Are you fed up of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to convert sign-up bonuses and incentives into airline miles which can be used to obtain discounted or free flights to your desired destinations. With a little bit of imagination and some know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can later be used to buy discounted or even free flights. Certain credit cards will also permit you to use miles to pay for hotel stays or rental car offers.
How Does it Work?
The most effective method for success in travel hacking is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program for a specific group of airlines. When it comes time to make a booking, evaluate the cost. If the price is under $300, it’s usually better to pay cash and save your miles to book a higher-priced flight. If your flights begin to climb above $500, you’ll want to check the frequent flyer account to determine which airline offers you the best deal. It all comes down to the number of points or miles you have in your travel bank for each airline.
Start with Travel Hacking
Are you interested in learning the secrets to travel hacking? Your first task is to open the credit card that comes with a sign-up bonus. There are a lot of fantastic credit cards that provide many benefits and features. It depends on the type of airline, your spending habits, and what features are crucial to you.
Top Credit Card Picks
Here are some credit cards that are great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll have to meet the spending limit for minimum expenditure in order to get the bonus. Each card has its own guidelines, so make sure to look up the details. From there, it’s all about racking up miles, and using them to plan your dream trip!
Are you ready to go on a jet-setting with your points?
Once you’ve accumulated the points balance, it’s time to redeem them for some sweet vacation! Different credit card companies will offer different ways to redeem your points, but here are a few examples from some of the ones I have experience with:
Take a trip through Chase Ultimate Reward
If you have an Chase card, you can redeem your points via the Ultimate Rewards portal. In the portal, you’ll get access to almost every airline. You can make use of a combination of money and points to book your next trip. You can even book entirely on points if you have the funds to pay for it! Sometimes, even if you don’t have enough points to cover the full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you fed up of paying the full cost for your flights? Did you know that when you book directly through United you can choose the option of paying using dollars or points? Butbe aware that if you do not have enough points you cannot combine dollars and points for one flight. No worries though, if you’re only a couple of points away, United provides the option of buying additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is like United’s that allows customers to book using either JetBlue dollar or points but not both. However, JetBlue is unique in that they offer a feature that allows you to pool your points together with family members to accrue points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re anything like me and my travel companion Becca, you’re probably pretty thrifty and it’s difficult to think of spending thousands of dollars to reach the minimum amount required to earn the credit card bonus. However, don’t be worried as we’ve done it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent with a credit card, do it! Make sure you pay a fee, usually around 3 percent. It may be worth it in the end in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another great way to hit the required spending is to pay for the medical bills. If you don’t have any medical bills in the near future Ask your family members if you can pay their medical bills and they’ll reimburse you.
Make a payment to pay off a loan
If you’re in the middle of a loan take into consideration repaying them using an credit card. Make sure to pay the credit card balance in full , so that you don’t end up with more debt.
Ask family members for assistance
Talk to your family and determine if they’ve got any large expenses coming up which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they are aware of the reason for taking the initiative.
If you’re in the middle of the holiday season, consider buying all of your gifts with cards from your credit account. In this way, you’ll meet the minimum spending limit and also be prepared for giving gifts. Make sure that you’re not paying more than you planning to.
There are plenty of ways to make the most out of the travel credit card and accrue points or miles to spend on airfares or other travel-related costs. Here are a few additional ideas for maximizing the rewards you earn:
Make travel reservations using your credit card
When you’re planning your next trip, use your travel credit card to book your flight, hotel, rental car, and other travel costs. In addition, you’ll achieve the required amount to qualify for a credit card bonus as well, however, you’ll also earn points or miles for the expenses.
Use your credit card to pay for your everyday expenses
Another way to meet the minimum spend in order to accumulate points using your credit card to pay every day expenses. This could be items like groceries, gas, and even your phone bill. Just make sure to pay the balance off each month in full so you don’t accumulate interest.
Make the most of bonus categories
Some travel credit cards will offer bonus points or miles for certain types of purchases, such as dining or travel. Check out the rewards program of your credit card and make use of any bonus categories that align with your spending routines.
Consider a balance transfer
If you’re in the middle of a debt on a high-interest credit card, you might want to transfer the balance to the travel credit card which has a 0% introductory APR for balance transfer. This will let you pay off your debt without accruing interest, and also aid in achieving the minimum spending requirement for the credit card bonus.
Make use of your miles or points wisely
When you’ve earned a significant amount of points or miles Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card and compare the benefits of different redemption options. For instance, using your points to purchase a flight directly through the airline may give you a better value than using them for a gift card.
Another tip is to use rewards cards that allow you to transfer rewards to different loyalty program. This allows you to have a wider range of options and greater freedom when it comes to making use of your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or a reward program for hotels. This gives the benefit of a larger selection of hotels, flights, and other travel perks which are not available through your credit card’s rewards program.
In addition, you should determine the card’s benefits. some perks that could reduce your travel expenses. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.
Finally, when you’re traveling with a friend each of you will be able to get rewards on your own credit card. Make sure you don’t divide the cost with the same card. Also, make sure to track the rewards you earn separately.
The key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program on your credit card and to ensure you’re making use of this program in the most efficient method possible. By using an array of methods I’ve described in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.