Are you tired of paying an enormous amount on flights? Good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting method to convert welcome bonuses and other incentives into miles which can be used to get discounted or even free flights to your desired destinations. With a little imagination and a little bit of insider know-how, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses and incentives for airline miles. These miles can later be used to buy discounted or even free flights. Certain credit cards will also permit you to use miles for hotel stays and rental car discounts.
How Does it Work?
The secret to successful travel hacking is to take advantage of credit card sign-up bonuses and establishing frequent flyer miles with a limited number of airlines. When it comes time to book a flight take a look at the price. If the flight is under $300, it’s generally better to pay in cash and save your miles to take a more costly flight. When the flights start getting above $500, you’ll want to look into those frequent flyer accounts and determine which airline offers you the most value. It all boils down to the amount of miles or points in your travel bank for each airline.
Start with Travel Hacking
Are you ready to discover the secrets to travel hacking? First step opening an account with a sign-up offer. There are many great credit cards that provide various advantages and features. It is all dependent on the airline, your spending habits, and what features are important to you.
Top Credit Card Picks
Here are some credit cards that are perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll need to hit the limit of spending minimum in order to qualify for the bonus. Every card has different guidelines, so make sure to check for the details. Then it’s all about building up miles, and using them to plan your dream trip!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated the points balance, you’re ready to cash them in for some nice travel! Different credit card companies have different methods for redeeming your points, but here are some examples from a few of the companies I have experience with:
Escape by using Chase Ultimate Rewards
If you’re a holder of an Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. Within the portal, you’ll have access to virtually every airline, and you can use a combination of the points as well as cash in order to book your trip. You can even book completely using points if you’ve got the balance for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for entire price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying the full cost for flights? Did you realize that when booking directly through United You have the option to pay with dollars or points? But, be careful in case you do not have enough points you cannot combine dollars and points for flights. Don’t worry, though, if you’re a few point short United gives you the option of buying additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable travel experience that includes extra legroom and free snacks. Additionally, their booking process is similar to United’s that allows you to book with either JetBlue points or dollars, however, not both. But, JetBlue offers a distinct feature that allows you to join your points with your relatives to earn points twice as fast. Be sure to prove you’re really family before trying to hack into the system.
Reach that Minimum Spend
If you’re like me or my travel companion Becca, you’re probably pretty economical and it’s daunting to try to spend thousands of dollars in order to meet the minimum spend for a credit card bonus. But don’t fret as we’ve done it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent using a credit card, do it! Make sure you be charged a fee, typically around 3 percent. It may be worth it in the long run in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another great way to hit the required spending is to cover a medical bill. If you don’t have any medical bills coming up Ask your family members if you can pay for theirs and they can repay you.
Pay off a loan
If you’re in the middle of a loan, consider making payments on them with the credit card you have. Make sure to pay off the credit card balance in full , so that you don’t accumulate additional debt.
Ask family members for assistance
Ask your family members to see if they have any major expenses in the near future that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they are aware of the reason for doing this.
If you’re in the middle of the holiday season take into consideration buying all of your gifts with the credit card you have. So you’ll be able to reach the minimum spending requirement and be ready to give gifts. Be sure to avoid spending more than you contemplating to.
There are a lot of ways to make the most of the travel credit card. accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are a few more ideas for maximizing your rewards:
Book travel expenses with your credit card
If you’re planning a trip, use you travel credit card to pay for your flight, hotel, rental car, and any other travel expenses. Not only will you be able to meet the minimum spend to earn your credit card and earn points, but you’ll also be earning points or miles to cover the costs.
Make use of your credit card to pay to pay for your everyday expenses
Another way to hit the minimum spend to earn rewards is by using your credit card for everyday expenditures. This can include items like groceries, gas, and even your phone bill. Be sure to pay off the balance each month in full so you don’t accrue interest charges.
Benefit from bonus categories
Many travel credit cards offer miles or bonus points on certain kinds of purchases, including eating out or travelling. Check out your credit card’s rewards program and make use of any bonus categories that align with your spending routines.
Consider a balance transfer
If you’re in the middle of a debt on a credit card, think about transferring the balance to a travel credit card with an introductory rate of 0% for balance transfer. This will let you pay off your debt without accruing interest, and also aid in achieving the minimum amount required to earn the credit card’s bonus.
Utilize your miles and points wisely
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card and compare the worth of various redemption options. For instance using your points to book a flight directly through the airline may offer better return than using them for an gift card.
Another suggestion is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This will allow you to enjoy a greater variety of choices and more freedom when it comes to you want to redeem your rewards. For instance, you might be eligible to transfer your rewards to the frequent flyer program of an airline or reward program for hotels. This gives the benefit of a larger range of flights, hotels as well as other travel perks which are not available through the rewards program of your credit card.
In addition, you should find out whether your credit card has some perks that could help you save money on travel costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that could be very beneficial when traveling.
Finally, when you’re traveling with a friend and both of you earn rewards with your own credit card. Make sure you don’t divide the cost with the same card, and be sure to track your rewards separately.
In the end, the most important thing to do to maximizing your travel rewards is to know the rewards program of your credit card and make sure you’re making use of your credit card in the most effective method. Utilizing an array of strategies I’ve listed that you can get rewards in a short time, use them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.