Are you fed up of spending thousands of dollars on travel? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting method to convert bonus and sign-up incentives into airline miles, which you can use to get discounted or even complimentary flights for your ideal destinations. With a bit of imagination and some know-how, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can later be used to purchase discounted or even free flights. Certain credit cards will also permit you to use miles towards hotel stays or car rental discounts.
How Does it Work?
The key to success in hacking travel is taking advantage of credit card sign-up bonuses and to establish frequent flyer miles for a specific group of airlines. When it comes time to book a flight consider the cost. If the cost is less than $300, it’s generally better to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise over $500, you’ll need to look into those frequent flyer accounts to find out which airline will give you the best deal. It all boils down to the amount of points or miles you have in your travel account for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? First step opening a credit card that comes with a welcome bonus. There are plenty of great credit cards that offer various features and benefits. It all depends on your preferred airline, spending habits and the features that are most important to you.
Top Credit Card Picks
Here are some credit cards great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll have to meet the spending limit for minimum expenditure in order to receive the bonus. Every credit card has its own set of rules, so be sure to look up this information. From there you can begin to rack up miles and using them to plan your dream trip!
Ready to jet-set with your goals?
After you’ve accrued your points amount, it’s time to use them towards delicious vacation! Different credit card companies will have different methods for redeeming your points, but here are some examples from some of the providers I’ve had experience with:
Getaway through Chase Ultimate Reward
If you have an Chase cards, you can redeem your points through the Ultimate Rewards portal. Within the portal, you’ll get access to nearly every airline, and you can use a combination of money and points to book your travel. You can even book entirely using points if you’ve got the balance for it! Sometimes even if you don’t possess enough points for the entire price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you tired of paying full price for your flights? Did you realize that when booking directly through United you can choose the option of paying with either points or dollars? Be careful, if you don’t have enough points you cannot combine points and dollars on one flight. No worries though, if you’re a few point short United provides the option of buying additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra space and complimentary snacks. In addition, their booking procedure is similar to that of United Airlines that allows passengers to book flights using JetBlue dollar or points however, not both. However, JetBlue is unique in that they offer a feature that lets you join your points with family members to accrue points twice as fast. Make sure to verify that you are a family member before trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel buddy Becca You’re probably quite economical and it’s challenging to attempt to spend thousands of dollars to reach the minimum spend for the credit card bonus. But don’t fret, we’ve been through it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent using credit card, then do it! Make sure you be charged a fee, typically at least 3 percent. It could be worthwhile in the end if the bonus is high enough.
Pay a medical bill
Another excellent way to meet the minimum spend is to pay for the medical bills. If you don’t have any medical bills due Ask your family members if you can pay them for theirs, and they will pay you back.
Make a payment to pay off the loan
If you’re in the middle of a loan, consider paying them off with the credit card you have. Just make sure you pay off the credit card balance completely so that you don’t accrue more debt.
Ask family for help
Talk to your family and look into any large expenses coming up which you could help pay for. Make sure that you are able to trust the person and they are aware of the reason for taking the initiative.
If it’s the holiday season you should consider purchasing all of your gifts with the credit card you have. So you’ll be able to reach the minimum spending requirement and be ready to give gifts. Just make sure you’re not spending more than you were planning to.
There are plenty of ways to make the most of your travel credit card. You can accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are some additional ways to maximize the rewards you earn:
Book travel expenses with your credit card
Whenever you’re planning a trip, use you travel credit card to book your flight, hotel or rental car, as well as other travel costs. You’ll not only achieve the minimum spend to qualify for a credit card reward, but you’ll also be earning points or miles for the costs.
Make use of your credit card to pay to pay for your everyday expenses
Another way to hit the minimum spending requirement in order to accumulate points using your credit card for daily expenses. This can include things like food, gas, and even your phone bill. Be sure to pay off the balance in full every month to ensure you don’t accumulate interest.
Make the most of bonus categories
Many travel credit cards offer miles or points in exchange on certain kinds of purchases, including eating out or travelling. Check out your rewards program on your credit card and take advantage of any bonus categories that align with your spending habits.
Consider the possibility of transferring your balance
If you have existing debt on a high-interest credit card, consider transferring the balance to a travel credit card with a 0% introductory APR for balance transfers. This will allow you to pay off your debt without accruing interest. It will also assist you in reaching the minimum spending requirement for the credit card’s bonus.
Use your points or miles carefully
When you’ve earned a significant amount of miles or points Make sure to utilize them in a responsible manner. Examine the rewards program of your credit card and compare the worth of various redemption options. For instance, using your points to purchase a flight directly with the airline could offer better return than using them for the purchase of a gift card.
Another tip is to use a rewards card that allows you to transfer points to other loyalty programs. This will allow you to enjoy a greater variety of options and greater flexibility in redeeming your rewards. For example, you may be capable of transferring your reward to an airline’s frequent flyer program or reward program for hotels. This will give an access greater range of flights, hotels and other travel benefits which are not available through the rewards program of your credit card.
Also, determine the card’s benefits. some perks that could reduce your travel costs. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that can be invaluable when you travel.
When you travel with someone else each of you will be able to earn rewards using your own credit card. Make sure you don’t split the cost on the same card and make sure to keep track of the rewards you earn separately.
In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program of your credit card and make sure you’re making use of this program in the most efficient method. Through an array of strategies I’ve listed, you’ll be able to earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.