Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking can be the solution to all your travel woes. It’s a fun way to convert welcome bonuses and other incentives into airline miles which you can use to score discounted or free flights to your desired destinations. With a little imagination and some know-how, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to purchase discount or no-cost flights. Certain credit cards permit you to use miles to pay for hotel stays or rental car discounts.
How Does it Work?
The most effective method for successful hacking travel is taking advantage of the credit card sign-up bonus and building out frequent flyer miles on a select group of airlines. When it comes time to book a flight take a look at the price. If the price is under $300, it’s best to pay cash and save your miles to book a higher-priced flight. If your flights begin to climb above $500, you’ll want to look into the frequent flyer account and see which airline can give you the best price. It all boils down to the amount of points or miles you have in your travel account for each airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets to travel hacking? First step opening an account with a sign-up offer. There are plenty of great credit cards with many features and benefits. It all depends on your preferred airline, spending habits and what features are essential to you.
Top Credit Card Picks
Here are some credit card options that can be excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll need to reach the limit of spending minimum in order to receive the bonus. Each card has its own guidelines, so make sure to look up the details. Then it’s all about building up miles, and then using them to book your dream trip!
Are you ready to set sail with your ideas?
Now that you’ve built up your points amount, it’s time to redeem them for some sweet getaway! Different credit card companies will have different methods of redeeming your points, but here are some examples from a few of the ones I have experience with:
Getaway by using Chase Ultimate Rewards
If you have an Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. Within the portal, you’ll get access to virtually every airline. You can make use of a combination of money and points to pay for your trip. You can even book entirely with points if you’ve enough balance! Sometimes even if you don’t have enough points to cover the entire cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying full price for flights? Did you know that when you book directly through United, you have the option to pay with dollars or points? Be careful in case you don’t have enough points you aren’t able to combine points and dollars for one flight. No worries though, if you’re just a few point short United gives you the option to purchase additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue offers a comfortable and enjoyable travel experience that includes extra legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines that allows customers to book using either JetBlue points or dollars, however, not both. The difference is that JetBlue offers a distinct feature where you can combine your points with your relatives to earn points twice as quickly. Be sure to verify that you are a family member before trying to hack the system.
Make sure you spend that minimum amount
If you’re like me or my travel companion Becca You’re probably quite economical and it’s challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn the credit card bonus. However, don’t be worried because we’ve been there and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent with credit card, then do it! Make sure you pay a fee, usually at least 3 percent. It may be worth it over the long term when the bonus is large enough.
Pay a medical bill
Another way to reach the required spending is to pay for the medical bills. If you don’t have any medical bills due then ask your relatives if you could pay for theirs and they can repay you.
Pay off the loan
If you’re in the middle of a loan take into consideration repaying them using the credit card you have. Just make sure you pay off the balance on your credit card in full so you don’t end up with more debt.
Ask your family members for help
Ask your family members to look into any big expenses coming up that you can help pay for. Be sure to be sure that you’re able to are able to trust the person and that they understand why you’re doing this.
If you’re in the middle of the holiday season take into consideration buying all your gifts with your credit card. In this way, you’ll hit that minimum spend and also be ready to give gifts. Just make sure you’re not paying more than you already thinking of.
There are many methods to get the most out of using your credit or debit card for travel. You can earn miles or points to use towards airfares or other travel-related costs. Here are some additional ways to maximize your rewards:
Make travel reservations using your credit card
When you’re planning your next trip, use you travel credit card to pay for your flight, hotel or rental car, as well as any other travel-related expenses. You’ll not only be able to hit the minimum spend to earn your credit card bonus and earn points, however, you’ll also earn points or miles for these expenses.
Use your credit card for everyday costs
Another way to hit the minimum spend in order to accumulate points by using your credit card to pay everyday expenses. This can include things like gas, groceries, and even your phone bill. Be sure to pay off the balance in full each month so you don’t accumulate interest.
Take advantage of bonus categories
Many travel credit cards offer miles or bonus points for certain types of purchases, like dining or travel. Make sure you review the rewards program of your credit card and avail any bonus categories that match with your spending routines.
Take into consideration a balance transfer
If you’re in the middle of a debt on a credit card, you might want to transfer that balance onto the travel credit card which has a 0% introductory APR for balance transfers. This will let you pay off your debts without accruing interest, and also assist you in reaching the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points carefully
When you’ve earned a significant amount of points or miles Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card and compare the benefits of different redemption options. For instance using points to book a ticket directly with the airline could give you a better value than using them to purchase a gift card.
Another tip is to use an rewards card that permits you to transfer your reward points into other loyalty programmes. This will allow you to get a wider selection of options and greater flexibility when you want to redeem your rewards. For example, you may be capable of transferring your rewards to an airline’s frequent flyer program or reward program for hotels. This gives the benefit of a larger selection of hotels, flights as well as other travel perks that may not be accessible through the rewards program on your credit card.
Additionally, try to determine whether your credit card has any perks that can save you money on travel-related expenses. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that could be very beneficial when traveling.
If you’re traveling with a companion each of you will be able to get rewards on your own credit card. Make sure you don’t share the costs on the same card, and be sure you keep track of the rewards you earn separately.
Overall, the key to maximizing your rewards for travel is to be aware of the rewards program on your credit card and ensure that you’re using your credit card in the most effective method possible. By using all of the methods I’ve described, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it and benefit from a wide variety of travel benefits.