Are you fed up of spending a fortune on airfare? Then, there’s a good news! Travel hacking is the answer to all your travel problems. It’s an exciting method to convert bonus and sign-up incentives into airline miles, which you can use to obtain discounted or cheap flights from your desired destinations. With a little bit of imagination and a little bit of insider know-how, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses and rewards for airline miles. The miles can be used to pay for discounted or even free flights. Some credit cards also let you redeem miles towards hotel stays or car rental offers.
How Does it Work?
The most effective method for success in hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program for a specific group of airlines. When it’s time to book a flight consider the cost. If the price is less than $300, it’s usually better to pay in cash and save your miles for a more expensive flight. If your flights begin to climb over $500, you’ll need to look into those frequent flyer accounts to determine which airline offers you the most value. It all boils down to the number of points or miles in your travel bank for each airline.
Start with Travel Hacking
Ready to learn the secrets to hacking travel? The first step is opening an account that comes with a welcome bonus. There are plenty of great credit cards that offer various advantages and features. It all depends on your preferred airline, spending habits and the features that are most important to you.
Top Credit Card Picks
Here are a few credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to reach the spending limit for minimum expenditure in order to qualify for the bonus. Every credit card has its own set of guidelines, so make certain to verify the details. Then, it’s all about racking miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your points?
Now that you’ve built up your points amount, it’s time to redeem them for some nice travel! Different credit card providers will offer different ways to redeem your points. Here are a few examples from some of the ones I’ve worked with:
Take a trip by using Chase Ultimate Rewards
If you own an Chase credit card, then you are able to use your points to redeem them through the Ultimate Rewards portal. Within it, you’ll get access to almost every airline, and you can combine the points as well as cash in order to book your next trip. You can even book entirely on points if you have the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you fed up of paying the full cost for your flights? Did you realize that when booking directly through United you can choose the option of paying using either points or dollars? Butbe aware, if you don’t have enough points you cannot combine points and dollars on flights. No worries though, if you’re just a few points away, United provides the possibility of purchasing additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom as well as free snacks. Plus, their booking process is similar to United’s which allows passengers to book flights using JetBlue dollar or points however, not both. However, JetBlue has a unique feature that allows you to join your points with your family members and earn points twice as fast. Make sure to verify that you are a family member before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars to hit the required amount to qualify for a credit card bonus. But don’t fret as we’ve done it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent with credit card, go for it! Make sure you be charged a fee, typically around 3%. It could be worthwhile in the end if the bonus is high enough.
Pay for a medical bill
Another way to reach the required spending is to cover an medical bill. If you don’t have any medical bills due, ask your family members if you can pay their medical bills and they will pay you back.
Repay the loan
If you’re in the middle of a loan take into consideration repaying them using the credit card you have. Be sure to pay the credit card balance completely so that you don’t end up with more debt.
Ask your family members for help
Ask your family members to look into any large expenses coming up that you can help pay for. Make sure that you are able to are able to trust the person and that they understand why you’re doing it.
If you’re in the middle of the holiday season take into consideration buying all your gifts with your credit card. So you’ll be able to hit that minimum spend and also be prepared for gift giving. Just make sure you’re not spending more than you were already contemplating to.
There are plenty of ways to get the most from the travel credit card and earn miles or points to be used towards flights or other travel-related expenses. Here are a few additional suggestions for maximising your rewards:
Pay for travel expenses using your credit card
When you’re planning your next trip, make use of you travel credit card for booking your hotel, flight or rental car, as well as any other travel-related expenses. In addition, you’ll achieve the required amount for your credit card and earn points, however, you’ll also earn points or miles on the expenses.
Utilize your credit card to pay for everyday expenditures
Another method to reach the minimum spend to earn rewards is making use of your credit card to pay every day costs. This can include things like gas, groceries or even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t accumulate interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or points in exchange for specific types of purchases, including eating out or traveling. Check out the rewards program of your credit card and make use of the bonus categories that are in line with your spending habits.
Take into consideration a balance transfer
If you’re in the middle of a debt on a credit card, think about transferring the balance to the travel credit card which has an introductory rate of 0% for balance transfer. This will allow you to pay off the debt without accruing interest and simultaneously aid in achieving the minimum amount required to earn the credit card’s bonus.
Use your points or miles wisely
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize them in a responsible manner. Examine the rewards program of your credit card and then compare the value of different redemption options. For example, using points to purchase a flight directly with the airline might offer better return than using them for a gift card.
Another tip is to use a rewards card that allows you to transfer your points to other loyalty programs. This allows you to enjoy a greater variety of options and greater freedom when it comes to redeeming your rewards. For example, you may be able to transfer your rewards to the frequent flyer program of an airline or a Hotel rewards programme. This gives you access to a wider range of flights, hotels as well as other travel perks that aren’t available through the rewards program on your credit card.
Also, find out the card’s benefits. any perks that can save you money on travel-related costs. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that are very beneficial when traveling.
If you’re traveling with a companion, both of you can get rewards on your own credit card. Make sure you don’t divide the cost with the same card and make sure to track your rewards in a separate manner.
In the end, the most important thing to do to reaping the maximum benefits from your travel rewards is to understand your credit card’s rewards program and make sure you’re making use of this program in the most efficient way possible. By using a combination of the strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.