Utilize your miles and points carefully
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize them in a responsible manner. Examine the rewards program of your credit card, and evaluate the worth of various redemption options. For instance you can use points to book a ticket directly with the airline could offer better return than using them for the purchase of a gift card.
Another option is to get rewards cards that allow you to transfer your reward points into other loyalty programmes. This allows you to have a wider range of options and greater freedom when it comes to making use of your rewards. For instance, you might be able to transfer your reward to frequent flyer programs of airlines or a hotel rewards program. This can give the benefit of a greater variety of hotels, flights and other travel benefits that may not be available through the rewards program on your credit card.
Additionally, try to determine if your credit card offers certain benefits that will save you money on travel-related expenses. Many cards offer travel insurance, rental car insurance, baggage protection and other benefits that are very beneficial when traveling.
If you’re traveling with a friend and both of you earn rewards with your own credit card. Be aware that you cannot divide the cost with the same card, and be sure to track the rewards you earn separately.
In the end, the most important thing to do to maximizing your travel rewards is to understand the rewards program of your credit card and make sure you’re using your credit card in the most effective method. Utilizing a combination of the methods I’ve described, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.