Cheap Montreal Flights

Are you tired of spending an enormous amount on flights? Good news! Travel hacking is the answer to your travel-related problems. It’s a fun way to turn credit card welcome bonuses and other incentives into miles which you can use to obtain discounted or free flights to your desired destinations. With a bit of imagination and some know-how, you’ll travel for free in no time.

The Basics of Travel Hacking

Travel hacking is all about swapping credit card sign-up bonus and incentives for airline miles. These miles can later be used to pay for discount or no-cost flights. Some credit cards also permit you to use miles towards hotel stays or car rental offers.

How Does it Work?

The most effective method for successful hacking your travel plans is to take advantage of the credit card sign-up bonus and building out a frequent flyer mile program for a specific group of airlines. When it’s time to make a booking, evaluate the cost. If the price is under $300, it’s usually better to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to look into the frequent flyer account and see which airline can give you the best deal. All it boils down to is the amount of points or miles you have in your travel bank for every airline.

Begin by Getting Started with Travel Hacking

Ready to learn the secrets to hacking travel? Your first task is to open an account with a sign-up bonus. There are plenty of great credit cards that provide a variety of features and benefits. It depends on the type of airline, your habits with spending and the features that are most crucial to you.

Top Credit Card Picks

Here are some credit card options that can be excellent for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Every credit card has its own set of guidelines, so make sure to check for the details. Then it’s all about building miles and using them to book your dream trip!

Ready to jet-set with your goals?

Now that you’ve built up your points balance, you’re ready to cash them in for some sweet travel! Different credit card providers will have different methods for redeeming your points, but here are some examples from a few of the providers I’ve worked with:

Getaway by using Chase Ultimate Rewards

If you’re a holder of a Chase cards, you are able to redeem your points through the Ultimate Rewards portal. In the portal, you’ll have access to virtually every airline. You can combine points and cash to book your trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with every credit card.

 

United

Are you fed up of paying the full cost for your flights? Did you not know that when you book directly through United you can choose the option of paying using dollars or points? Butbe aware in case you do not have enough points you can’t combine dollars and points for one flight. If you’re a few point short United also offers the possibility of purchasing additional miles.

JetBlue

Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more space and complimentary snacks. Plus, their booking process is similar to United’s that allows customers to book using either JetBlue points or dollars but not both. However, JetBlue is unique in that they offer a feature that allows you to join your points with your family members and earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack the system.

Hit that Minimum Spend

If you’re like me or my travel companion Becca You’re probably quite economical and it’s difficult to think of spending thousands of dollars to reach the required amount to qualify for a credit card bonus. However, don’t be worried because we’ve been there and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able pay your rent with credit card, go for it! Be prepared to pay a cost, which is usually at least 3%. It might be worth it in the end in the event that the bonus is substantial enough.

Pay for a medical bill

Another excellent way to meet the required spending is to pay for a medical bill. If you do not have any medical expenses coming up Ask your relatives if you could pay for theirs and they will pay you back.

Repay the loan

If you’re a borrower you owe, think about making payments on them with an credit card. Just make sure you pay off the credit card balance in full so you don’t accumulate additional debt.

Ask family members for assistance

Talk to your family and look into any large expenses coming up that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they understand why you’re doing this.

Buy presents

If you’re celebrating the holidays take into consideration buying all your gifts with the credit card you have. In this way, you’ll reach the minimum spending requirement and be ready to give gifts. Just make sure you’re not spending more than you already planning to.

There are many methods to get the most out of your travel credit card and earn miles or points to be used towards flights or other travel-related expenses. Here are some additional suggestions for maximising your rewards:

Pay for travel expenses using your credit card

When you’re planning your next trip, make use of the travel credit card to pay for your flight, hotel or rental car, as well as other travel costs. In addition, you’ll achieve the minimum amount of spending required for your credit card bonus and earn points, however, you’ll also earn points or miles for those costs.

Utilize your credit card to pay for all your daily costs

Another way to meet the minimum spend to earn rewards is making use of your credit card to pay everyday costs. This could be things like food, gas or even your phone bill. Make sure you pay off the balance in full each month so you don’t accumulate interest.

Benefit from bonus categories

Some travel credit cards will offer miles or points in exchange for certain types of purchases, such as eating out or traveling. Make sure you review your credit card’s rewards program and make use of any bonus categories that match with your spending routines.

Think about a balance transfer

If you are currently in outstanding debt due to a high-interest credit card, think about transferring the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will allow you to pay off your debts without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card bonus.

Use your points or miles prudently

If you’ve amassed a large amount of miles or points Make sure to utilize the points or miles wisely. Review the rewards program for your credit card and then compare the benefits of different redemption options. For example using points to book a flight directly through the airline may provide you with a greater value than using them to purchase an gift card.

Another option is to get rewards cards that allow you to transfer rewards to different loyalty program. This will let you enjoy a greater variety of options and greater flexibility in redeeming your rewards. For instance, you might be capable of transferring your reward to the frequent flyer program of an airline or a reward program for hotels. This can give you access to a greater selection of hotels, flights as well as other travel perks that may not be accessible through your credit card’s rewards program.

Additionally, try to find out whether your credit card has any perks that can reduce your travel costs. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that are very beneficial when traveling.

When you travel with a companion each of you will be able to earn rewards using your credit card. Make sure you don’t share the costs on the same card. Also, make sure to track your rewards in a separate manner.

In the end, the most important thing to do to reaping the maximum benefits from your travel rewards is to understand the rewards program of your credit card and make sure you’re using your credit card in the most effective method. By using all of the strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide assortment of travel-related perks.