Are you tired of spending an enormous amount on flights? Well, good news! Travel hacking could be the solution to all your travel woes. It’s an exciting way to convert welcome bonuses and other incentives into airline miles, which can be used to score discounted or free flights to your dream destinations. With a bit of creativity and some insider know-how, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses and incentives for airline miles. These miles can later be used to pay for discount or no-cost flights. Some credit cards also permit you to use miles for hotel stays and rental car discounts.
How Does it Work?
The key to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program for a specific group of airlines. When it comes time to book a flight take a look at the price. If the price is under $300, it’s best to pay in cash and save your miles to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to check your frequent flyer accounts and find out which airline will give you the best price. It all comes down to the amount of points or miles you have you have in your travel savings account for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? First step to open a credit card that comes with a welcome bonus. There are many great credit cards that offer many advantages and features. It depends on the type of airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards that are great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to hit the spending limit for minimum expenditure in order to get the bonus. Every card has different rules, so be certain to verify this information. Then it’s all about building miles and using them to plan your dream trip!
Are you ready to go on a jet-setting with your ideas?
After you’ve accrued the points balance, it’s time to redeem them for some delicious getaway! Different credit card providers will have different methods of redeeming your rewards, here are some examples from some of the providers I’ve had experience with:
Getaway through Chase Ultimate Reward
If you have a Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. Through it, you’ll have access to virtually every airline. You can combine the points as well as cash in order to pay for your travel. You can even book completely on points if you have the funds to pay for it! Sometimes, even if you don’t have enough points to cover the total cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying full price for your flight tickets? Did you not know that when you book directly through United You have the option of paying with either points or dollars? Butbe aware that if you don’t have enough points, you cannot combine dollars and points on flights. If you’re just a few points short, United also offers the option of buying additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience with extra space and complimentary snacks. Plus, their booking process is similar to that of United Airlines which allows you to book with either JetBlue either dollars or points but not both. But, JetBlue offers a distinct feature that lets you pool your points together with family members to accrue points twice as fast. Be sure to verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re anything like me and my travel buddy Becca, you’re probably pretty economical and it’s daunting to try to spend thousands of dollars to hit the minimum spend for the credit card bonus. Don’t worry as we’ve done it and are here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent using credit card, then do it! Make sure you pay a fee, usually around 3 percent. It might be worth it in the end in the event that the bonus is substantial enough.
Pay for a medical bill
Another great way to hit the required spending is to cover a medical bill. If you don’t have any medical bills coming up, ask your family members if you can pay them for theirs, and they can repay you.
Repay the loan
If you’re a borrower you owe, think about repaying them using your credit card. Make sure to pay off the balance on your credit card completely so that you don’t end up with more debt.
Ask your family members for help
Ask your family members to determine if they’ve got any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to trust the person and they understand why you’re taking the initiative.
If you’re celebrating the holidays take into consideration buying all your gifts using the credit card you have. In this way, you’ll hit that minimum spend and also be ready for giving gifts. Just make sure you’re not spending more than you were already contemplating to.
There are many ways to make the most out of using your credit or debit card for travel. earn miles or points to use towards flights or other travel-related expenses. Here are some additional ways to maximize your rewards:
Pay for travel expenses using your credit card
Whenever you’re planning a trip, use your travel credit card for booking your hotel, flight or rental car, as well as other travel costs. Not only will you be able to hit the minimum spend for your credit card reward and earn points, but you’ll also be earning points or miles to cover those costs.
Make use of your credit card to pay for all your daily costs
Another way to meet the minimum spending requirement to earn rewards is by utilising your credit cards to pay for everyday costs. This can include things like gas, groceries and even your telephone bill. Be sure to pay the balance off in full every month to ensure you don’t pay interest.
Benefit from bonus categories
Some travel credit cards will offer miles or bonus points for specific types of purchases, including eating out or travelling. Make sure you review your credit card’s rewards program and make use of the bonus categories that are in line with your spending habits.
Take into consideration the possibility of transferring your balance
If you have existing debt on a credit card, you might want to transfer that balance to a travel credit card with a 0% introductory APR for balance transfer. This will allow you to pay off your debt without accruing interest, and also aid in achieving the minimum amount required to earn the credit card bonus.
Make use of your miles or points prudently
When you’ve earned a significant amount of points or miles, be sure to use the points or miles wisely. Examine the rewards program of your credit card and compare the benefits of different redemption options. For instance using points to purchase a flight directly with the airline might provide you with a greater value than using them for a gift card.
Another tip is to use an rewards card that permits you to transfer your rewards to different loyalty program. This will allow you to get a wider selection of options and greater flexibility in you want to redeem your rewards. For example, you may be eligible to transfer your rewards to the frequent flyer program of an airline or a Hotel rewards programme. This can give you access to a greater range of flights, hotels and other travel benefits that aren’t available through your credit card’s rewards program.
Also, determine if your credit card offers certain benefits that will save you money on travel-related expenses. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that could be invaluable when you travel.
Finally, when you’re traveling with a friend and both of you get rewards on your credit card. Make sure you don’t split the cost on the same card, and be sure to track your rewards in a separate manner.
The key to maximizing your travel rewards is to understand your credit card’s rewards program and ensure that you’re using this program in the most efficient method. By using an array of methods I’ve described, you’ll be able to get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad range of travel perks.