Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel woes. It’s a fun way to turn credit card bonus and sign-up incentives into airline miles, which you can use to get discounted or even complimentary flights for your dream destinations. With a bit of creativity and some insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to pay for discounted or even free flights. Certain credit cards will also permit you to use miles for hotel stays and rental car deals.
How Does it Work?
The key to success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program with a limited number of airlines. When it’s time to book a flight take a look at the price. If the cost is under $300, it’s best to pay cash and use your miles to pay to book a higher-priced flight. When the flights start getting above $500, you’ll want to check the frequent flyer account and see which airline can give you the best price. It all comes down to the amount of points or miles you have in your travel account for every airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets of travel hacking? First step to open an account that comes with a welcome bonus. There are a lot of fantastic credit cards that offer various benefits and features. It all depends on your preferred airline, your habits with spending and the features that are most essential to you.
Top Credit Card Picks
Here are some credit cards perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to hit the limit of spending minimum in order to get the bonus. Every credit card has its own set of rules, so make certain to verify the details. Then, it’s all about racking up miles, and using them to plan your dream trip!
Are you ready to go on a jet-setting with your ideas?
After you’ve accrued the points balance, you’re ready to redeem them for some sweet vacation! Different credit card providers will have different methods for redeeming your points. Here are a few examples from some of the providers I’ve had experience with:
Take a trip with Chase Ultimate Rewards
If you have an Chase credit card, then you can redeem your points via the Ultimate Rewards portal. Within the portal, you’ll get access to nearly every airline, and you can combine the points as well as cash in order to book your trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes even if you do not have enough points to cover the entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you fed up of paying full price for your flight tickets? Did you not know that when you book directly through United you can choose the option of paying with dollars or points? Butbe aware in case you don’t have enough points you aren’t able to combine points and dollars on the same flight. Don’t worry, though, if you’re only a couple of points away, United provides the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom and free snacks. In addition, their booking procedure is similar to United’s which allows customers to book using either JetBlue either dollars or points, but not both. The difference is that JetBlue has a unique feature where you can join your points with your family members and earn points twice as quickly. Just make sure you can prove you’re really family before trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca, you’re probably pretty thrifty and it’s daunting to try to spend thousands of dollars to hit the minimum spend for the credit card bonus. However, don’t be worried because we’ve been there and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent with credit card, then do it! Be prepared to be charged a fee, typically about 3 percent. It may be worth it in the long run when the bonus is large enough.
Make a payment on a medical expense
Another way to reach the minimum spend is to cover an medical bill. If you don’t have any medical bills in the near future then ask your family members if you can pay their medical bills and they’ll pay you back.
Pay off a loan
If you have any loans take into consideration making payments on them with an credit card. Make sure to pay off the credit card balance in full , so that you don’t end up with more debt.
Ask family for help
Ask your family members to determine if they’ve got any large expenses coming up that you can contribute for. Be sure to be sure that you’re able to are able to trust the person and that they understand why you’re doing it.
If it’s the holiday season take into consideration buying all your gifts with cards from your credit account. This way you can hit that minimum spend and also be prepared for giving gifts. Just make sure you’re not paying more than you planning to.
There are a lot of ways to get the most of your travel credit card. accrue points or miles to use towards flights or other travel-related expenses. Here are some additional suggestions for maximising your rewards:
Make travel reservations using your credit card
Whenever you’re planning a trip, use your travel credit card for booking your flight, hotel, rental car, and other travel costs. You’ll not only be able to meet the required amount to earn your credit card bonus and earn points, but you’ll also be earning points or miles on those expenditures.
Make use of your credit card to pay for all your daily costs
Another way to meet the minimum spend in order to accumulate points by using your credit card for every day expenses. This could be items like groceries, gas, and even your phone bill. Just make sure to pay off the balance in full each month so you don’t pay interest.
Make the most of bonus categories
Many travel credit cards offer miles or points in exchange for certain types of purchases, such as eating out or traveling. Make sure you review the rewards program of your credit card and make use of the bonus categories that are in line with your spending routines.
Take into consideration the possibility of transferring your balance
If you have existing debt on a credit card, consider transferring the balance to a travel credit card with a 0% introductory APR for balance transfers. This will enable you to pay off your debt without accruing interest and simultaneously help you hit the minimum spend for the credit card bonus.
Make use of your miles or points prudently
If you’ve amassed a large amount of miles or points, be sure to use them in a responsible manner. Check out the rewards program on your credit card and then compare the worth of various redemption options. For instance you can use your points to purchase a flight directly through the airline may provide you with a greater value than using them to purchase an gift card.
Another option is to get rewards cards that allow you to transfer your reward points into other loyalty programmes. This will allow you to enjoy a greater variety of choices and more freedom when it comes to redeeming your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or a reward program for hotels. This will give an access wider selection of hotels, flights, and other travel perks that aren’t available through your credit card’s rewards program.
Also, discover the card’s benefits. certain benefits that will help you save money on travel expenses. Many cards offer travel insurance and rental car insurance, baggage protection and other benefits that can be extremely valuable when you’re traveling.
When you travel with a companion and both of you get rewards on your credit card. Make sure you don’t divide the cost with the same card. Also, make sure to track your rewards separately.
In the end, the most important thing to do to reaping the maximum benefits from your travel rewards is to know the rewards program of your credit card and to ensure you’re making use of this program in the most effective way possible. Through all of the strategies I’ve outlined in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences and benefit from a wide variety of travel benefits.