Emergency Travel Bag

Are you fed up of spending an enormous amount on flights? Well, good news! Travel hacking is the answer to all your travel problems. It’s an exciting method to turn credit card sign-up bonuses and incentives into miles which can be used to obtain discounted or cheap flights from your ideal destinations. With a little imagination and a little bit of insider know-how, you’ll travel for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to buy discounted or even free flights. Certain credit cards allow you to redeem miles towards hotel stays or car rental deals.

How Does it Work?

The secret to success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program for a specific group of airlines. When you are ready to make a booking, evaluate the cost. If the cost is less than $300, it’s usually better to pay in cash and use your miles to pay to take a more costly flight. When the flights start getting higher than $500, it’s best to check the frequent flyer account and see which airline can give you the best deal. It all comes down to the number of points or miles you have you have in your travel savings account for every airline.

Get Started with Travel Hacking

Are you ready to discover the secrets of travel hacking? The first step is opening a credit card with a sign-up offer. There are plenty of great credit cards that provide many features and benefits. It all depends on your preferred airline, your spending habits, and what features are essential to you.

Top Credit Card Picks

Here are a few credit cards that are excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit or debit card, you’ll need to hit the minimum spend limit in order to get the bonus. Every card has different rules, so make sure to look up the details. Then you can begin to rack up miles, and then using them to book your dream trip!

Ready to jet-set with your ideas?

After you’ve accrued the points amount, it’s time to cash them in for some nice getaway! Different credit card companies will have different methods of redeeming your rewards, here are some examples from some of the companies I have experience with:

Take a trip through Chase Ultimate Reward

If you have an Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline and you can use a combination of the points as well as cash in order to pay for your next trip. You can even book completely with points if you’ve enough balance! Sometimes, even if you don’t have enough points to cover the total cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.

 

United

Are you tired of paying full price for flights? Did you realize that when booking directly through United you can choose the option of paying with either points or dollars? Be careful in case you don’t have enough points you cannot combine points and dollars on flights. No worries though, if you’re a few points away, United provides the option of buying additional miles.

JetBlue

Looking for a domestic flight? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom and free snacks. Additionally, their booking process is similar to that of United Airlines that allows you to book with either JetBlue either dollars or points however, not both. The difference is that JetBlue has a unique feature that allows you to join your points with your family members and earn points twice as fast. Make sure to verify that you are a family member before trying to hack into the system.

Hit that Minimum Spend

If you’re like me or my travel companion Becca, you’re probably pretty frugal and it can be challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn credit card bonuses. Don’t worry, we’ve been through it and we’re here to share our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay your rent with credit card, then do it! Be prepared to be charged a fee, typically at least 3 percent. It might be worth it over the long term in the event that the bonus is substantial enough.

Pay for a medical bill

Another way to reach the spending limit is to pay for a medical bill. If you don’t have any medical bills due Ask your relatives if you could pay them for theirs, and they will reimburse you.

Pay off the loan

If you’re a borrower take into consideration making payments on them with the credit card you have. Be sure to pay off the credit card balance completely so that you don’t accumulate additional debt.

Ask family for help

Discuss your family with them and see if they have any major expenses in the near future that you can contribute for. Just make sure you are able to trust the person and that they are aware of the reason for doing it.

Give gifts

If it’s the holiday season, consider buying all your gifts with cards from your credit account. So you’ll be able to meet the minimum spending limit and also be ready for gift giving. Make sure that you’re not spending more than you already contemplating to.

There are a lot of methods to get the most out of your travel credit card and earn miles or points to use towards flights or other travel-related expenses. Here are a few additional ideas for maximizing your rewards:

Make travel reservations using your credit card

When you’re planning your next trip, use your travel credit card for booking your hotel, flight, rental car, and any other travel-related expenses. In addition, you’ll be able to hit the minimum amount of spending required to earn your credit card and earn points, but you’ll also earn points or miles to cover those expenditures.

Utilize your credit card to pay for everyday expenditures

Another way to hit the minimum spending requirement in order to accumulate points making use of your credit card to pay for daily expenditures. This could be items like groceries, gas and even your telephone bill. Be sure to pay off the balance in full each month so you don’t accrue interest charges.

Benefit from bonus categories

Some travel credit cards will offer bonus points or miles on certain kinds of purchases, like eating out or traveling. Check out your credit card’s rewards program and avail any bonus categories that align with your spending routines.

Take into consideration the possibility of transferring your balance

If you have existing debt on a high-interest credit card, you might want to transfer the balance to a travel credit card with a 0% introductory APR for balance transfers. This will let you pay off your debts without accruing interest and simultaneously help you hit the minimum amount required to earn the credit card’s bonus.

Make use of your miles or points wisely

When you’ve earned a significant amount of miles or points make sure you use the points or miles wisely. Examine the rewards program of your credit card and compare the benefits of different redemption options. For example using points to book a flight directly through the airline may provide you with a greater return than using them for a gift card.

Another option is to get a rewards card that allows you to transfer your reward points into other loyalty programmes. This will let you get a wider selection of choices and more flexibility when redeeming your rewards. For example, you may be able to transfer your rewards to the frequent flyer program of an airline or a reward program for hotels. This can give an access larger range of flights, hotels as well as other travel perks that aren’t available through the rewards program of your credit card.

Additionally, try to find out the card’s benefits. any perks that can save you money on travel-related costs. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that could be invaluable when you travel.

If you’re traveling with someone else each of you will be able to earn rewards with your own credit card. Just remember that you can’t divide the cost with the same card. Also, make sure you keep track of your rewards in a separate manner.

In the end, the most important thing to do to maximizing your travel rewards is to understand the rewards program of your credit card and to ensure you’re making use of it in the most efficient method possible. Utilizing an array of strategies I’ve outlined that you can earn rewards quickly, redeem rewards for valuable travel experiences, and enjoy a wide range of travel perks.