Are you tired of paying an enormous amount on flights? Good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting method to convert bonus and sign-up incentives into airline miles, that can then be used to obtain discounted or free flights to your desired destinations. With a bit of creativity and some insider information, you’ll be jet-setting for free in no time.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses and incentives for airline miles. These miles can later be used to pay for cheap or free flight tickets. Certain credit cards will also allow you to redeem miles towards hotel stays or car rental offers.
How Does it Work?
The most effective method for success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and building out a frequent flyer mile program with a limited number of airlines. When it’s time to make a booking take a look at the price. If the price is under $300, it’s usually better to pay in cash and use your miles to pay to take a more costly flight. If the prices start to rise above $500, you’ll want to look into the frequent flyer account and find out which airline will give you the best price. All it boils down to is the number of points or miles you have in your travel bank for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? Your first task is opening a credit card that comes with a welcome bonus. There are many great credit cards that provide various features and benefits. It is all dependent on the airline, your spending habits, and what features are crucial to you.
Top Credit Card Picks
Here are a few credit cards great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll have to meet the spending limit for minimum expenditure in order to receive the bonus. Every credit card has its own set of rules, so make sure to look up this information. Then it’s all about building up miles, and using them to book your dream vacation!
Are you ready to go on a jet-setting with your ideas?
Now that you’ve built up the points balance, you’re ready to redeem them for some nice travel! Different credit card providers will have different methods for redeeming your points, but here are some examples from some of the ones I’ve had experience with:
Escape through Chase Ultimate Reward
If you’re a holder of a Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through the portal, you’ll have access to nearly every airline and you can use a combination of the points as well as cash in order to pay for your travel. You can book your flight entirely with points if you’ve enough balance! Sometimes even if you do not be able to accumulate enough points in order to pay for total price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying full price for your flights? Did you not know that when you book directly through United You have the option of paying with either points or dollars? Butbe aware that if you don’t have enough points, you can’t combine points and dollars on the same flight. If you’re only a couple of points away, United gives you the option of buying additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more legroom and free snacks. Additionally, their booking process is similar to that of United Airlines that allows customers to book using either JetBlue dollar or points however, not both. But, JetBlue offers a distinct feature that allows you to pool your points together with your family members and earn points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca, you’re probably pretty economical and it’s challenging to attempt to spend thousands of dollars to hit the minimum spend for a credit card bonus. But don’t fret as we’ve done it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent using credit card, then do it! Make sure you be charged a fee, typically around 3%. It might be worth it in the long run when the bonus is large enough.
Pay a medical bill
Another great way to hit the spending limit is to pay for a medical bill. If you don’t have any medical bills due, ask your family members if you can pay them for theirs, and they will pay you back.
Repay the loan
If you’re in the middle of a loan, consider making payments on them with an credit card. Be sure to pay off the balance on your credit card completely so that you don’t accumulate additional debt.
Ask family members for assistance
Talk to your family and look into any major expenses in the near future which you could help pay for. Just make sure you are able to trust the person and that they understand why you’re taking the initiative.
If it’s the holiday season take into consideration buying all of your gifts with the credit card you have. In this way, you’ll meet the minimum spending limit and also be prepared for giving gifts. Just make sure you’re not paying more than you already thinking of.
There are plenty of ways to make the most of your travel credit card. accrue points or miles to use towards the cost of flights or other expenses related to travel. Here are some additional suggestions for maximising your rewards
Book travel expenses with your credit card
When you’re planning your next trip, use your travel credit card to book your hotel, flight, rental car, and any other travel expenses. You’ll not only be able to hit the required amount to earn your credit card bonus as well, but you’ll also earn points or miles for those costs.
Use your credit card to pay for your everyday expenses
Another way to meet the minimum spend and earn points is by making use of your credit card to pay for everyday expenditures. This could be things like gas, groceries and even your telephone bill. Make sure you pay off the balance each month in full so you don’t pay interest.
Make the most of bonus categories
Many travel credit cards offer bonus points or miles on certain kinds of purchases, such as eating out or traveling. Make sure you review your rewards program on your credit card and take advantage of the bonus categories that are in line with your spending routines.
Consider a balance transfer
If you are currently in outstanding debt due to a high-interest credit card, you might want to transfer that balance to the travel credit card which has an introductory rate of 0% for balance transfers. This will let you pay off the debt without accruing interest. It will also assist you in reaching the minimum spend for the credit card’s bonus.
Utilize your miles and points carefully
If you’ve amassed a large amount of miles or points make sure you use them in a responsible manner. Check out the rewards program on your credit card, and evaluate the value of different redemption options. For example using points to book a ticket directly with the airline might provide you with a greater value than using them for the purchase of a gift card.
Another option is to get a rewards card that allows you to transfer your rewards to different loyalty program. This allows you to enjoy a greater variety of options and greater freedom when it comes to making use of your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or a reward program for hotels. This can give the benefit of a greater selection of hotels, flights, and other travel perks that may not be available through the rewards program on your credit card.
In addition, you should discover if your credit card offers any perks that can help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that could be very beneficial when traveling.
When you travel with someone else and both of you earn rewards with your credit card. Just remember that you can’t split the cost on the same card and make sure to track the rewards you earn separately.
The key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program of your credit card and to ensure you’re using this program in the most efficient method possible. Through all of the methods I’ve described that you can get rewards in a short time, use them for travel experiences that are worth it and benefit from a wide variety of travel benefits.