Are you tired of spending an enormous amount on flights? Good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to convert bonus and sign-up incentives into airline miles that can then be used to get discounted or even cheap flights from your dream destinations. With a bit of creativity and some insider information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can later be used to buy cheap or free flight tickets. Some credit cards also let you redeem miles for hotel stays and car rental discounts.
How Does it Work?
The secret to success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program for a specific group of airlines. When you are ready to book a flight, evaluate the cost. If the cost is under $300, it’s generally better to pay cash and save your miles to take a more costly flight. If the prices start to rise above $500, you’ll want to check the frequent flyer account to determine which airline offers you the most value. All it boils down to is the number of points or miles you have in your travel account for every airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? The first step is opening the credit card that comes that comes with a welcome bonus. There are plenty of great credit cards with many benefits and features. It is all dependent on the airline, spending habits and the features that are most essential to you.
Top Credit Card Picks
Here are some credit cards that are perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll have to meet the minimum spend limit in order to get the bonus. Every credit card has its own set of rules, so be certain to verify this information. From there you can begin to rack up miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated your points balance, you’re ready to redeem them for some delicious travel! Different credit card providers will offer different ways to redeem your points. Here are a few examples from some of the ones I’ve had experience with:
Getaway by using Chase Ultimate Rewards
If you own a Chase credit card, then you can redeem your points via the Ultimate Rewards portal. In the portal, you’ll get access to nearly every airline. You can use a combination of points and cash to book your trip. You can even book entirely on points if you have enough balance! Sometimes even if you don’t have enough points to cover the full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying full price for flights? Did you not know that when you book directly through United you can choose the option to pay with either points or dollars? But, be careful in case you don’t have enough points you cannot combine points and dollars for the same flight. Don’t worry, though, if you’re just a few points short, United gives you the possibility of purchasing additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more space and complimentary snacks. In addition, their booking procedure is similar to that of United Airlines which allows customers to book using either JetBlue either dollars or points however, not both. But, JetBlue offers a distinct feature where you can pool your points together with your family members and earn points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars to hit the required amount to qualify for credit card bonuses. However, don’t be worried, we’ve been through it and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent with credit card, then do it! Be prepared to pay a fee, usually about 3 percent. It may be worth it in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another excellent way to meet the minimum spend is to cover a medical bill. If you do not have any medical expenses coming up, ask your family members to pay for theirs and they’ll pay you back.
Repay a loan
If you’re in the middle of a loan take into consideration making payments on them with your credit card. Make sure to pay off the balance on your credit card in full , so that you don’t end up with additional debt.
Ask family members for assistance
Talk to your family and determine if they’ve got any large expenses coming up that you can help pay for. Just make sure you trust the person and they understand why you’re taking the initiative.
If it’s the holiday season, consider buying all of your gifts with cards from your credit account. So you’ll be able to meet the minimum spending limit and also be ready to give gifts. Just make sure you’re not spending more than you already planning to.
There are a lot of methods to get the most of your travel credit card. accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are some additional suggestions for maximising your rewards:
Pay for travel expenses using your credit card
When you’re planning your next vacation, make use of the travel credit card for booking your hotel, flight or rental car, as well as any other travel expenses. In addition, you’ll be able to hit the minimum amount of spending required for your credit card bonus and earn points, but you’ll also be earning points or miles to cover the expenses.
Make use of your credit card to pay to pay for your everyday costs
Another method to reach the minimum amount of spending and earn points is using your credit card for daily expenditures. This could be things like food, gas and even your telephone bill. Be sure to pay off the balance in full each month so you don’t accumulate interest.
Benefit from bonus categories
A lot of travel credit cards provide miles or points in exchange for certain types of purchases, like eating out or traveling. Check out your rewards program on your credit card and take advantage of any bonus categories that align with your spending routines.
Consider the possibility of transferring your balance
If you have existing debt on a high-interest credit card, consider transferring the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will enable you to pay off the debt without accruing interest, and also aid in achieving the minimum spend for the credit card’s bonus.
Utilize your miles and points prudently
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them wisely. Review the rewards program for your credit card and compare the worth of various redemption options. For instance, using points to purchase a flight directly through the airline may provide you with a greater value than using them to purchase the purchase of a gift card.
Another option is to get a rewards card that allows you to transfer reward points into other loyalty programmes. This allows you to get a wider selection of options and greater flexibility when redeeming your rewards. For example, you may be able to transfer your reward to an airline’s frequent flyer program or a reward program for hotels. This gives an access wider range of flights, hotels as well as other travel perks that may not be available through the rewards program on your credit card.
Also, determine if your credit card offers certain benefits that will reduce your travel costs. Many cards offer travel insurance, rental car insurance, baggage protection and other benefits that are extremely valuable when you’re traveling.
Finally, when you’re traveling with a companion, both of you can earn rewards with your credit card. Just remember that you can’t share the costs on the same card and make sure you keep track of your rewards in a separate manner.
Overall, the key to reaping the maximum benefits from your travel rewards is to understand the rewards program on your credit card and to ensure you’re making use of it in the most effective way possible. By using an array of strategies I’ve listed in this article, you’ll be able earn rewards quickly, redeem them for travel experiences that are worth it, and enjoy a wide variety of travel benefits.