Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to turn credit card bonus and sign-up incentives into airline miles which you can use to get discounted or even complimentary flights for your desired destinations. With a little bit of imagination and a little bit of insider information, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to pay for cheap or free flight tickets. Some credit cards also permit you to use miles for hotel stays and car rental discounts.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles for a specific group of airlines. When you are ready to book a flight, evaluate the cost. If the flight is less than $300, it’s best to pay cash and save your miles to book a higher-priced flight. If your flights begin to climb over $500, you’ll need to check the frequent flyer account to determine which airline offers you the best price. All it boils down to is the number of miles or points you have in your travel savings account for each airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? First step to open an account with a sign-up bonus. There are a lot of fantastic credit cards that provide various benefits and features. It all depends on your preferred airline, spending habits and what features are essential to you.
Top Credit Card Picks
Here are a few credit card options that can be great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll have to meet the minimum spend limit in order to qualify for the bonus. Every credit card has its own set of guidelines, so make sure to look up the details. From there it’s all about building up miles and using them to book your dream trip!
Are you ready to set sail with your goals?
After you’ve accrued your points balance, you’re ready to cash them in for some nice travel! Different credit card companies will offer different ways to redeem your rewards, here are some examples from some of the ones I’ve had experience with:
Getaway by using Chase Ultimate Rewards
If you have an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. Within this portal you’ll get access to nearly every airline. You can use a combination of points and cash to pay for your trip. You can even book entirely with points if you’ve the balance for it! Sometimes even if you don’t have enough points to cover the full cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying full price for your flights? Did you not know that when you book directly through United You have the option of paying using either points or dollars? Butbe aware in case you do not have enough points you can’t combine dollars and points on flights. Don’t worry, though, if you’re a few point short United gives you the possibility of purchasing additional miles.
Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience with extra space and complimentary snacks. Additionally, their booking process is like United’s which allows you to book with either JetBlue points or dollars, however, not both. However, JetBlue offers a distinct feature that allows you to pool your points together with your family members and earn points twice as quickly. Make sure to verify that you are a family member before trying to hack into the system.
Reach that Minimum Spend
If you’re like me or my travel buddy Becca I’m sure you’re pretty thrifty and it’s difficult to think of spending thousands of dollars to hit the minimum spend for a credit card bonus. But don’t fret as we’ve done it and are here to share our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent with a credit card, do it! Be prepared to be charged a fee, typically at least 3%. It might be worth it over the long term if the bonus is high enough.
Make a payment on a medical expense
Another excellent way to meet the spending limit is to pay for the medical bills. If you don’t have any medical bills in the near future, ask your family members to pay their medical bills and they can reimburse you.
Pay off the loan
If you’re a borrower, consider paying them off with an credit card. Be sure to pay off the credit card balance in full , so that you don’t accumulate additional debt.
Ask family members for assistance
Discuss your family with them and determine if they’ve got any major expenses in the near future which you could help pay for. Just make sure you are able to trust the person and that they are aware of the reason for doing this.
If it’s the holiday season you should consider purchasing all your gifts with the credit card you have. This way you can hit that minimum spend and also be prepared to give gifts. Just make sure you’re not paying more than you thinking of.
There are many ways to make the most from using your credit or debit card for travel and accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing the rewards you earn:
Book travel expenses with your credit card
Whenever you’re planning a trip, use the travel credit card to pay for your flight, hotel or rental car, as well as other travel costs. In addition, you’ll achieve the minimum amount of spending required to qualify for a credit card bonus and earn points, but you’ll also be earning points or miles to cover those expenses.
Utilize your credit card to pay to pay for your everyday costs
Another way to hit the minimum spend and earn points is utilising your credit cards for everyday expenses. This could include things like gas, groceries and even your telephone bill. Make sure you pay off the balance in full every month to ensure you don’t accumulate interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or points in exchange for certain types of purchases, including dining or travel. Check out your credit card’s rewards program and avail any bonus categories that align with your spending routines.
Think about the possibility of transferring your balance
If you have existing debt on a credit card, you might want to transfer the balance to a travel credit card with an introductory rate of 0% for balance transfer. This will allow you to pay off the debt without accruing interest, and also help you hit the minimum spend for the credit card bonus.
Utilize your miles and points carefully
If you’ve amassed a large amount of points or miles Make sure to utilize them wisely. Examine the rewards program of your credit card, and evaluate the value of different redemption options. For example you can use points to purchase a flight directly with the airline might give you a better return than using them for a gift card.
Another suggestion is to use rewards cards that allow you to transfer your reward points into other loyalty programmes. This allows you to have a wider range of options and greater freedom when it comes to redeeming your rewards. For instance, you might be eligible to transfer your rewards to frequent flyer programs of airlines or reward program for hotels. This can give an access wider selection of hotels, flights and other travel benefits that aren’t available through the rewards program on your credit card.
Additionally, try to find out whether your credit card has any perks that can save you money on travel-related costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that are extremely valuable when you’re traveling.
If you’re traveling with a friend each of you will be able to earn rewards with your own credit card. Just remember that you can’t share the costs on the same card. Also, make sure to keep track of the rewards you earn separately.
Overall, the key to maximizing your rewards for travel is to be aware of your credit card’s rewards program and to ensure you’re using this program in the most effective way possible. Through an array of strategies I’ve outlined, you’ll be able to get rewards in a short time, use rewards for valuable travel experiences and benefit from a wide variety of travel benefits.