Cosco Commuter Travel System

Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to convert credit card sign-up bonuses and incentives into airline miles which you can use to get discounted or even cheap flights from your ideal destinations. With a bit of imagination and a little bit of insider information, you’ll fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is all about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can then be used to purchase discount or no-cost flights. Some credit cards also let you redeem miles towards hotel stays or rental car offers.

How Does it Work?

The most effective method for success in hacking travel is taking advantage of the sign-up bonuses for credit cards and building out frequent flyer miles for a specific group of airlines. When it’s time to make a booking, evaluate the cost. If the flight is under $300, it’s generally better to pay cash and use your miles to pay to book a higher-priced flight. If the prices start to rise above $500, you’ll want to look into your frequent flyer accounts to determine which airline offers you the best price. It all comes down to the number of miles or points you have in your travel savings account for every airline.

Begin by Getting Started with Travel Hacking

Are you ready to discover the secrets of travel hacking? Your first task is to open a credit card that comes with a welcome bonus. There are many great credit cards that offer a variety of benefits and features. It depends on the type of airline, your habits with spending and what features are crucial to you.

Top Credit Card Picks

Here are a few credit cards perfect to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card, you’ll need to reach the spending limit for minimum expenditure in order to qualify for the bonus. Every credit card has its own set of guidelines, so make sure to check for the details. Then you can begin to rack miles and using them to plan your dream vacation!

Are you ready to set sail with your ideas?

Now that you’ve built up your points balance, you’re ready to cash them in for some sweet vacation! Different credit card companies offer different ways to redeem your points, but here are some examples from some of the ones I have experience with:

Escape with Chase Ultimate Rewards

If you have a Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. In this portal you’ll have access to nearly every airline, and you can combine the points as well as cash in order to book your next trip. You can even book entirely using points if you’ve got the balance for it! Sometimes even if you do not have enough points to cover the full cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.

 

United

Are you tired of paying full price for your flight tickets? Did you know that when you book directly through United, you have the option of paying with dollars or points? But, be careful that if you do not have enough points you cannot combine dollars and points on one flight. If you’re a few points away, United provides the option to purchase additional miles.

JetBlue

Looking for a domestic flight? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra space and complimentary snacks. Additionally, their booking process is similar to that of United Airlines that allows customers to book using either JetBlue points or dollars however, not both. But, JetBlue is unique in that they offer a feature that allows you to join your points with family members to accrue points twice as quickly. Make sure to verify that you are a family member before trying to hack the system.

Reach that Minimum Spend

If you’re anything like me and my travel companion Becca, you’re probably pretty thrifty and it’s challenging to attempt to spend thousands of dollars in order to meet the minimum amount required to earn credit card bonuses. Don’t worry as we’ve done it and are here to share some of our tips and tricks.

Pay your rent (if you can)

This is a huge one! If you’re able to pay for your rent with credit card, then do it! Make sure you be charged a fee, typically about 3%. It could be worthwhile over the long term if the bonus is high enough.

Make a payment on a medical expense

Another excellent way to meet the spending limit is to pay for a medical bill. If you don’t have any medical bills due then ask your relatives if you could pay their medical bills and they’ll repay you.

Pay off a loan

If you have any loans, consider paying them off with your credit card. Be sure to pay the credit card balance in full , so that you don’t accumulate additional debt.

Ask your family members for help

Ask your family members to see if they have any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to trust the person and they are aware of the reason for doing it.

Purchase gifts

If it’s the holiday season, consider buying all your gifts with the credit card you have. So you’ll be able to hit that minimum spend and be ready for giving gifts. Make sure that you’re not spending more than you already planning to.

There are many methods to get the most out of your travel credit card and accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are a few additional suggestions for maximising your rewards

Book travel expenses with your credit card

When you’re planning your next trip, make use of you travel credit card for booking your flight, hotel, rental car, and any other travel expenses. In addition, you’ll be able to meet the minimum amount of spending required to qualify for a credit card bonus, but you’ll also earn points or miles to cover these expenditures.

Make use of your credit card to pay for everyday costs

Another way to meet the minimum amount of spending in order to accumulate points by using your credit card for every day expenditures. This could be things like food, gas and even your telephone bill. Just make sure to pay off the balance in full each month so you don’t pay interest.

Benefit from bonus categories

Some travel credit cards will offer bonus points or miles for certain types of purchases, such as eating out or travelling. Check out the rewards program of your credit card and avail any bonus categories that align with your spending routines.

Consider a balance transfer

If you’re in the middle of a debt on a high-interest credit card, you might want to transfer the balance to a travel credit card with an introductory rate of 0% for balance transfer. This will let you pay off your debt without accruing interest. It will also assist you in reaching the minimum spending requirement for the credit card bonus.

Make use of your miles or points wisely

When you’ve earned a significant amount of miles or points make sure you use the points or miles wisely. Check out the rewards program on your credit card and compare the benefits of different redemption options. For instance using points to purchase a flight directly through the airline may provide you with a greater return than using them for an gift card.

Another suggestion is to use an rewards card that permits you to transfer rewards to different loyalty program. This will allow you to have a wider range of options and greater freedom when it comes to making use of your rewards. For example, you may be eligible to transfer your reward to the frequent flyer program of an airline or a reward program for hotels. This will give the benefit of a larger selection of hotels, flights, and other travel perks that aren’t accessible through your credit card’s rewards program.

Additionally, try to find out the card’s benefits. certain benefits that will reduce your travel costs. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are invaluable when you travel.

When you travel with a companion and both of you earn rewards using your own credit card. Be aware that you cannot split the cost on the same card. Also, make sure to keep track of the rewards you earn separately.

In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program on your credit card and ensure that you’re making use of this program in the most effective method. By using all of the strategies I’ve listed, you’ll be able to earn rewards quickly, redeem them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.