Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to all your travel problems. It’s an exciting way to convert bonus and sign-up incentives into airline miles which you can use to score discounted or complimentary flights for your ideal destinations. With a bit of imagination and some know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to purchase discounted or even free flights. Some credit cards also allow you to redeem miles towards hotel stays or rental car offers.
How Does it Work?
The key to success in travel hacking is to take advantage of the sign-up bonuses for credit cards and to establish frequent flyer miles for a specific group of airlines. When you are ready to book a flight, evaluate the cost. If the flight is less than $300, it’s usually better to pay in cash and use your miles to pay to take a more costly flight. When the flights start getting higher than $500, it’s best to check your frequent flyer accounts to determine which airline offers you the best deal. All it boils down to is the number of points or miles in your travel bank for every airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? The first step is opening a credit card that comes with a welcome bonus. There are many great credit cards that offer a variety of advantages and features. It depends on the type of airline, your spending habits, and what features are important to you.
Top Credit Card Picks
Here are some credit card options that can be perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to hit the minimum spend limit in order to qualify for the bonus. Each card has its own rules, so be sure to check for this information. Then, it’s all about racking miles and then using them to book your dream vacation!
Ready to jet-set with your goals?
After you’ve accrued your points balance, you’re ready to redeem them for some delicious vacation! Different credit card companies offer different ways to redeem your points. Here are some examples from some of the companies I have experience with:
Escape through Chase Ultimate Reward
If you’re a holder of a Chase card, you can redeem your points through the Ultimate Rewards portal. Through the portal, you’ll have access to almost every airline, and you can use a combination of points and cash to book your travel. You can even book entirely using points if you’ve got the funds to pay for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for full cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you tired of paying the full cost for your flights? Did you not know that when you book directly through United, you have the option to pay with dollars or points? Butbe aware in case you do not have enough points you can’t combine points and dollars on flights. If you’re only a couple of point short United gives you the option to purchase additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom as well as free snacks. Plus, their booking process is like United’s which allows passengers to book flights using JetBlue dollar or points however, not both. However, JetBlue offers a distinct feature that lets you join your points with family members to accrue points twice as quickly. Be sure to prove you’re really family before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me or my travel buddy Becca You’re probably quite thrifty and it’s difficult to think of spending thousands of dollars in order to meet the required amount to qualify for credit card bonuses. But don’t fret as we’ve done it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using a credit card, do it! Just be prepared to be charged a fee, typically at least 3%. It may be worth it over the long term in the event that the bonus is substantial enough.
Pay a medical bill
Another great way to hit the spending limit is to pay for an medical bill. If you don’t have any medical bills in the near future Ask your relatives if you could pay their medical bills and they can reimburse you.
Repay a loan
If you’re a borrower you owe, think about paying them off with an credit card. Just make sure you pay off the credit card balance in full , so that you don’t accrue additional debt.
Ask family for help
Ask your family members to look into any major expenses in the near future which you could help pay for. Just make sure you are able to trust the person and that they are aware of the reason for doing it.
If you’re celebrating the holidays take into consideration buying all of your gifts with the credit card you have. So you’ll be able to hit that minimum spend and also be prepared to give gifts. Just make sure you’re not spending more than you were already thinking of.
There are plenty of methods to get the most of using your credit or debit card for travel. accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising your rewards
Pay for travel expenses using your credit card
If you’re planning a vacation, make use of the travel credit card to pay for your flight, hotel or rental car, as well as any other travel expenses. Not only will you be able to hit the minimum amount of spending required to earn your credit card bonus, but you’ll also earn points or miles on those expenses.
Make use of your credit card to pay to pay for your everyday expenses
Another method to reach the minimum spend to earn rewards is by utilising your credit cards for every day costs. This could include things like gas, groceries and even your telephone bill. Make sure you pay the balance off each month in full so you don’t pay interest.
Take advantage of bonus categories
A lot of travel credit cards provide bonus points or miles on certain kinds of purchases, such as dining or travel. Be sure to review your credit card’s rewards program and make use of the bonus categories that are in line with your spending routines.
Consider a balance transfer
If you are currently in debt on a high-interest credit card, you might want to transfer that balance onto an account with a travel credit card that has a 0% introductory APR for balance transfers. This will let you pay off the debt without accruing interest. It will also assist you in reaching the minimum spend for the credit card bonus.
Use your points or miles prudently
Once you’ve accumulated a substantial amount of miles or points make sure you use them in a responsible manner. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For instance, using your points to book a flight directly with the airline could give you a better value than using them to purchase a gift card.
Another suggestion is to use an rewards card that permits you to transfer points to other loyalty programs. This will let you have a wider range of choices and more freedom when it comes to making use of your rewards. For example, you may be able to transfer your reward to frequent flyer programs of airlines or Hotel rewards programme. This gives the benefit of a greater range of flights, hotels as well as other travel perks that may not be available through the rewards program on your credit card.
In addition, you should find out whether your credit card has some perks that could reduce your travel costs. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.
When you travel with someone else and both of you earn rewards using your credit card. Be aware that you cannot split the cost on the same card and make sure you keep track of your rewards in a separate manner.
The key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program of your credit card and make sure you’re making use of this program in the most effective method possible. Through all of the strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it, and enjoy a wide range of travel perks.