Are you tired of paying a fortune on airfare? Good news! Travel hacking can be the solution to all your travel woes. It’s an exciting way to convert sign-up bonuses and incentives into miles which you can use to get discounted or even cheap flights from your dream destinations. With a little bit of imagination and some knowledge, you can travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses and incentives for airline miles. These miles can later be used to pay for discount or no-cost flights. Some credit cards also let you redeem miles towards hotel stays or rental car discounts.
How Does it Work?
The key to successful hacking travel is taking advantage of credit card sign-up bonuses and building out frequent flyer miles with a limited number of airlines. When you are ready to make a booking, evaluate the cost. If the cost is less than $300, it’s best to pay cash and use your miles to pay to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to check your frequent flyer accounts to determine which airline offers you the best deal. All it boils down to is the amount of miles or points you have in your travel savings account for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? The first step is to open an account with a sign-up offer. There are a lot of fantastic credit cards with many features and benefits. It depends on the type of airline, your spending habits, and the features that are most essential to you.
Top Credit Card Picks
Here are some credit card options that can be excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll have to meet the spending limit for minimum expenditure in order to get the bonus. Each card has its own guidelines, so make sure to look up this information. From there you can begin to rack up miles, and then using them to book your dream trip!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated your points balance, you’re ready to use them towards delicious getaway! Different credit card companies offer different ways to redeem your rewards, here are some examples from a few of the providers I have experience with:
Take a trip through Chase Ultimate Reward
If you’re a holder of a Chase cards, you are able to redeem your points through the Ultimate Rewards portal. Within the portal, you’ll get access to almost every airline, and you can combine the points as well as cash in order to book your next trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes even if you don’t have enough points to cover the entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you fed up of paying the full cost for flights? Did you know that when you book directly through United, you have the option to pay with dollars or points? Be careful that if you do not have enough points you aren’t able to combine dollars and points on flights. If you’re a few points short, United also offers the option to purchase additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more legroom as well as free snacks. Additionally, their booking process is similar to United’s, allowing you to book with either JetBlue either dollars or points, but not both. The difference is that JetBlue has a unique feature where you can join your points with your family members and earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Reach that Minimum Spend
If you’re like me and my travel companion Becca You’re probably quite economical and it’s difficult to think of spending thousands of dollars in order to meet the minimum amount required to earn a credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent using credit card, go for it! Make sure you pay a fee, usually around 3%. It could be worthwhile in the long run if the bonus is high enough.
Make a payment on a medical expense
Another excellent way to meet the spending limit is to pay for the medical bills. If you do not have any medical expenses coming up Ask your family members if you can pay them for theirs, and they will repay you.
Pay off a loan
If you have any loans, consider making payments on them with the credit card you have. Just make sure you pay off the balance on your credit card in full so you don’t accrue more debt.
Ask family for help
Talk to your family and look into any major expenses in the near future that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they are aware of the reason for doing this.
If you’re in the middle of the holiday season, consider buying all of your gifts with the credit card you have. So you’ll be able to reach the minimum spending requirement and also be ready for gift giving. Just make sure you’re not spending more than you contemplating to.
There are a lot of methods to get the most from the travel credit card. You can accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are some additional ways to maximize the rewards you earn:
Pay for travel expenses using your credit card
Whenever you’re planning a trip, use your travel credit card for booking your flight, hotel or rental car, as well as other travel costs. In addition, you’ll be able to meet the required amount for your credit card bonus and earn points, but you’ll also earn points or miles to cover those expenditures.
Make use of your credit card to pay to pay for your everyday costs
Another method to reach the minimum amount of spending in order to accumulate points making use of your credit card for every day expenses. This could include items like groceries, gas and even your telephone bill. Just make sure to pay off the balance in full each month so you don’t accumulate interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or bonus points on certain kinds of purchases, including eating out or travelling. Check out your credit card’s rewards program and make use of the bonus categories that are in line with your spending habits.
Take into consideration a balance transfer
If you are currently in debt on a high-interest credit card, think about transferring that balance onto an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will allow you to pay off your debts without accruing interest. It will also help you hit the minimum spend for the credit card’s bonus.
Make use of your miles or points prudently
If you’ve amassed a large amount of miles or points Make sure to utilize them wisely. Review the rewards program for your credit card and then compare the worth of various redemption options. For instance, using points to book a flight directly with the airline might offer better value than using them to purchase the purchase of a gift card.
Another suggestion is to use an rewards card that permits you to transfer reward points into other loyalty programmes. This will allow you to enjoy a greater variety of options and greater flexibility in you want to redeem your rewards. For instance, you might be able to transfer your rewards to frequent flyer programs of airlines or a hotel rewards program. This gives the benefit of a greater variety of hotels, flights and other travel benefits that may not be offered through your credit card’s rewards program.
Also, discover if your credit card offers any perks that can save you money on travel-related costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.
When you travel with a companion, both of you can earn rewards with your credit card. Just remember that you can’t split the cost on the same card, and be sure to track the rewards you earn separately.
In the end, the most important thing to do to maximizing your rewards for travel is to be aware of the rewards program on your credit card and make sure you’re using your credit card in the most efficient way possible. Through all of the strategies I’ve outlined, you’ll be able to earn rewards fast, exchange them for valuable travel experiences, and enjoy a wide variety of travel benefits.