Costco Cyber Monday Travel Deals

Are you fed up of spending thousands of dollars on travel? Good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to turn credit card sign-up bonuses and incentives into miles that can then be used to obtain discounted or complimentary flights for your ideal destinations. With a little imagination and some information, you’ll fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is all about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to purchase cheap or free flight tickets. Certain credit cards let you redeem miles for hotel stays and car rental deals.

How Does it Work?

The most effective method for success in hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles on a select group of airlines. When you are ready to book a flight consider the cost. If the price is under $300, it’s generally better to pay in cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb over $500, you’ll need to review your frequent flyer accounts to find out which airline will give you the most value. It all boils down to the number of points or miles in your travel bank for each airline.

Get Started with Travel Hacking

Are you ready to discover the secrets to travel hacking? Your first task is to open the credit card that comes with a sign-up bonus. There are plenty of great credit cards with a variety of features and benefits. It all depends on your preferred airline, spending habits and the features that are most important to you.

Top Credit Card Picks

Here are some credit cards excellent for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit or debit card, you’ll need to hit the limit of spending minimum in order to qualify for the bonus. Each card has its own guidelines, so make certain to verify the details. Then, it’s all about racking up miles, and using them to plan your dream trip!

Are you ready to go on a jet-setting with your ideas?

After you’ve accrued your points balance, you’re ready to redeem them for some nice travel! Different credit card companies will have different methods of redeeming your rewards, here are a few examples from some of the companies I’ve worked with:

Getaway by using Chase Ultimate Rewards

If you own an Chase cards, you are able to redeem your points through the Ultimate Rewards portal. Through it, you’ll get access to virtually every airline, and you can make use of a combination of money and points to book your trip. You can even book completely using points if you’ve got the balance for it! Sometimes even if you do not possess enough points for the entire cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance cash using every credit card.

 

United

Are you tired of paying the full cost for your flight tickets? Did you not know that when you book directly through United you can choose the option of paying using either points or dollars? Butbe aware that if you do not have enough points you aren’t able to combine dollars and points for flights. If you’re only a couple of points away, United provides the option to purchase additional miles.

JetBlue

Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom and free snacks. Plus, their booking process is similar to United’s which allows passengers to book flights using JetBlue dollar or points however, not both. The difference is that JetBlue has a unique feature where you can join your points with family members to accrue points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.

Hit that Minimum Spend

If you’re anything like me and my travel companion Becca I’m sure you’re pretty frugal and it can be difficult to think of spending thousands of dollars to hit the minimum spend for a credit card bonus. Don’t worry, we’ve been through it and are here to share our tips and tricks.

Pay your rent (if you can)

This is a big one! If you’re able to pay for your rent with credit card, go for it! Be prepared to pay a fee, usually at least 3%. It may be worth it in the end in the event that the bonus is substantial enough.

Make a payment on a medical expense

Another great way to hit the required spending is to pay for the medical bills. If you do not have any medical expenses due Ask your family members if you can pay for theirs and they will repay you.

Make a payment to pay off the loan

If you’re in the middle of a loan take into consideration paying them off with your credit card. Just make sure you pay the credit card balance in full so you don’t accrue additional debt.

Ask family for help

Talk to your family and look into any big expenses coming up that you can help pay for. Make sure that you are able to have confidence in the person you are talking to and they are aware of the reason for taking the initiative.

Purchase presents

If it’s the holiday season, consider buying all of your gifts with cards from your credit account. In this way, you’ll hit that minimum spend and also be prepared for gift giving. Be sure to avoid paying more than you planning to.

There are plenty of methods to get the most out of your travel credit card. You can accumulate miles or points that you can use towards airfares or other travel-related costs. Here are a few more suggestions for maximising your rewards

Make travel reservations using your credit card

Whenever you’re planning a trip, make use of the travel credit card to pay for your hotel, flight or rental car, as well as any other travel expenses. You’ll not only be able to hit the required amount to earn your credit card reward, but you’ll also be earning points or miles on those expenses.

Utilize your credit card to pay for all your daily expenditures

Another way to hit the minimum amount of spending and earn points is by making use of your credit card for everyday expenses. This could include items like groceries, gas and even your telephone bill. Be sure to pay off the balance in full every month to ensure you don’t pay interest.

Benefit from bonus categories

Some travel credit cards will offer miles or points in exchange for certain types of purchases, like dining or travel. Make sure you review your rewards program on your credit card and make use of any bonus categories that match with your spending routines.

Think about the possibility of transferring your balance

If you’re in the middle of a debt on a credit card, think about transferring the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfer. This will enable you to pay off the debt without accruing interest. It will also help you hit the minimum amount required to earn the credit card’s bonus.

Use your points or miles carefully

Once you’ve accumulated a substantial amount of miles or points make sure you use the points or miles wisely. Review the rewards program for your credit card, and evaluate the benefits of different redemption options. For example, using your points to book a ticket directly through the airline may provide you with a greater return than using them for an gift card.

Another option is to get a rewards card that allows you to transfer your points to other loyalty programs. This allows you to get a wider selection of choices and more flexibility when you want to redeem your rewards. For instance, you might be able to transfer your reward to the frequent flyer program of an airline or reward program for hotels. This can give an access larger selection of hotels, flights and other travel benefits which are not available through the rewards program on your credit card.

Additionally, try to determine if your credit card offers some perks that could help you save money on travel costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that could be invaluable when you travel.

If you’re traveling with a companion, both of you can earn rewards using your own credit card. Be aware that you cannot split the cost on the same card, and be sure you keep track of the rewards you earn separately.

In the end, the most important thing to do to reaping the maximum benefits from your travel rewards is to know your credit card’s rewards program and to ensure you’re using your credit card in the most efficient method. By using an array of strategies I’ve outlined that you can earn rewards quickly, redeem them for travel experiences that are worth it, and enjoy a wide variety of travel benefits.