Are you tired of spending a fortune on airfare? Good news! Travel hacking is the answer to all your travel problems. It’s an exciting method to convert sign-up bonuses and incentives into airline miles, that can then be used to obtain discounted or cheap flights from your dream destinations. With a little creativity and some insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and rewards for airline miles. The miles can be used to buy cheap or free flight tickets. Certain credit cards let you redeem miles to pay for hotel stays or car rental offers.
How Does it Work?
The most effective method for success in hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles on a select group of airlines. When you are ready to make a booking take a look at the price. If the flight is under $300, it’s generally better to pay cash and use your miles to pay to take a more costly flight. If your flights begin to climb over $500, you’ll need to review your frequent flyer accounts and find out which airline will give you the most value. All it boils down to is the amount of points or miles you have you have in your travel savings account for each airline.
Get Started with Travel Hacking
Are you interested in learning the secrets of travel hacking? The first step is to open a credit card with a sign-up bonus. There are plenty of great credit cards that offer various advantages and features. It all depends on your preferred airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are some credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll need to hit the minimum spend limit in order to get the bonus. Every card has different guidelines, so make sure to look up the details. Then, it’s all about racking up miles, and using them to book your dream trip!
Are you ready to go on a jet-setting with your ideas?
Now that you’ve built up your points balance, you’re ready to cash them in for some delicious vacation! Different credit card companies will have different methods for redeeming your points. Here are some examples from some of the providers I have experience with:
Getaway through Chase Ultimate Reward
If you’re a holder of an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. Through this portal you’ll get access to almost every airline, and you can make use of a combination of points and cash to pay for your travel. You can even book entirely on points if you have the balance for it! Sometimes, even if you don’t have enough points to cover the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying the full cost for your flights? Did you not know that when you book directly through United You have the option of paying using either points or dollars? But, be careful that if you don’t have enough points, you aren’t able to combine dollars and points on the same flight. If you’re a few point short United gives you the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience with extra space and complimentary snacks. Plus, their booking process is similar to United’s that allows passengers to book flights using JetBlue dollar or points, however, not both. But, JetBlue offers a distinct feature that allows you to join your points with your family members and earn points twice as quickly. Just make sure you can verify that you are a family member before trying to hack the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars to reach the minimum spend for credit card bonuses. But don’t fret as we’ve done it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent with credit card, go for it! Make sure you pay a cost, which is usually about 3 percent. It could be worthwhile in the end when the bonus is large enough.
Pay a medical bill
Another way to reach the required spending is to cover an medical bill. If you do not have any medical expenses in the near future then ask your family members if you can pay them for theirs, and they can reimburse you.
Pay off the loan
If you have any loans, consider repaying them using the credit card you have. Make sure to pay off the balance on your credit card in full so you don’t accumulate additional debt.
Ask your family members for help
Ask your family members to determine if they’ve got any large expenses coming up which you could help pay for. Be sure to be sure that you’re able to trust the person and they understand why you’re taking the initiative.
If you’re celebrating the holidays take into consideration buying all your gifts using cards from your credit account. This way you can meet the minimum spending limit and be ready to give gifts. Just make sure you’re not paying more than you already planning to.
There are many ways to make the most of the travel credit card. accrue points or miles to be used towards airfares or other travel-related costs. Here are a few more ideas for maximizing your rewards
Book travel expenses with your credit card
Whenever you’re planning a trip, use the travel credit card to pay for your hotel, flight, rental car, and any other travel-related expenses. Not only will you be able to meet the minimum amount of spending required to qualify for a credit card and earn points, however, you’ll also earn points or miles on the expenditures.
Make use of your credit card to pay for everyday expenses
Another way to meet the minimum amount of spending in order to accumulate points making use of your credit card to pay everyday expenses. This could include things like gas, groceries or even your phone bill. Just make sure to pay the balance off each month in full so you don’t pay interest.
Take advantage of bonus categories
Many travel credit cards offer miles or points in exchange on certain kinds of purchases, such as dining or travel. Be sure to review your rewards program on your credit card and avail any bonus categories that align with your spending habits.
Consider the possibility of transferring your balance
If you are currently in outstanding debt due to a high-interest credit card, think about transferring the balance to a travel credit card with the introductory APR of 0% for balance transfers. This will allow you to pay off your debt without accruing interest and simultaneously help you hit the minimum amount required to earn the credit card’s bonus.
Utilize your miles and points prudently
Once you’ve accumulated a substantial amount of miles or points make sure you use the points or miles wisely. Check out the rewards program on your credit card and compare the value of different redemption options. For instance using your points to book a ticket directly with the airline might offer better return than using them for a gift card.
Another option is to get an rewards card that permits you to transfer rewards to different loyalty program. This allows you to get a wider selection of choices and more flexibility in you want to redeem your rewards. For instance, you might be capable of transferring your reward to frequent flyer programs of airlines or hotel rewards program. This will give the benefit of a larger range of flights, hotels as well as other travel perks which are not available through the rewards program of your credit card.
Additionally, try to find out the card’s benefits. certain benefits that will help you save money on travel expenses. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that could be extremely valuable when you’re traveling.
When you travel with someone else each of you will be able to earn rewards with your credit card. Make sure you don’t divide the cost with the same card. Also, make sure to keep track of your rewards in a separate manner.
In the end, the most important thing to do to maximizing your travel rewards is to understand your credit card’s rewards program and ensure that you’re making use of your credit card in the most efficient method. By using all of the methods I’ve described in this article, you’ll be able get rewards in a short time, use them for valuable travel experiences and benefit from a wide assortment of travel-related perks.