Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking is the answer to all your travel problems. It’s a fun way to turn credit card bonus and sign-up incentives into airline miles, that can then be used to score discounted or cheap flights from your dream destinations. With a little bit of creativity and some insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to purchase cheap or free flight tickets. Some credit cards also permit you to use miles for hotel stays and rental car discounts.
How Does it Work?
The secret to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program for a specific group of airlines. When you are ready to make a booking consider the cost. If the price is less than $300, it’s generally better to pay in cash and save your miles to take a more costly flight. If the prices start to rise above $500, you’ll want to look into the frequent flyer account and find out which airline will give you the best price. It all comes down to the number of points or miles you have you have in your travel savings account for each airline.
Start with Travel Hacking
Are you ready to discover the secrets of travel hacking? The first step is opening a credit card with a sign-up bonus. There are many great credit cards that provide many features and benefits. It is all dependent on the airline, spending habits and the features that are most important to you.
Top Credit Card Picks
Here are some credit cards that are perfect for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll need to hit the minimum spend limit in order to qualify for the bonus. Every card has different guidelines, so make certain to verify the details. Then it’s all about building miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your ideas?
Now that you’ve built up the points amount, it’s time to redeem them for some delicious getaway! Different credit card providers will have different methods for redeeming your rewards, here are some examples from a few of the ones I’ve worked with:
Escape through Chase Ultimate Reward
If you’re a holder of an Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. In this portal you’ll get access to virtually every airline, and you can use a combination of the points as well as cash in order to book your trip. You can book your flight entirely on points if you have enough balance! Sometimes even if you don’t have enough points to cover the total price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying the full cost for your flight tickets? Did you know that when you book directly through United, you have the option of paying using dollars or points? But, be careful, if you don’t have enough points you cannot combine dollars and points on flights. Don’t worry, though, if you’re only a couple of points short, United also offers the possibility of purchasing additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra space and complimentary snacks. In addition, their booking procedure is like United’s which allows you to book with either JetBlue points or dollars however, not both. But, JetBlue is unique in that they offer a feature where you can pool your points together with family members to accrue points twice as fast. Make sure to prove you’re really family before trying to hack the system.
Reach that Minimum Spend
If you’re like me and my travel buddy Becca I’m sure you’re pretty thrifty and it’s challenging to attempt to spend thousands of dollars in order to meet the minimum amount required to earn credit card bonuses. But don’t fret as we’ve done it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent with a credit card, do it! Make sure you pay a cost, which is usually about 3%. It could be worthwhile in the end when the bonus is large enough.
Make a payment on a medical expense
Another excellent way to meet the spending limit is to cover the medical bills. If you don’t have any medical bills in the near future Ask your family members to pay for theirs and they’ll repay you.
Make a payment to pay off a loan
If you’re a borrower take into consideration paying them off with the credit card you have. Make sure to pay the credit card balance in full , so that you don’t accumulate more debt.
Ask family for help
Talk to your family and determine if they’ve got any big expenses coming up that you can contribute for. Make sure that you are able to are able to trust the person and that they are aware of the reason for taking the initiative.
If you’re celebrating the holidays you should consider purchasing all your gifts using your credit card. So you’ll be able to reach the minimum spending requirement and also be prepared for giving gifts. Make sure that you’re not spending more than you thinking of.
There are a lot of ways to make the most from your travel credit card. You can accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising the rewards you earn:
Make travel reservations using your credit card
If you’re planning a vacation, make use of your travel credit card to pay for your hotel, flight or rental car, as well as any other travel-related expenses. Not only will you achieve the minimum amount of spending required to qualify for a credit card bonus, but you’ll also earn points or miles for the expenses.
Make use of your credit card to pay to pay for your everyday expenditures
Another method to reach the minimum amount of spending in order to accumulate points by utilising your credit cards to pay for every day expenses. This can include things like gas, groceries, and even your phone bill. Make sure you pay off the balance in full each month so you don’t accumulate interest.
Make the most of bonus categories
Some travel credit cards will offer miles or points in exchange for certain types of purchases, including eating out or traveling. Make sure you review the rewards program of your credit card and avail any bonus categories that align with your spending routines.
Think about the possibility of transferring your balance
If you have existing debt on a credit card, you might want to transfer that balance onto the travel credit card which has the introductory APR of 0% for balance transfer. This will let you pay off your debts without accruing interest. It will also aid in achieving the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points wisely
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card and compare the benefits of different redemption options. For example, using points to book a ticket directly through the airline may provide you with a greater return than using them for the purchase of a gift card.
Another tip is to use a rewards card that allows you to transfer your points to other loyalty programs. This allows you to have a wider range of options and greater flexibility in making use of your rewards. For example, you may be able to transfer your reward to the frequent flyer program of an airline or reward program for hotels. This can give an access greater variety of hotels, flights as well as other travel perks that may not be accessible through the rewards program on your credit card.
In addition, you should find out if your credit card offers any perks that can reduce your travel costs. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that can be very beneficial when traveling.
If you’re traveling with a friend each of you will be able to get rewards on your own credit card. Just remember that you can’t share the costs on the same card and make sure to track your rewards in a separate manner.
In the end, the most important thing to do to maximizing your travel rewards is to understand the rewards program of your credit card and ensure that you’re using this program in the most effective method. Utilizing all of the strategies I’ve listed in this article, you’ll be able earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.