Are you fed up of spending an enormous amount on flights? Well, good news! Travel hacking can be the solution to all your travel woes. It’s an exciting method to turn credit card welcome bonuses and other incentives into airline miles, which you can use to obtain discounted or cheap flights from your dream destinations. With a bit of imagination and a little bit of insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses and incentives for airline miles. The miles can be used to buy discount or no-cost flights. Certain credit cards will also let you redeem miles to pay for hotel stays or car rental deals.
How Does it Work?
The most effective method for successful travel hacking is to take advantage of the sign-up bonuses for credit cards and building out frequent flyer miles for a specific group of airlines. When it comes time to book a flight consider the cost. If the price is less than $300, it’s generally better to pay in cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to look into your frequent flyer accounts to determine which airline offers you the best price. It all boils down to the amount of points or miles in your travel account for every airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? First step opening the credit card that comes with a sign-up bonus. There are a lot of fantastic credit cards that provide many features and benefits. It is all dependent on the airline, your spending habits, and the features that are most important to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll need to hit the minimum spend limit in order to qualify for the bonus. Each card has its own rules, so make certain to verify the details. From there it’s all about building miles and then using them to book your dream vacation!
Are you ready to go on a jet-setting with your points?
After you’ve accrued your points amount, it’s time to redeem them for some delicious vacation! Different credit card companies will have different methods for redeeming your points. Here are some examples from some of the companies I have experience with:
Escape with Chase Ultimate Rewards
If you own a Chase cards, you are able to redeem your points through the Ultimate Rewards portal. In this portal you’ll have access to nearly every airline and you can make use of a combination of points and cash to book your travel. You can even book completely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for entire price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying the full cost for your flight tickets? Did you realize that when booking directly through United, you have the option to pay with dollars or points? But, be careful, if you do not have enough points you can’t combine dollars and points for one flight. No worries though, if you’re only a couple of points away, United provides the possibility of purchasing additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more space and complimentary snacks. In addition, their booking procedure is similar to United’s that allows passengers to book flights using JetBlue either dollars or points but not both. However, JetBlue has a unique feature that lets you pool your points together with family members to accrue points twice as fast. Make sure to verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re like me and my travel buddy Becca I’m sure you’re pretty economical and it’s daunting to try to spend thousands of dollars to hit the minimum amount required to earn credit card bonuses. However, don’t be worried as we’ve done it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent using credit card, go for it! Be prepared to pay a fee, usually at least 3 percent. It might be worth it over the long term if the bonus is high enough.
Pay a medical bill
Another excellent way to meet the minimum spend is to pay for the medical bills. If you don’t have any medical bills in the near future Ask your relatives if you could pay their medical bills and they will repay you.
Repay the loan
If you’re a borrower, consider paying them off with the credit card you have. Be sure to pay off the credit card balance in full so you don’t end up with more debt.
Ask your family members for help
Talk to your family and determine if they’ve got any large expenses coming up that you can contribute for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they are aware of the reason for doing this.
If you’re celebrating the holidays you should consider purchasing all of your gifts with the credit card you have. In this way, you’ll hit that minimum spend and also be prepared for giving gifts. Make sure that you’re not spending more than you were contemplating to.
There are plenty of ways to get the most from the travel credit card. accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising your rewards
Pay for travel expenses using your credit card
If you’re planning a trip, make use of your travel credit card to book your hotel, flight, rental car, and other travel costs. Not only will you be able to meet the minimum amount of spending required to earn your credit card and earn points, however, you’ll also earn points or miles on those costs.
Make use of your credit card to pay to pay for your everyday expenses
Another way to meet the minimum spend to earn rewards is by using your credit card to pay for daily expenditures. This could be things like food, gas and even your telephone bill. Just make sure to pay off the balance in full each month so you don’t pay interest.
Take advantage of bonus categories
Many travel credit cards offer miles or points in exchange on certain kinds of purchases, like eating out or traveling. Check out your rewards program on your credit card and take advantage of any bonus categories that align with your spending routines.
Think about a balance transfer
If you have existing debt on a credit card, consider transferring that balance to the travel credit card which has the introductory APR of 0% for balance transfer. This will let you pay off your debts without accruing interest and simultaneously aid in achieving the minimum spending requirement for the credit card’s bonus.
Use your points or miles wisely
When you’ve earned a significant amount of points or miles Make sure to utilize them wisely. Check out the rewards program on your credit card and compare the value of different redemption options. For instance you can use points to book a ticket directly with the airline might provide you with a greater value than using them to purchase a gift card.
Another option is to get an rewards card that permits you to transfer your points to other loyalty programs. This will allow you to have a wider range of choices and more freedom when it comes to making use of your rewards. For instance, you might be capable of transferring your rewards to frequent flyer programs of airlines or a Hotel rewards programme. This will give the benefit of a greater range of flights, hotels, and other travel perks that aren’t available through your credit card’s rewards program.
In addition, you should determine the card’s benefits. any perks that can reduce your travel costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that are very beneficial when traveling.
When you travel with a companion and both of you get rewards on your own credit card. Make sure you don’t split the cost on the same card. Also, make sure you keep track of your rewards separately.
The key to reaping the maximum benefits from your travel rewards is to know the rewards program on your credit card and ensure that you’re making use of this program in the most effective way possible. Utilizing all of the strategies I’ve listed, you’ll be able to earn rewards fast, exchange them for travel experiences that are worth it and benefit from a wide range of travel perks.