Are you tired of spending a fortune on airfare? Well, good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert sign-up bonuses and incentives into airline miles which can be used to obtain discounted or cheap flights from your desired destinations. With a bit of imagination and some information, you’ll be jet-setting for free in no time.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses as well as incentives to earn airline miles. The miles can be used to buy discount or no-cost flights. Certain credit cards allow you to redeem miles for hotel stays and rental car discounts.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles with a limited number of airlines. When it comes time to make a booking take a look at the price. If the cost is under $300, it’s best to pay cash and save your miles for a more expensive flight. If the prices start to rise above $500, you’ll want to review those frequent flyer accounts to see which airline can give you the most value. It all boils down to the number of points or miles you have you have in your travel savings account for every airline.
Get Started with Travel Hacking
Ready to learn the secrets to hacking travel? Your first task is to open an account with a sign-up offer. There are a lot of fantastic credit cards with many features and benefits. It all depends on your preferred airline, your spending habits, and what features are crucial to you.
Top Credit Card Picks
Here are a few credit cards that are perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll have to meet the minimum spend limit in order to get the bonus. Each card has its own rules, so make sure to check for this information. From there you can begin to rack miles and using them to book your dream trip!
Are you ready to set sail with your points?
Now that you’ve built up the points amount, it’s time to use them towards nice vacation! Different credit card companies will have different methods for redeeming your points, but here are some examples from a few of the companies I have experience with:
Getaway with Chase Ultimate Rewards
If you have a Chase credit card, then you can redeem your points through the Ultimate Rewards portal. In the portal, you’ll have access to virtually every airline, and you can make use of a combination of points and cash to book your travel. You can book your flight entirely with points if you’ve the balance for it! Sometimes even if you do not possess enough points for the total cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you tired of paying the full cost for flights? Did you know that when you book directly through United, you have the option of paying with either points or dollars? Butbe aware that if you do not have enough points you can’t combine dollars and points for flights. If you’re a few points short, United also offers the possibility of purchasing additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra legroom and free snacks. Additionally, their booking process is similar to United’s, allowing you to book with either JetBlue dollar or points, but not both. But, JetBlue offers a distinct feature where you can pool your points together with your relatives to earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca, you’re probably pretty thrifty and it’s challenging to attempt to spend thousands of dollars in order to meet the minimum spend for credit card bonuses. However, don’t be worried as we’ve done it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using a credit card, do it! Just be prepared to pay a fee, usually at least 3 percent. It might be worth it in the long run if the bonus is high enough.
Pay for a medical bill
Another excellent way to meet the required spending is to pay for a medical bill. If you do not have any medical expenses coming up, ask your family members if you can pay them for theirs, and they can pay you back.
Pay off the loan
If you have any loans, consider paying them off with the credit card you have. Make sure to pay off the balance on your credit card in full so you don’t accrue more debt.
Ask family for help
Talk to your family and determine if they’ve got any major expenses in the near future which you could help pay for. Just make sure you are able to trust the person and that they understand why you’re doing it.
If you’re celebrating the holidays take into consideration buying all your gifts using cards from your credit account. In this way, you’ll meet the minimum spending limit and also be ready to give gifts. Make sure that you’re not spending more than you were contemplating to.
There are plenty of methods to get the most out of your travel credit card. earn miles or points to use towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing your rewards
Make travel reservations using your credit card
Whenever you’re planning a trip, use the travel credit card to pay for your flight, hotel, rental car, and any other travel-related expenses. In addition, you’ll achieve the minimum spend to earn your credit card bonus, however, you’ll also earn points or miles to cover those expenses.
Use your credit card to pay for your everyday expenses
Another way to hit the minimum spending requirement to earn rewards is by utilising your credit cards for everyday expenses. This could be items like groceries, gas or even your phone bill. Just make sure to pay off the balance in full each month so you don’t pay interest.
Make the most of bonus categories
A lot of travel credit cards provide bonus points or miles for specific types of purchases, such as dining or travel. Make sure you review the rewards program of your credit card and take advantage of any bonus categories that match with your spending habits.
Take into consideration the possibility of transferring your balance
If you have existing outstanding debt due to a high-interest credit card, consider transferring that balance onto an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will enable you to pay off your debts without accruing interest, and also aid in achieving the minimum spending requirement for the credit card bonus.
Utilize your miles and points wisely
When you’ve earned a significant amount of miles or points make sure you use the points or miles wisely. Examine the rewards program of your credit card and compare the worth of various redemption options. For instance, using your points to book a ticket directly through the airline may offer better return than using them for an gift card.
Another tip is to use a rewards card that allows you to transfer your rewards to different loyalty program. This will let you enjoy a greater variety of choices and more flexibility in making use of your rewards. For instance, you might be capable of transferring your reward to frequent flyer programs of airlines or Hotel rewards programme. This will give an access wider variety of hotels, flights, and other travel perks that may not be available through your credit card’s rewards program.
In addition, you should find out the card’s benefits. any perks that can reduce your travel expenses. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that could be very beneficial when traveling.
Finally, when you’re traveling with someone else each of you will be able to earn rewards using your own credit card. Make sure you don’t share the costs on the same card and make sure you keep track of the rewards you earn separately.
The key to maximizing your travel rewards is to understand your credit card’s rewards program and make sure you’re making use of this program in the most effective method possible. Utilizing a combination of the methods I’ve described that you can earn rewards quickly, redeem rewards for valuable travel experiences and take advantage of a broad variety of travel benefits.