Are you fed up of spending a fortune on airfare? Good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to turn credit card welcome bonuses and other incentives into miles which you can use to obtain discounted or free flights to your desired destinations. With a little imagination and a little bit of insider information, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to pay for discounted or even free flights. Some credit cards also permit you to use miles for hotel stays and rental car deals.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program with a limited number of airlines. When it’s time to book a flight, evaluate the cost. If the flight is less than $300, it’s generally better to pay in cash and save your miles to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to check your frequent flyer accounts and see which airline can give you the best price. All it boils down to is the amount of miles or points you have in your travel savings account for each airline.
Start with Travel Hacking
Ready to learn the secrets to travel hacking? The first step is to open a credit card that comes with a welcome bonus. There are a lot of fantastic credit cards that provide various features and benefits. It depends on the type of airline, your habits with spending and what features are crucial to you.
Top Credit Card Picks
Here are a few credit cards that are perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll need to reach the limit of spending minimum in order to get the bonus. Every credit card has its own set of rules, so make sure to check for the details. From there you can begin to rack up miles and using them to book your dream trip!
Are you ready to set sail with your goals?
Once you’ve accumulated the points balance, you’re ready to use them towards delicious getaway! Different credit card providers will have different methods for redeeming your points. Here are a few examples from some of the companies I’ve worked with:
Take a trip with Chase Ultimate Rewards
If you own a Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline. You can combine points and cash to book your travel. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes even if you do not possess enough points for the entire cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying the full cost for your flight tickets? Did you realize that when booking directly through United you can choose the option of paying using either points or dollars? Butbe aware in case you do not have enough points you can’t combine dollars and points on one flight. If you’re only a couple of points away, United also offers the option of buying additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more legroom and free snacks. Additionally, their booking process is similar to United’s, allowing passengers to book flights using JetBlue points or dollars but not both. The difference is that JetBlue offers a distinct feature that lets you combine your points with family members to accrue points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca I’m sure you’re pretty thrifty and it’s difficult to think of spending thousands of dollars in order to meet the minimum spend for a credit card bonus. But don’t fret because we’ve been there and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent with a credit card, do it! Make sure you pay a fee, usually at least 3%. It may be worth it in the long run in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another way to reach the spending limit is to cover the medical bills. If you don’t have any medical bills coming up then ask your family members to pay their medical bills and they can pay you back.
Pay off the loan
If you have any loans take into consideration repaying them using your credit card. Be sure to pay the credit card balance completely so that you don’t end up with additional debt.
Ask family members for assistance
Ask your family members to determine if they’ve got any major expenses in the near future that you can help pay for. Make sure that you are able to are able to trust the person and that they understand why you’re taking the initiative.
If it’s the holiday season you should consider purchasing all your gifts with cards from your credit account. In this way, you’ll meet the minimum spending limit and also be prepared to give gifts. Be sure to avoid spending more than you were already contemplating to.
There are a lot of methods to get the most of your travel credit card. You can earn miles or points to use towards the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising the rewards you earn:
Make travel reservations using your credit card
If you’re planning a vacation, make use of your travel credit card for booking your hotel, flight, rental car, and any other travel-related expenses. You’ll not only be able to hit the minimum amount of spending required for your credit card as well, but you’ll also earn points or miles on the costs.
Make use of your credit card to pay for everyday expenditures
Another way to meet the minimum spend and earn points is by making use of your credit card to pay for daily expenses. This could include things like gas, groceries or even your phone bill. Just make sure to pay the balance off in full every month to ensure you don’t accrue interest charges.
Benefit from bonus categories
Many travel credit cards offer miles or points in exchange for certain types of purchases, such as dining or travel. Make sure you review the rewards program of your credit card and take advantage of any bonus categories that match with your spending habits.
Think about a balance transfer
If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer that balance to the travel credit card which has an introductory rate of 0% for balance transfer. This will enable you to pay off the debt without accruing interest, and also aid in achieving the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points prudently
When you’ve earned a significant amount of miles or points, be sure to use them in a responsible manner. Examine the rewards program of your credit card and then compare the value of different redemption options. For instance you can use your points to book a ticket directly with the airline could offer better value than using them for a gift card.
Another suggestion is to use an rewards card that permits you to transfer your points to other loyalty programs. This will let you enjoy a greater variety of options and greater flexibility when making use of your rewards. For instance, you might be able to transfer your rewards to frequent flyer programs of airlines or a reward program for hotels. This can give you access to a greater range of flights, hotels, and other travel perks that aren’t offered through your credit card’s rewards program.
In addition, you should find out the card’s benefits. any perks that can reduce your travel costs. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are invaluable when you travel.
When you travel with someone else, both of you can get rewards on your own credit card. Be aware that you cannot share the costs on the same card, and be sure to keep track of the rewards you earn separately.
Overall, the key to reaping the maximum benefits from your travel rewards is to know the rewards program of your credit card and to ensure you’re using it in the most efficient way possible. By using an array of strategies I’ve listed, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.