Are you tired of paying thousands of dollars on travel? Well, good news! Travel hacking is the answer to all your travel problems. It’s an exciting method to convert welcome bonuses and other incentives into airline miles that can then be used to score discounted or free flights to your ideal destinations. With a little bit of imagination and some information, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses and rewards for airline miles. The miles can be used to buy cheap or free flight tickets. Certain credit cards will also permit you to use miles to pay for hotel stays or rental car offers.
How Does it Work?
The key to successful travel hacking is to take advantage of the credit card sign-up bonus and establishing frequent flyer miles on a select group of airlines. When it comes time to make a booking take a look at the price. If the flight is less than $300, it’s usually better to pay cash and use your miles to pay for a more expensive flight. If the prices start to rise higher than $500, it’s best to review the frequent flyer account and find out which airline will give you the best price. It all boils down to the number of points or miles you have in your travel savings account for each airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? Your first task is opening the credit card that comes with a sign-up offer. There are many great credit cards that provide a variety of benefits and features. It is all dependent on the airline, spending habits and the features that are most essential to you.
Top Credit Card Picks
Here are some credit cards that are excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll need to reach the minimum spend limit in order to receive the bonus. Each card has its own rules, so be sure to look up the details. Then it’s all about building miles and then using them to book your dream trip!
Are you ready to set sail with your ideas?
After you’ve accrued your points balance, you’re ready to use them towards nice travel! Different credit card companies offer different ways to redeem your points, but here are some examples from some of the providers I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you own an Chase credit card, then you can redeem your points through the Ultimate Rewards portal. Within this portal you’ll get access to nearly every airline, and you can combine money and points to book your travel. You can even book entirely using points if you’ve got the balance for it! Sometimes even if you don’t possess enough points for the total price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying the full cost for your flight tickets? Did you not know that when you book directly through United You have the option to pay with dollars or points? Butbe aware, if you don’t have enough points, you can’t combine points and dollars on flights. No worries though, if you’re only a couple of points away, United provides the possibility of purchasing additional miles.
Looking for a domestic flight? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant travel experience that includes extra legroom as well as free snacks. Plus, their booking process is similar to that of United Airlines, allowing you to book with either JetBlue points or dollars however, not both. The difference is that JetBlue is unique in that they offer a feature that allows you to combine your points with your relatives to earn points twice as fast. Be sure to verify that you are a family member before trying to hack the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars to reach the minimum amount required to earn the credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent using a credit card, do it! Make sure you pay a fee, usually at least 3%. It may be worth it in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another excellent way to meet the required spending is to pay for the medical bills. If you do not have any medical expenses coming up then ask your family members if you can pay them for theirs, and they will pay you back.
Repay the loan
If you’re a borrower take into consideration paying them off with an credit card. Be sure to pay off the balance on your credit card completely so that you don’t accrue more debt.
Ask family members for assistance
Discuss your family with them and see if they have any large expenses coming up which you could help pay for. Make sure that you are able to are able to trust the person and that they know why you’re doing this.
If you’re celebrating the holidays take into consideration buying all of your gifts with cards from your credit account. So you’ll be able to hit that minimum spend and also be ready for giving gifts. Make sure that you’re not paying more than you already planning to.
There are a lot of ways to make the most from your travel credit card and earn miles or points to use towards flights or other travel-related expenses. Here are a few additional suggestions for maximising your rewards
Book travel expenses with your credit card
Whenever you’re planning a vacation, make use of the travel credit card to book your flight, hotel, rental car, and any other travel expenses. You’ll not only be able to meet the required amount to qualify for a credit card bonus and earn points, but you’ll also be earning points or miles to cover these expenditures.
Use your credit card to pay for your everyday costs
Another way to meet the minimum spend in order to accumulate points making use of your credit card to pay every day expenditures. This can include items like groceries, gas and even your telephone bill. Be sure to pay off the balance each month in full so you don’t accrue interest charges.
Benefit from bonus categories
Many travel credit cards offer bonus points or miles on certain kinds of purchases, such as dining or travel. Be sure to review your rewards program on your credit card and take advantage of any bonus categories that align with your spending habits.
Think about the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, consider transferring that balance to an account with a travel credit card that has a 0% introductory APR for balance transfers. This will let you pay off the debt without accruing interest. It will also assist you in reaching the minimum spend for the credit card’s bonus.
Utilize your miles and points carefully
When you’ve earned a significant amount of miles or points Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card, and evaluate the value of different redemption options. For instance, using points to book a flight directly with the airline could give you a better value than using them for an gift card.
Another tip is to use rewards cards that allow you to transfer your reward points into other loyalty programmes. This will allow you to have a wider range of choices and more freedom when it comes to making use of your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or a hotel rewards program. This will give you access to a wider selection of hotels, flights and other travel benefits that aren’t offered through the rewards program of your credit card.
In addition, you should discover if your credit card offers certain benefits that will reduce your travel expenses. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection, and other benefits that are invaluable when you travel.
Finally, when you’re traveling with someone else and both of you earn rewards with your credit card. Make sure you don’t divide the cost with the same card, and be sure to keep track of your rewards in a separate manner.
Overall, the key to maximizing your travel rewards is to know the rewards program of your credit card and to ensure you’re using it in the most efficient method. Utilizing a combination of the strategies I’ve listed that you can earn rewards fast, exchange rewards for valuable travel experiences and take advantage of a broad range of travel perks.