Cord Travel Keeper

Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel woes. It’s an exciting method to turn credit card welcome bonuses and other incentives into miles which can be used to score discounted or cheap flights from your ideal destinations. With a little bit of imagination and some knowledge, you can fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to purchase cheap or free flight tickets. Some credit cards also permit you to use miles to pay for hotel stays or car rental discounts.

How Does it Work?

The secret to success in hacking your travel plans is to take advantage of the credit card sign-up bonus and establishing a frequent flyer mile program with a limited number of airlines. When it comes time to book a flight take a look at the price. If the flight is under $300, it’s usually better to pay in cash and save your miles to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to look into your frequent flyer accounts and find out which airline will give you the best deal. It all boils down to the amount of miles or points in your travel bank for each airline.

Begin by Getting Started with Travel Hacking

Are you interested in learning the secrets to hacking travel? First step to open the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards that provide many benefits and features. It is all dependent on the airline, your spending habits, and the features that are most important to you.

Top Credit Card Picks

Here are some credit card options that can be great to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Every credit card has its own set of rules, so be sure to check for the details. Then you can begin to rack up miles and using them to plan your dream trip!

Are you ready to go on a jet-setting with your ideas?

Now that you’ve built up the points amount, it’s time to redeem them for some sweet getaway! Different credit card companies have different methods of redeeming your points. Here are some examples from a few of the ones I’ve worked with:

Getaway through Chase Ultimate Reward

If you have an Chase card, you can redeem your points through the Ultimate Rewards portal. Through this portal you’ll get access to almost every airline. You can combine points and cash to book your travel. You can even book completely with points if you’ve enough balance! Sometimes even if you do not possess enough points for the full cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using any credit card.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United, you have the option of paying with dollars or points? Butbe aware in case you don’t have enough points you can’t combine dollars and points on the same flight. If you’re a few points away, United also offers the option of buying additional miles.

JetBlue

Looking for a flight within the United States? You should look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra legroom and free snacks. Plus, their booking process is similar to United’s that allows customers to book using either JetBlue points or dollars, however, not both. The difference is that JetBlue offers a distinct feature where you can pool your points together with your relatives to earn points twice as quickly. Just make sure you can verify that you are a family member before trying to hack the system.

Make sure you spend that minimum amount

If you’re like me or my travel buddy Becca, you’re probably pretty economical and it’s difficult to think of spending thousands of dollars in order to meet the required amount to qualify for the credit card bonus. Don’t worry as we’ve done it and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able pay your rent using credit card, then do it! Be prepared to pay a cost, which is usually about 3 percent. It might be worth it over the long term in the event that the bonus is substantial enough.

Pay for a medical bill

Another great way to hit the spending limit is to cover an medical bill. If you don’t have any medical bills coming up, ask your relatives if you could pay for theirs and they’ll reimburse you.

Repay a loan

If you’re in the middle of a loan take into consideration paying them off with the credit card you have. Make sure to pay the credit card balance in full so you don’t accrue additional debt.

Ask family members for assistance

Talk to your family and look into any big expenses coming up that you can contribute for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for taking the initiative.

Buy presents

If it’s the holiday season you should consider purchasing all your gifts using cards from your credit account. This way you can hit that minimum spend and also be prepared for gift giving. Be sure to avoid spending more than you already planning to.

There are a lot of ways to get the most out of your travel credit card and accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are a few additional ideas for maximizing your rewards

Book travel expenses with your credit card

If you’re planning a trip, use your travel credit card for booking your flight, hotel, rental car, and any other travel expenses. You’ll not only be able to hit the required amount to qualify for a credit card bonus as well, however, you’ll also earn points or miles for those expenses.

Use your credit card for all your daily costs

Another way to meet the minimum spend and earn points is utilising your credit cards to pay every day expenditures. This could include items like groceries, gas or even your phone bill. Be sure to pay the balance off in full each month so you don’t accumulate interest.

Make the most of bonus categories

Some travel credit cards will offer bonus points or miles for certain types of purchases, including eating out or traveling. Check out your credit card’s rewards program and make use of any bonus categories that match with your spending habits.

Consider the possibility of transferring your balance

If you are currently in debt on a credit card, consider transferring that balance to a travel credit card with a 0% introductory APR for balance transfers. This will let you pay off your debt without accruing interest, and also help you hit the minimum amount required to earn the credit card’s bonus.

Make use of your miles or points prudently

Once you’ve accumulated a substantial amount of points or miles make sure you use them in a responsible manner. Review the rewards program for your credit card and then compare the benefits of different redemption options. For example you can use your points to book a flight directly with the airline might provide you with a greater value than using them for a gift card.

Another tip is to use an rewards card that permits you to transfer points to other loyalty programs. This allows you to enjoy a greater variety of choices and more flexibility in making use of your rewards. For example, you may be eligible to transfer your reward to an airline’s frequent flyer program or a hotel rewards program. This can give you access to a greater range of flights, hotels and other travel benefits that may not be accessible through the rewards program of your credit card.

Also, find out the card’s benefits. certain benefits that will save you money on travel-related costs. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are invaluable when you travel.

If you’re traveling with a friend, both of you can earn rewards with your own credit card. Just remember that you can’t share the costs on the same card. Also, make sure to track your rewards in a separate manner.

Overall, the key to reaping the maximum benefits from your travel rewards is to understand the rewards program of your credit card and to ensure you’re using your credit card in the most efficient way possible. Through a combination of the methods I’ve described, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it, and enjoy a wide range of travel perks.