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Are you fed up of spending thousands of dollars on travel? Then, there’s a good news! Travel hacking is the answer to all your travel problems. It’s a fun way to convert credit card bonus and sign-up incentives into airline miles, which you can use to obtain discounted or free flights to your dream destinations. With a bit of imagination and some information, you’ll travel for free in no time.

The Basics of Travel Hacking

Travel hacking is all about exchanging credit card sign-up bonuses and rewards for airline miles. These miles can then be used to pay for discount or no-cost flights. Some credit cards also allow you to redeem miles for hotel stays and car rental deals.

How Does it Work?

The most effective method for success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and building out frequent flyer miles on a select group of airlines. When it comes time to book a flight take a look at the price. If the price is less than $300, it’s best to pay cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb over $500, you’ll need to check the frequent flyer account and find out which airline will give you the best deal. It all comes down to the amount of miles or points you have in your travel savings account for every airline.

Begin by Getting Started with Travel Hacking

Are you interested in learning the secrets of travel hacking? First step to open the credit card that comes that comes with a welcome bonus. There are many great credit cards that offer a variety of advantages and features. It all depends on your preferred airline, your habits with spending and the features that are most important to you.

Top Credit Card Picks

Here are some credit card options that can be excellent to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card you’ll need to hit the minimum spend limit in order to qualify for the bonus. Each card has its own guidelines, so make certain to verify this information. From there it’s all about building up miles, and using them to plan your dream trip!

Are you ready to go on a jet-setting with your ideas?

Once you’ve accumulated your points balance, you’re ready to use them towards nice getaway! Different credit card companies have different methods for redeeming your points. Here are some examples from a few of the ones I’ve worked with:

Getaway with Chase Ultimate Rewards

If you’re a holder of a Chase cards, you can use your points to redeem them through the Ultimate Rewards portal. Within this portal you’ll have access to almost every airline. You can combine money and points to book your trip. You can even book completely on points if you have the funds to pay for it! Sometimes even if you do not have enough points to cover the entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.

 

United

Are you fed up of paying the full cost for your flights? Did you not know that when you book directly through United You have the option of paying with dollars or points? Butbe aware, if you do not have enough points you can’t combine dollars and points for one flight. If you’re only a couple of points short, United also offers the option to purchase additional miles.

JetBlue

Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience with extra legroom as well as free snacks. Plus, their booking process is similar to that of United Airlines, allowing passengers to book flights using JetBlue points or dollars but not both. However, JetBlue is unique in that they offer a feature where you can pool your points together with your family members and earn points twice as fast. Be sure to prove you’re really family before trying to hack into the system.

Reach that Minimum Spend

If you’re like me and my travel companion Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for credit card bonuses. However, don’t be worried because we’ve been there and we’re here to share some of our tricks and tips.

Pay your rent (if you can)

This is a big one! If you’re able to pay for your rent with a credit card, do it! Be prepared to pay a cost, which is usually about 3%. It may be worth it in the long run if the bonus is high enough.

Pay a medical bill

Another excellent way to meet the minimum spend is to pay for an medical bill. If you don’t have any medical bills in the near future then ask your family members if you can pay their medical bills and they will pay you back.

Repay the loan

If you’re a borrower take into consideration paying them off with an credit card. Just make sure you pay the credit card balance in full so you don’t end up with more debt.

Ask your family members for help

Talk to your family and look into any big expenses coming up which you could help pay for. Make sure that you are able to are able to trust the person and that they know why you’re taking the initiative.

Give presents

If you’re in the middle of the holiday season, consider buying all your gifts using your credit card. In this way, you’ll hit that minimum spend and also be prepared for giving gifts. Just make sure you’re not spending more than you already thinking of.

There are plenty of ways to get the most from your travel credit card. You can accumulate miles or points that you can spend on flights or other travel-related expenses. Here are a few more suggestions for maximising your rewards:

Pay for travel expenses using your credit card

Whenever you’re planning a trip, make use of your travel credit card to book your flight, hotel or rental car, as well as other travel costs. You’ll not only achieve the minimum amount of spending required for your credit card as well, but you’ll also earn points or miles on the expenses.

Use your credit card for everyday expenditures

Another method to reach the minimum spending requirement in order to accumulate points using your credit card to pay for daily expenditures. This could include things like food, gas, and even your phone bill. Make sure you pay the balance off each month in full so you don’t accumulate interest.

Make the most of bonus categories

Many travel credit cards offer miles or points in exchange for specific types of purchases, like eating out or travelling. Check out the rewards program of your credit card and take advantage of any bonus categories that match with your spending routines.

Think about the possibility of transferring your balance

If you are currently in debt on a credit card, consider transferring the balance to the travel credit card which has a 0% introductory APR for balance transfer. This will let you pay off your debt without accruing interest. It will also assist you in reaching the minimum amount required to earn the credit card bonus.

Use your points or miles wisely

If you’ve amassed a large amount of points or miles make sure you use the points or miles wisely. Review the rewards program for your credit card, and evaluate the value of different redemption options. For instance using points to purchase a flight directly through the airline may offer better value than using them to purchase an gift card.

Another tip is to use rewards cards that allow you to transfer your reward points into other loyalty programmes. This will allow you to get a wider selection of options and greater flexibility when you want to redeem your rewards. For instance, you might be eligible to transfer your reward to an airline’s frequent flyer program or Hotel rewards programme. This will give an access greater variety of hotels, flights as well as other travel perks that may not be accessible through the rewards program on your credit card.

Also, discover if your credit card offers any perks that can reduce your travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that are invaluable when you travel.

Finally, when you’re traveling with a friend each of you will be able to earn rewards with your own credit card. Just remember that you can’t split the cost on the same card, and be sure you keep track of your rewards in a separate manner.

Overall, the key to maximizing your travel rewards is to understand the rewards program on your credit card and to ensure you’re making use of your credit card in the most effective method possible. By using all of the strategies I’ve listed, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.