Are you tired of spending thousands of dollars on travel? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to convert credit card welcome bonuses and other incentives into miles which you can use to obtain discounted or complimentary flights for your desired destinations. With a little bit of creativity and some insider know-how, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to purchase discount or no-cost flights. Some credit cards also let you redeem miles for hotel stays and rental car offers.
How Does it Work?
The key to successful hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and to establish frequent flyer miles with a limited number of airlines. When it comes time to make a booking, evaluate the cost. If the price is under $300, it’s usually better to pay in cash and use your miles to pay to book a higher-priced flight. When the flights start getting higher than $500, it’s best to review your frequent flyer accounts to see which airline can give you the best price. It all comes down to the number of points or miles you have you have in your travel savings account for every airline.
Start with Travel Hacking
Are you interested in learning the secrets to hacking travel? The first step is to open a credit card that comes with a welcome bonus. There are plenty of great credit cards that provide many advantages and features. It is all dependent on the airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are a few credit card options that can be perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card you’ll need to reach the minimum spend limit in order to qualify for the bonus. Every credit card has its own set of rules, so make sure to check for the details. From there you can begin to rack up miles and then using them to book your dream vacation!
Are you ready to set sail with your goals?
After you’ve accrued your points amount, it’s time to use them towards sweet vacation! Different credit card providers will offer different ways to redeem your points. Here are some examples from a few of the companies I’ve worked with:
Getaway through Chase Ultimate Reward
If you’re a holder of a Chase cards, you are able to redeem your points through the Ultimate Rewards portal. Within the portal, you’ll get access to almost every airline and you can combine points and cash to pay for your next trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes even if you do not have enough points to cover the entire cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.
Are you tired of paying full price for your flight tickets? Did you not know that when you book directly through United You have the option of paying with dollars or points? Butbe aware, if you don’t have enough points, you can’t combine points and dollars for one flight. Don’t worry, though, if you’re just a few points away, United gives you the possibility of purchasing additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more legroom and free snacks. Additionally, their booking process is like United’s, allowing passengers to book flights using JetBlue dollar or points however, not both. But, JetBlue offers a distinct feature that allows you to join your points with your relatives to earn points twice as fast. Be sure to verify that you are a family member before trying to hack the system.
Hit that Minimum Spend
If you’re anything like me and my travel companion Becca I’m sure you’re pretty frugal and it can be daunting to try to spend thousands of dollars to hit the minimum spend for credit card bonuses. Don’t worry as we’ve done it and are here to share our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent with credit card, go for it! Make sure you pay a fee, usually about 3 percent. It could be worthwhile in the end when the bonus is large enough.
Pay a medical bill
Another way to reach the required spending is to cover the medical bills. If you don’t have any medical bills coming up, ask your family members to pay for theirs and they will reimburse you.
Pay off the loan
If you’re in the middle of a loan take into consideration repaying them using the credit card you have. Just make sure you pay off the credit card balance in full so you don’t accrue more debt.
Ask family for help
Talk to your family and see if they have any big expenses coming up which you could help pay for. Be sure to be sure that you’re able to trust the person and they know why you’re doing this.
If it’s the holiday season take into consideration buying all your gifts using your credit card. In this way, you’ll meet the minimum spending limit and also be prepared for gift giving. Just make sure you’re not spending more than you contemplating to.
There are many ways to get the most from the travel credit card. You can accrue points or miles to use towards the cost of flights or other expenses related to travel. Here are a few additional ways to maximize your rewards:
Book travel expenses with your credit card
If you’re planning a vacation, make use of your travel credit card to pay for your flight, hotel, rental car, and any other travel-related expenses. You’ll not only be able to hit the minimum amount of spending required to qualify for a credit card bonus as well, however, you’ll also earn points or miles for the costs.
Make use of your credit card to pay for all your daily costs
Another way to meet the minimum spend in order to accumulate points making use of your credit card to pay everyday costs. This could include items like groceries, gas and even your telephone bill. Make sure you pay the balance off in full every month to ensure you don’t pay interest.
Take advantage of bonus categories
A lot of travel credit cards provide miles or points in exchange on certain kinds of purchases, like eating out or travelling. Be sure to review the rewards program of your credit card and take advantage of the bonus categories that are in line with your spending routines.
Think about the possibility of transferring your balance
If you have existing debt on a high-interest credit card, you might want to transfer that balance to a travel credit card with the introductory APR of 0% for balance transfers. This will enable you to pay off your debts without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card’s bonus.
Utilize your miles and points wisely
If you’ve amassed a large amount of points or miles, be sure to use them in a responsible manner. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For example, using your points to purchase a flight directly with the airline could give you a better return than using them for a gift card.
Another suggestion is to use rewards cards that allow you to transfer your points to other loyalty programs. This will let you get a wider selection of choices and more flexibility when redeeming your rewards. For instance, you might be eligible to transfer your rewards to the frequent flyer program of an airline or reward program for hotels. This gives the benefit of a greater selection of hotels, flights and other travel benefits which are not offered through the rewards program on your credit card.
Also, discover the card’s benefits. some perks that could save you money on travel-related expenses. Many cards offer travel insurance as well as rental car insurance baggage protection and other benefits that are extremely valuable when you’re traveling.
If you’re traveling with a friend each of you will be able to earn rewards with your own credit card. Just remember that you can’t divide the cost with the same card. Also, make sure to keep track of your rewards separately.
Overall, the key to maximizing your travel rewards is to understand the rewards program on your credit card and to ensure you’re using it in the most effective way possible. By using an array of methods I’ve described that you can get rewards in a short time, use them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.